390 Windy Willow Way Saint Cloud, FL 34771
East Saint Cloud NeighborhoodEstimated payment $2,712/month
Highlights
- Open Floorplan
- High Ceiling
- Pickleball Courts
- Clubhouse
- Community Pool
- 2 Car Attached Garage
About This Home
POSSIBLE 4.99% ASSUMABLE MORTGAGE OPPORTUNITY (SUBJECT TO LENDER APPROVAL AND BUYER QUALIFICATION). This rare financing opportunity may allow eligible buyers to secure a significantly lower interest rate compared to current market rates—offering substantial potential monthly savings and increased purchasing power. Better than new and thoughtfully upgraded, this beautifully maintained two-story home is located in The Crossings community in St. Cloud. Built just two years ago, this spacious residence offers approximately 1,946 square feet of living space, featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a 2-car garage—combining modern design with true move-in-ready convenience.
The open-concept first floor creates an inviting environment ideal for both everyday living and entertaining. The stylish gourmet kitchen showcases quartz countertops, shaker-style wood cabinetry, Samsung stainless steel appliances, a pantry, and a designer backsplash that adds a custom, elevated touch. The kitchen flows seamlessly into the spacious gathering room, creating a comfortable and functional layout.
Enhanced beyond builder-grade finishes, the home features updated modern lighting fixtures and ceiling fans throughout, adding both style and comfort. The main living areas and bathrooms are finished with luxury vinyl plank flooring, while the bedrooms offer stain-resistant carpeting for added warmth and durability.
Upstairs, the thoughtfully designed layout includes three generously sized bedrooms and a versatile loft—ideal for a home office, media space, or additional living area. The owner’s suite offers a spacious walk-in closet, linen storage, and a private en-suite bath complete with dual vanities and a tiled shower.
Situated in a prime location, The Crossings is nestled within the rapidly expanding growth corridor between Lake Nona and NeoCity—two of Central Florida’s most innovative and high-growth areas. With continued development throughout Osceola County and St. Cloud, this location offers strong potential for long-term value and future equity growth.
Enjoy the benefits of a nearly new home with upgrades already completed—without the wait, stress, or additional expenses of new construction.
THIS IS A WINDOW OF OPPORTUNITY YOU WON’T WANT TO MISS.
Listing Agent
THE PROPERTY PROS REAL ESTATE Brokerage Phone: 813-382-8288 License #3064003 Listed on: 03/19/2026
Open House Schedule
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Sunday, April 19, 20261:00 to 3:00 pm4/19/2026 1:00:00 PM +00:004/19/2026 3:00:00 PM +00:00Add to Calendar
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,622
Year Built
- Built in 2024
Lot Details
- 3,485 Sq Ft Lot
- East Facing Home
- Native Plants
- Property is zoned PUD
HOA Fees
- $10 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Bi-Level Home
- Block Foundation
- Shingle Roof
- Block Exterior
- Stucco
Interior Spaces
- 1,955 Sq Ft Home
- Open Floorplan
- High Ceiling
- Ceiling Fan
- Window Treatments
- Combination Dining and Living Room
- In Wall Pest System
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom Upstairs
- Split Bedroom Floorplan
- Walk-In Closet
Laundry
- Laundry Room
- Washer and Electric Dryer Hookup
Eco-Friendly Details
- Energy-Efficient Windows
- Energy-Efficient HVAC
- Energy-Efficient Lighting
- Energy-Efficient Thermostat
- Reclaimed Water Irrigation System
Outdoor Features
- Exterior Lighting
Schools
- Narcoossee Elementary School
- Narcoossee Middle School
- Harmony High School
Utilities
- Central Heating and Cooling System
- Thermostat
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 262
- Assessor Parcel Number 22-25-31-3661-0001-2620
- $2,520 per year additional tax assessments
Community Details
Overview
- Mikayla Miller Association, Phone Number (863) 940-2863
- Visit Association Website
- Built by Highland Homes
- Crossings Ph 1 Subdivision, Aria Floorplan
- The community has rules related to deed restrictions
Amenities
- Clubhouse
Recreation
- Pickleball Courts
- Community Playground
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,088 | $332,500 | $60,000 | $272,500 |
| 2024 | $2,335 | $19,000 | $19,000 | -- |
| 2023 | $2,335 | $19,000 | $19,000 | -- |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/13/2026 04/13/26 | Price Changed | $389,900 | -1.3% | $199 / Sq Ft | |
| 03/19/2026 03/19/26 | For Sale | $394,900 | +2.9% | $202 / Sq Ft | |
| 04/29/2024 04/29/24 | Sold | $383,945 | 0.0% | $197 / Sq Ft | View Prior Sale |
| 01/22/2024 01/22/24 | Off Market | $383,945 | -- | -- | |
| 01/10/2024 01/10/24 | Pending | -- | -- | -- | |
| 12/13/2023 12/13/23 | For Sale | $383,945 | -- | $197 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $384,000 | Innovative Title |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $376,989 | FHA |
Source: Stellar MLS
MLS Number: TB8488443
APN: 22-25-31-3661-0001-2620
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listings courtesy of Stellar MLS as distributed by MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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