39 Overlook Cir Palmyra, VA 22963
Estimated payment $2,012/month
Highlights
- Main Floor Primary Bedroom
- Entrance Foyer
- Heat Pump System
- Front Porch
- Central Air
- Gas Log Fireplace
About This Home
Adorable cape cod located on almost 1/2 acre in the Crofton section of Lake Monticello. This home features main level living with 2 additional bedrooms on the second level and bonus space in the partially finished basement. Entering this home, you notice the hardwood floors in the main entry. To the left of the entrance is the Primary bedroom featuring a en-suite bath with dual vanities, and a walk in closet. To the right of the entry is a bonus room perfect for a home office or reading room. Walking towards the rear of the home you will pass the powder room on the way to the great room with fireplace and access to the oversized rear deck, dining area and kitchen. The kitchen features a breakfast bar, granite countertops and loads of cabinets. The second floor features 2 sizeable bedrooms and a second full bath. There is a partially finished terrace level which offers a flexible finished area great for a play area, home theatre, or family room. The oversized yard offers numerous options for the addition of a garage, huge play area or formal garden. This home also offers quick access to Lake Monticello Road. As part of Lake Monticello, there is full access to all amenities.
Listing Agent
MONTICELLO COUNTRY REAL ESTATE, INC. License #0225073583 Listed on: 04/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,800
Year Built
- Built in 1996
Lot Details
- 0.45 Acre Lot
- Zoning described as R-4 Residential
HOA Fees
- $122 per month
Home Design
- Block Foundation
- Vinyl Siding
- Stick Built Home
Interior Spaces
- Gas Log Fireplace
- Entrance Foyer
- Basement
Kitchen
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
Outdoor Features
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
- Underground Utilities
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18A 7 31
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,549 | $339,800 | $30,000 | $309,800 |
| 2024 | $22 | $257,200 | $30,000 | $227,200 |
| 2023 | $2,171 | $257,200 | $30,000 | $227,200 |
| 2022 | $1,922 | $220,900 | $25,000 | $195,900 |
| 2021 | $1,922 | $220,900 | $25,000 | $195,900 |
| 2020 | $1,890 | $204,300 | $25,000 | $179,300 |
| 2019 | $1,890 | $204,300 | $25,000 | $179,300 |
| 2018 | $1,791 | $197,500 | $25,000 | $172,500 |
| 2017 | $1,791 | $197,500 | $25,000 | $172,500 |
| 2016 | $1,335 | $145,600 | $25,000 | $120,600 |
| 2015 | $1,588 | $145,600 | $25,000 | $120,600 |
| 2014 | $1,588 | $180,400 | $25,000 | $155,400 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/11/2025 09/11/25 | Pending | -- | -- | -- |
| 09/10/2025 09/10/25 | Price Changed | $311,000 | -2.5% | $148 / Sq Ft |
| 09/05/2025 09/05/25 | For Sale | $319,000 | 0.0% | $152 / Sq Ft |
| 09/05/2025 09/05/25 | Price Changed | $319,000 | -1.8% | $152 / Sq Ft |
| 07/11/2025 07/11/25 | Off Market | $325,000 | -- | -- |
| 07/11/2025 07/11/25 | Pending | -- | -- | -- |
| 06/17/2025 06/17/25 | Price Changed | $325,000 | -0.2% | $155 / Sq Ft |
| 05/20/2025 05/20/25 | Price Changed | $325,700 | -1.2% | $155 / Sq Ft |
| 05/12/2025 05/12/25 | Price Changed | $329,700 | -1.5% | $157 / Sq Ft |
| 04/11/2025 04/11/25 | For Sale | $334,700 | -- | $160 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $179,900 | Stewart Title | |
| Warranty Deed | $274,000 | None Available | |
| Warranty Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $276,095 | VA | |
| Closed | $184,217 | VA | |
| Previous Owner | $132,478 | FHA | |
| Previous Owner | $44,800 | Balloon | |
| Previous Owner | $219,200 | New Conventional | |
| Previous Owner | $210,400 | New Conventional | |
| Previous Owner | $60,000 | Stand Alone Second |
Source: Charlottesville area Association of Realtors®
MLS Number: 663105
APN: 18A-7-31
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