$585,000
SOLD OCT 6, 2025

3900 Harolds Rd Traverse City, MI 49696

2 Beds
2 Baths
1,040 Sq Ft
0.31 Acres

Recently Sold

$562 Per Sq Ft

1% Below List Price

4 Days on Market

Highlights

  • Private Waterfront
  • Deeded Waterfront Access Rights
  • Deck
  • Courtade Elementary School Rated A-
  • RV or Boat Parking
  • Wooded Lot

About This Home

As of October 2025

Bring the boat, fishing rods and water toys! Live like you’re on vacation every day! Whether you’re looking for a second home, investment or year-round home this is the one for you! You will not find a Better Value on Spider Lake than this 2+BR, 2BA with walk-out lower level, 2-Car detached garage with separate workshop - ALL on 125’ of beautiful frontage on Spider Lake! Lots of room for the lake toys, place for your boat or camper & so much more! This well maintained home features a big kitchen with lots of cabinets, breakfast bar, stainless appliances including gas stove (sellers paid to have propane changed to natural gas), dishwasher, refrigerator, island and pantry. Super nice washer/dryer in laundry/mud room. Big open family room with lots of windows viewing the lake that walks out onto a huge deck to relax and enjoy the water views. There’s also a big lower deck on back of home. 2 bedrooms & 1 bath on the main and the lower level features a second bath & mostly finished 3rd BR, game/family & storage rooms. Seller has done all the work and left the easy part. There are even lake views from the lower future bedroom and family room!! This gorgeous lot is a ‘wow’ and there’s even an additional storage shed. Great location with boat launch nearby! Home just appraised for $630K - seller is offering a great opportunity for the savvy buyer. If you have been dreaming about “Lake Life” there is no better time than now!! At this price it won’t last!

Last Agent to Sell the Property

Ree Zerafa

Wolff Properties Listed on: 09/10/2025

Co-Listed By

Teri Miceli-Wolff

Wolff Properties

Last Buyer's Agent

Ree Zerafa

Wolff Properties Listed on: 09/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,348

Year Built

  • Built in 1982

Lot Details

  • 0.31 Acre Lot
  • Lot Dimensions are 350x85x125x237
  • Private Waterfront
  • 125 Feet of Waterfront
  • Dirt Road
  • Level Lot
  • Wooded Lot
  • Garden
  • The community has rules related to zoning restrictions

Home Design

  • Cottage
  • Block Foundation
  • Fire Rated Drywall
  • Insulated Concrete Forms
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 1,040 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Blinds
  • Mud Room
  • Workshop
  • Water Views

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Basement Window Egress

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Gravel Driveway
  • RV or Boat Parking

Outdoor Features

  • Deeded Waterfront Access Rights
  • Property is near a lake
  • Deck
  • Patio
  • Shed

Schools

  • Courtade Elementary School
  • Traverse City East Middle School
  • Central High School

Utilities

  • Well

Community Details

Overview

  • Metes And Bounds Community

Recreation

  • Water Sports

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,348

Year Built

Built in 1982

Lot Details

0

Listing Details

  • Class: Single Family
  • Type: Residential
  • Style: Cottage, 1 Story
  • Estimated Year Built: 1982
  • Construction: Block, Timber Frame
  • Private Shared: Private
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1
  • Year Built: 1982

Interior Features

  • Appliances Equipment: Refrigerator, Oven/Range, Dishwasher, Washer, Dryer, Blinds, Ceiling Fan, Smoke Alarms(s)
  • Interior Amenities: Pantry, Mud Room, Workshop, Vaulted Ceilings, Drywall
  • Bedrooms: 2
  • Bedroom 1: Dimensions: 12x12, On Level: Main Floor, Flooring: LVP
  • Bedroom 2: Dimensions: 12x8, On Level: Main Floor, Flooring: LVP
  • Bedroom 3: Dimensions: 11x13, On Level: Lower Floor, Flooring: Concrete
  • Total Bathrooms: 2
  • Number of Lower Level Bathrooms: 1
  • Number of Main Level Bathrooms: 1
  • Full Bathrooms: 2
  • Main Floor Primary: Yes
  • Dining Room: On Level: Main Floor, Flooring: Carpet
  • Kitchen: Dimensions: 14x8, On Level: Main Floor, Flooring: LVP
  • Living Room: Dimensions: 23x14, On Level: Main Floor, Flooring: Carpet
  • Range: R 10W
  • Total Finished Sf Apx: 1040

Exterior Features

  • Additional Buildings: Garden/Storage Shed
  • Body Of Water: Spider Lake
  • Exterior Features: Deck, Patio, Garden Area, RV Parking
  • Exterior Finish: Wood
  • Foundation: Full, Walkout, Block, Entrance Outside, Finished Rooms, Insulated Concrete Panels, Egress Windows, Unfinished
  • Number Of Acres: 0.31
  • Road: Private Owned, Dirt
  • Roof: Asphalt
  • Water Features: Priv Frontage (Wtr Side), Inland Lake, All Sports, Water View, Soft Bottom, Gradual Slope to Water, Vegetation to Water Edge, Public Lake
  • Waterfront Frontage: 125

Garage/Parking

  • Driveway: Gravel
  • Garage Capacity: 2
  • Primary Garage: Detached, Door Opener

Utilities

  • Heating Cooling Types: Hot Water
  • Laundry: Dimensions: 11x8, On Level: Main Floor, Flooring: LVP
  • Sewer: Private Septic
  • Tv Service Internet Avail: Cable Internet, WiFi
  • Water: Private Well

Association/Amenities

  • Development Name: Metes and Bounds

Lot Info

  • Deeded Waterfront: Yes
  • Land Features: Wooded, Level, Sloping
  • Lot Dimensions: 350X85X125X237
  • Mineral Rights: Unknown
  • Parcel Description: Metes and Bounds
  • Zoning Use Restrictions: Residential

Rental Info

  • Rent Spree Y N: No

Tax Info

  • Summer Taxes: 2950.08
  • Total Taxes: 4347.56
  • Winter Taxes: 1397.48
  • Year Winter: 2024

MLS Schools

  • Elementary School: Courtade Elementary School
  • HighSchool: Central High School
  • School District: Traverse City Area Public Schools
  • Middle School: Traverse City East Middle School

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/06/2025 10/06/25 Sold $585,000 -0.8% $563 / Sq Ft
09/10/2025 09/10/25 For Sale $589,900 -- $567 / Sq Ft
Source: Northern Great Lakes REALTORS® MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,275 $238,900 $0 $0
2024 $2,877 $213,500 $0 $0
2023 $3,580 $151,100 $0 $0
2022 $2,508 $149,000 $0 $0
2021 $2,421 $151,100 $0 $0
2020 $2,378 $138,200 $0 $0
2019 $2,389 $124,500 $0 $0
2018 $2,332 $113,700 $0 $0
2017 -- $109,500 $0 $0
2016 -- $105,100 $0 $0
2014 -- $99,700 $0 $0
2012 -- $96,230 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Great Lakes REALTORS® MLS

MLS Number: 1938459

Northern Great Lakes REALTORS® MLS

APN: 03-110-038-00