NOT LISTED FOR SALE

390 SW Harbor St Stuart, FL 34997

South Stuart Neighborhood

Estimated Value: $709,000 - $827,000

3 Beds
2 Baths
1,988 Sq Ft
$394/Sq Ft Est. Value

Sale Details

Date Sold: September 13, 2019

Last sale price $500,000 $252 Per Sq Ft

Est. 57% increase in value since last sale

Current estimated payment $4,833 / mo

91 Days on Market

Highlights

  • 30 Feet of Waterfront
  • Boat Ramp
  • Private Pool
  • Martin County High School Rated A-
  • Property has ocean access
  • 5-minute walk to Delaplane Preserve

About This Home

As of September 2019

Spectacular custom-built home Single Family 3/2 - One owner only. Newer Gourmet kitchen remodeled with granite and stainless appliances. Gas Stove. Screened pool overlooking canal with a boat dock and 9000 Lbs. boat lift. Baths have been updated. Waterfront/interior canal with ocean and Okeechobee lake access and no fixed bridges. Community boat ramp. Convenient location.Price drastically reduced - For Sale As Is - Seller very motivated!

Last Agent to Sell the Property

Ruby Steward

KPI International Realty LLC License #3351728 Listed on: 04/19/2019

Last Buyer's Agent

Jason Flannery

Illustrated Properties License #3053611

Illustrated Properties

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,300

Year Built

  • Built in 1987

Lot Details

  • 30 Feet of Waterfront
  • Lake Front
  • Home fronts a canal
  • East Facing Home
  • Fenced
  • Fruit Trees
  • Property is zoned 1607

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Circular Driveway

Property Views

  • Canal
  • Garden
  • Pool

Home Design

  • Entry on the 1st floor
  • Brick Exterior Construction
  • Aluminum Roof

Interior Spaces

  • 1,988 Sq Ft Home
  • 1-Story Property
  • Custom Mirrors
  • Vaulted Ceiling
  • Ceiling Fan
  • Blinds
  • Open Floorplan

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Trash Compactor
  • Disposal

Flooring

  • Parquet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Roman Tub
  • Jettted Tub and Separate Shower in Primary Bathroom
  • Soaking Tub

Laundry

  • Dryer
  • Washer

Pool

  • Private Pool
  • Outdoor Shower
  • Screen Enclosure

Outdoor Features

  • Property has ocean access
  • No Fixed Bridges
  • Lake Privileges
  • Deck
  • Patio
  • Outdoor Living Area
  • Outbuilding
  • Wrap Around Porch

Schools

  • Crystal Lake Elementary School
  • Dr. David L. Anderson Middle School
  • Martin County High School

Utilities

  • Cooling System Powered By Gas
  • Central Heating and Cooling System
  • Well
  • Gas Water Heater
  • Water Purifier
  • Water Softener
  • Fuel Tank
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 553841007000001607

Community Details

Overview

  • No Home Owners Association
  • Harbor Estates, St. Lucie Subdivision

Recreation

  • Boat Ramp
  • Boating

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,300

Year Built

Built in 1987

Lot Details

0.29 Acres

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Year Built: 1987
  • Architectural Style: Ranch
  • Entry Level: 1
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • DelayedMarketingYN: No
  • Special Features: VirtualTour
  • Stories: 1

Interior Features

  • Interior Amenities: Breakfast Bar, Bedroom on Main Level, Bathtub, Dual Sinks, Eat-in Kitchen, Family/Dining Room, Garden Tub/Roman Tub, Jetted Tub, Kitchen/Dining Combo, Custom Mirrors, Main Level Primary, Soaking Tub, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Disposal, Gas Range, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Water Softener, Trash Compactor, Water Purifier, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Ceramic Tile, Parquet, Tile
  • Living Area: 1988.0
  • Stories: 1
  • Window Features: Blinds

Exterior Features

  • Exterior Features: Outdoor Living Area, Outdoor Shower
  • View: Canal, Garden, Pool, Water
  • Fencing: Fenced
  • Road Frontage Type: Waterfront
  • Lot Features: Fruit Trees
  • Pool Features: Screen Enclosure
  • Pool Private: Yes
  • View: Yes
  • Waterfront Features: Canal Front, Lake Front, Lake Privileges, No Fixed Bridges, Ocean Access
  • Waterfront: Yes
  • Construction Type: Brick, Block
  • Direction Faces: East
  • Other Structures: Outbuilding
  • Patio And Porch Features: Deck, Patio, Porch, Wrap Around
  • Property Condition: Resale
  • Roof: Aluminum

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Attached, Circular Driveway, Driveway, Garage, Garage Door Opener

Utilities

  • Laundry Features: Washer Hookup, Dryer Hookup
  • Other Equipment: Fuel Tank(s)
  • Cooling: Central Air, Ceiling Fan(s), Gas
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Pets Allowed: Yes
  • Community Features: Boat Facilities
  • Senior Community: No
  • Amenities: Boating
  • Association: No
  • Pets Allowed: No Pet Restrictions, Yes

Schools

  • Elementary School: Crystal Lake (Martin)
  • High School: Martin County
  • Middle Or Junior School: Dr. David L. Anderson

Lot Info

  • Parcel #: 553841007000001607
  • Mobile Dim Units: Feet
  • Zoning: 1607

Tax Info

  • Tax Year: 2018
  • Tax Annual Amount: 6300.0

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 19, 2019
Closed on
Sep 11, 2019
Sold by
Smith Terrell W and Smith Juana M
Bought by
Seller's Agent
Ruby Steward
KPI International Realty LLC
Buyer's Agent
Jason Flannery
Illustrated Properties
List Price
$595,000
Sold Price
$500,000
Premium/Discount to List
-$95,000
-15.97%
Current Estimated Value
$782,654

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$282,654
Avg. Annual Appreciation
6.61%
Original Mortgage
$400,000
Outstanding Balance
$344,172
Interest Rate
3.7%
Mortgage Type
New Conventional
Estimated Equity
$438,482

Purchase Details

Closed on
Mar 24, 1994
Sold by
Harbor Est Assn Inc
Bought by
Smith Terrell and Smith Juana

Purchase Details

Closed on
Feb 1, 1983
Bought by
Smith Terrell W and Smith Juana M
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in South Stuart, FL

  • Alec Van Dyke Real Estate Agent - RE/MAX of Stuart

    Alec Van Dyke

    RE/MAX of Stuart

    (772) 362-2129

    65 Total Sales

    8 in South Stuart

    $275K - $675K Price Range

    Alec Van Dyke
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  • Debra Sopko Real Estate Agent - Water Pointe Realty Group

    Debra Sopko

    Water Pointe Realty Group

    (772) 877-0436

    51 Total Sales

    4 in South Stuart

    $549K - $1.3M Price Range

    Debra Sopko
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  • Sean Mann Real Estate Agent - Beach Front Mann Realty

    Sean Mann

    Beach Front Mann Realty

    (772) 763-4208

    122 Total Sales

    1 in South Stuart

    $290,000 Price

    Sean Mann
     Section Image
  • Austin Clifford Real Estate Agent - Water Pointe Realty Group

    Austin Clifford

    Water Pointe Realty Group

    (772) 238-6017

    43 Total Sales

    3 in South Stuart

    $175K - $694K Price Range

    Austin Clifford
     Section Image
  • Gail Anderson Real Estate Agent - Fulton Grace Realty

    Gail Anderson

    Fulton Grace Realty

    (561) 475-5696

    44 Total Sales

    7 in South Stuart

    $230K - $800K Price Range

    Gail Anderson
     Section Image
  • Elaine R. Davis Real Estate Agent - EXP Realty LLC

    Elaine R. Davis

    EXP Realty LLC

    (857) 232-7642

    160 Total Sales

    1 in South Stuart

    $682,500 Price

    Elaine R. Davis
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$500,000 Attorney
Smith Terrell $200 --
Smith Terrell W $36,500 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $400,000
Previous Owner Smith Terrell $175,000
Previous Owner Smith Terrell $30,000
Previous Owner Smith Terrell W $69,100
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/13/2019 09/13/19 Sold $500,000 -16.0% $252 / Sq Ft
07/19/2019 07/19/19 Pending -- -- --
04/19/2019 04/19/19 For Sale $595,000 -- $299 / Sq Ft
Source: BeachesMLS (Greater Fort Lauderdale)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,927 $385,543
2024 $5,812 $374,678
2023 $5,812 $363,766 $0 $0
2022 $5,611 $353,171 $0 $0
2021 $5,628 $342,885 $0 $0
2020 $5,321 $326,947 $0 $0
2019 $7,189 $388,050 $230,000 $158,050
2018 $6,629 $370,650 $220,000 $150,650
2017 $5,450 $326,510 $190,000 $136,510
2016 $5,481 $321,150 $190,000 $131,150
2015 $4,604 $319,120 $190,000 $129,120
2014 $4,604 $291,770 $165,000 $126,770
Source: Public Records

Agents Affiliated with this Home

  • RS

    Seller's Agent in 2019

    Ruby Steward

    KPI International Realty LLC

  • Jason Flannery Real Estate Agent - Illustrated Properties

    Buyer's Agent in 2019

    Jason Flannery

    Illustrated Properties

    (561) 762-3272

    24 in this area

    254 Total Sales

    Jason Flannery
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  • JF

    Buyer's Agent in 2019

    Jason Flannery P.A.

    RE/MAX Of Stuart

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Map

Source: BeachesMLS (Greater Fort Lauderdale)

MLS Number: A10668707

BeachesMLS (Greater Fort Lauderdale)

APN: 55-38-41-007-000-00160-7

Florida Martin County Stuart 34997 South Stuart

390 SW Harbor St, Stuart, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

BeachesMLS (Greater Fort Lauderdale) All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2026 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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