$644,900
$5K PRICE DROP

Estimated payment $3,966/month

Total Views 10,311
3 Beds
3 Baths
2,305 Sq Ft
$280 Price per Sq Ft

Highlights

  • Vaulted Ceiling
  • Screened Porch
  • Laundry Room
  • Main Floor Primary Bedroom
  • Walk-In Closet
  • 2 Car Garage

About This Home

New Price! The most affordable water front home in the area at this time. Receive a 2006 Triumph boat with a 170 dual console and Yamaha four stroke 75 HP engine and trailer with an acceptable offer. Custom built waterfront retreat in Lake Monticello. This contemporary style home with modern updates offers 77 feet of water frontage, private dock, and two decks and sunroom overlooking the water. This home is located in a cove that opens up to the main body of the lake and is within a couple blocks of the Main Beach and the clubhouse. The well-equipped kitchen showcases top-of-the-line Maytag appliances, stylish 42" Kraftmaid cabinets, and elegant Granite counter tops brightened by translucent glass backsplash tiles. The Living room and Dining room boast Hardwood floors and lofty ceilings that along with the passive lighting create an open, and light-filled atmosphere. The three sided fireplace enhance these areas. The full finished basement features a spacious rec/office room with large built-ins, an optional murphy bed, a full bathroom, laundry room, and a kitchenette perfect for entertaining. This well maintained home offers updates such as upgraded bathrooms, solid wood doors, new roof, and a 2 car garage with paved driveway.

Listing Agent

George Rosario

AKARION REALTY License #0225059350 Listed on: 04/09/2026

Co-Listing Agent

MELISSA ROSARIO

AKARION REALTY License #0225236684

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,721

Year Built

  • Built in 1998

Lot Details

  • 13,504 Sq Ft Lot
  • Zoning described as R-1 Residential

HOA Fees

  • $118 per month

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2-Story Property
  • Vaulted Ceiling
  • Fireplace With Glass Doors
  • Gas Log Fireplace
  • Stone Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Casement Windows
  • Window Screens
  • Screened Porch
  • Basement

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Sink Near Laundry
  • Washer and Dryer Hookup

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Heat Pump System

Community Details

  • Built by MVC HOMES
  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 124

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,721

Year Built

Built in 1998

Lot Details

0.31 Acres

HOA Fees

$118 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Accessibility Features: Grab Bars, Accessible Approach with Ramp, Accessible Doors
  • Parcel Number: 124
  • Property Sub Type: Detached
  • LotSizeAcres: 0.31
  • Road Frontage Type: Private Road
  • Co List Office Mls Id: 61
  • Co List Office Phone: 434-842-3955
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 1406.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • AboveGradeUnfinishedArea: 120.0
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Dryer, Washer
  • Basement: Exterior Entry, Full, Finished, Heated, Interior Entry, Walk-Out Access
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 899.0
  • Fireplace Features: Glass Doors, Gas Log, Stone
  • Interior Amenities: Primary Downstairs, Walk-In Closet(s), Vaulted Ceiling(s)
  • Living Area: 2305.0
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 2
  • Window Features: Casement Window(s), Insulated Windows, Screens, Vinyl

Exterior Features

  • Roof: Composition, Shingle
  • View: Water
  • Topography: Rolling
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Builder Name: MVC HOMES
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Rear Porch, Front Porch, Porch, Screened

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Electricity, Garage Faces Front, Garage, Garage Door Opener

Utilities

  • Heating: Heat Pump
  • Utilities: Cable Available, Fiber Optic Available, High Speed Internet Available
  • Sewer: Public Sewer
  • Laundry Features: Washer Hookup, Dryer Hookup, Sink
  • Cooling: Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1416.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Lot Features: Landscaped, Waterfront
  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-1 Residential

Building Info

  • Year Built: 1998

Tax Info

  • Year: 2026
  • Tax Annual Amount: 3721.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Map

Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $4,072 $539,400 $130,000 $409,400
2025 $4,046 $539,400 $130,000 $409,400
2024 $37 $433,700 $130,000 $303,700
2023 $3,660 $433,700 $130,000 $303,700
2022 $3,466 $398,400 $130,000 $268,400
2021 $3,466 $398,400 $130,000 $268,400
2020 $4,034 $436,100 $170,000 $266,100
2019 $4,034 $436,100 $170,000 $266,100
2018 $3,888 $428,700 $170,000 $258,700
2017 $3,888 $428,700 $170,000 $258,700
2016 $3,722 $405,900 $150,000 $255,900
2015 $3,521 $405,900 $150,000 $255,900
2014 $3,521 $400,100 $150,000 $250,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
06/01/2026 06/01/26 Price Changed $644,900 -0.8% $280 / Sq Ft
04/09/2026 04/09/26 For Sale $649,900 -- $282 / Sq Ft
Source: Charlottesville area Association of Realtors®

Source: Charlottesville area Association of Realtors®

MLS Number: 675616

Charlottesville area Association of Realtors®

APN: 18A-2-124

Your Personal Tour Guide

Ask me questions while you tour the home.