Sabrina Thompson
LONG & FOSTER - CHARLOTTESVILLE
(434) 443-5083
42 Total Sales
3 in Lake Monticello
$320K - $385K Price Range
820 Jefferson Dr Palmyra, VA 22963
Lake Monticello AreaEstimated Value: $323,817
3
Beds
2
Baths
1,252
Sq Ft
$259/Sq Ft
Est. Value
Highlights
- Wood Burning Stove
- Side Porch
- Double Pane Windows
- Vaulted Ceiling
- Eat-In Kitchen
- Walk-In Closet
About This Home
As of April 2026BEAUTIFULLY RENOVATED ONE LEVEL HOME in PRIME Lake Monticello location offers 3 BR, 2 Baths & 1,252 fin sq ft. Inside, home is THOUGHTFULLY UPDATED for both style & function. IMPROVEMENTS include NEW FLOORING throughout, FRESHLY PAINTED inside & out. RECONFIGURED KITCHEN has expanded space w/ALL-NEW APPLIANCES & CENTER ISLAND W/BREAKFAST BAR. All NEW main-level WINDOWS improve efficiency & comfort. COMPLETELY REMODELED BATHROOMS. CEILING FANS w/integrated lighting added to each bedroom. Living room WOOD STOVE includes a rebuilt exterior chimney box & cleaned flue, offering a practical supplemental heat source. ADD'L FEATURES include LARGE REBUILT SIDE DECK w/direct dining room access & ramp to the driveway, a SPACIOUS PRIMARY BEDROOM w/WALK-IN CLOSET & remodeled ensuite bath, hallway LAUNDRY ALCOVE & LINEN CLOSET. The FLOORED ATTIC provides plentiful storage. Just two blocks from the Main Gate, Clubhouse, Pools, Main Beach, a Playground, the Marina & Security Office. MOVE-IN READY & ideally positioned to enjoy wide variety of Lake Monticello’s AMENITIES—schedule your showing today!
Last Agent to Sell the Property
REAL ESTATE III, INC. License #0225192643 Listed on: 02/14/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,855
Year Built
- Built in 1989 | Remodeled
Lot Details
- 12,197 Sq Ft Lot
- Property fronts an easement
- Zoning described as R-4 Residential
HOA Fees
- $125 per month
Home Design
- Block Foundation
- Block Exterior
- Stick Built Home
- Cedar
Interior Spaces
- 1,252 Sq Ft Home
- 1-Story Property
- Vaulted Ceiling
- Recessed Lighting
- Wood Burning Stove
- Wood Burning Fireplace
- Fireplace Features Masonry
- Double Pane Windows
- Vinyl Clad Windows
- Tilt-In Windows
- Window Screens
- Entrance Foyer
- Washer and Dryer Hookup
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Range
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Eco-Friendly Details
- Energy-Efficient Exposure or Shade
Outdoor Features
- Wood Patio
- Side Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heating System Uses Wood
- Heat Pump System
- Underground Utilities
Community Details
- Lake Monticello Subdivision
Listing and Financial Details
- Assessor Parcel Number 18/A 2/39
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 14, 2026
Closed on
Apr 21, 2026
Sold by
Vertex Investors Llc
Bought by
Seller's Agent
Laurie Partner
REAL ESTATE III, INC.
Buyer's Agent
TREY DURHAM
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$318,000
Sold Price
$324,130
Premium/Discount to List
$6,130
1.93%
Views
315
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$313
Avg. Annual Appreciation
-0.25%
Original Mortgage
$318,258
Outstanding Balance
$317,034
Interest Rate
6.22%
Mortgage Type
FHA
Estimated Equity
$6,783
Purchase Details
Listed on
Feb 14, 2026
Closed on
Apr 7, 2026
Sold by
Woodward Ruby
Bought by
Structured Asset Securities Corporation Mortg
Seller's Agent
Laurie Partner
REAL ESTATE III, INC.
Buyer's Agent
TREY DURHAM
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
List Price
$318,000
Sold Price
$324,130
Premium/Discount to List
$6,130
1.93%
Views
315
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,258
Outstanding Balance
$317,034
Interest Rate
6.22%
Mortgage Type
FHA
Estimated Equity
$6,783
Purchase Details
Closed on
Sep 18, 2025
Sold by
Equity Trustees Llc
Bought by
Vertex Investors Llc
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Palmyra, VA
-
Sabrina Thompson
-
Bunny French
Bunny French
LORING WOODRIFF REAL ESTATE ASSOCIATES
(434) 443-5922
10 Total Sales
1 in Lake Monticello
$393,000 Price
-
Jessica Russo
Jessica Russo
NEST REALTY GROUP
(434) 443-8515
173 Total Sales
7 in Lake Monticello
$309K - $360K Price Range
-
Donna Waugh-Robinson
Donna Waugh-Robinson
CORCORAN WILEY-ORANGE
(540) 732-7742
136 Total Sales
4 in Lake Monticello
$49K - $422K Price Range
-
Ernie Chamberlain
Ernie Chamberlain
Responds QuicklyHometown Realty
(804) 676-6939
537 Total Sales
1 in Lake Monticello
$655,000 Price
-
Aaron Howell
Aaron Howell
STORY HOUSE REAL ESTATE
(434) 216-2352
86 Total Sales
8 in Lake Monticello
$273K - $510K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $324,130 | Stewart Title Guaranty Company | ||
| Structured Asset Securities Corporation Mortg | -- | None Listed On Document | |
| Vertex Investors Llc | $181,000 | None Listed On Document |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $318,258 | ||
| Previous Owner | Woodward Ruby L | $165,750 | |
| Previous Owner | Woodward Ruby L | $144,240 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/29/2026 04/29/26 | Sold | $324,130 | +1.9% | $259 / Sq Ft |
| 04/23/2026 04/23/26 | Pending | -- | -- | -- |
| 04/23/2026 04/23/26 | Price Changed | $318,000 | 0.0% | $254 / Sq Ft |
| 03/22/2026 03/22/26 | Pending | -- | -- | -- |
| 02/14/2026 02/14/26 | For Sale | $318,000 | -- | $254 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $1,867 | $247,300 | $30,000 | $217,300 |
| 2025 | $1,855 | $247,300 | $30,000 | $217,300 |
| 2024 | $14 | $168,200 | $30,000 | $138,200 |
| 2023 | $1,420 | $168,200 | $30,000 | $138,200 |
| 2022 | $1,242 | $142,800 | $27,500 | $115,300 |
| 2021 | $1,242 | $142,800 | $27,500 | $115,300 |
| 2020 | $1,214 | $131,200 | $27,500 | $103,700 |
| 2019 | $1,214 | $131,200 | $27,500 | $103,700 |
| 2018 | $1,140 | $125,700 | $27,500 | $98,200 |
| 2017 | $1,140 | $125,700 | $27,500 | $98,200 |
| 2016 | $1,123 | $122,500 | $27,500 | $95,000 |
| 2015 | $1,059 | $122,500 | $27,500 | $95,000 |
| 2014 | $1,059 | $120,300 | $27,500 | $92,800 |
Source: Public Records
Agents Affiliated with this Home
-
Laurie Partner
Seller's Agent in 2026
Laurie Partner
REAL ESTATE III, INC.
(434) 953-6549
24 Total Sales
-
TREY DURHAM
Buyer's Agent in 2026
TREY DURHAM
KELLER WILLIAMS ALLIANCE - CHARLOTTESVILLE
(434) 409-8308
284 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 673242
APN: 18A 2 39
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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