$500,000

3901 SE State Road 21 Keystone Heights, FL 32656

Estimated payment $3,171/month

Total Views 8,780
4 Beds
2 Baths
2,318 Sq Ft
$216 Price per Sq Ft

Highlights

  • 120 Feet of Waterfront
  • Boat Ramp
  • Lake View
  • Docks
  • RV Access or Parking
  • 1.91 Acre Lot

About This Home

Breathtaking, Fully Renovated Lake Geneva Waterfront Retreat! Step into serenity with this beautifully updated lakefront home. Enjoy peaceful evenings and unforgettable sunrises from your private dock. Whether you're looking for a primary residence, luxurious snowbird escape or a profitable vacation rental, this home delivers.
Flexible floor plan includes a finished bonus space with its own A/C, perfect as a 4th bedroom, home office, or in-law suite. Plus, there's an easy option to add a 3rd bathroom, increasing functionality and value. The oversized detached 2-car garage has been transformed into a stylish photography studio and could easily be re-imagined as a game room, she-shed, guest quarters, or converted back to a garage/workshop.
One of the best priced turnkey lakefront homes on the market and probably THE BEST lakefront value at just $215/SQFT! Don't miss your chance to own a slice of Lake Geneva paradise.

Listing Agent

WALTER KEY

EPIQUE REALTY, INC License #3512165 Listed on: 07/31/2025

EPIQUE REALTY, INC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,367

Year Built

  • Built in 1959 | Remodeled

Lot Details

  • 1.91 Acre Lot
  • 120 Feet of Waterfront
  • Property fronts a state road
  • Chain Link Fence
  • Front and Back Yard Sprinklers

Parking

  • 2 Car Detached Garage
  • 2 Carport Spaces
  • Additional Parking
  • RV Access or Parking

Home Design

  • Entry on the 1st floor
  • Shingle Roof

Interior Spaces

  • 2,318 Sq Ft Home
  • 1-Story Property
  • Furnished or left unfurnished upon request
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Living Room
  • Dining Room
  • Home Office
  • Screened Porch
  • Utility Room
  • Lake Views
  • Smart Thermostat

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Convection Oven
  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Shower Only

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Boat Ramp
  • Docks
  • Patio

Schools

  • Bradford Middle School
  • Bradford High School

Utilities

  • Central Heating and Cooling System
  • 200+ Amp Service
  • Natural Gas Connected
  • Private Water Source
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association
  • Lake Geneva Subdivision

Listing and Financial Details

  • Assessor Parcel Number 05995000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,367

Year Built

Built in 1959 | Remodeled

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1959
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 1.91
  • Road Frontage Type: State Road
  • Road Surface Type: Asphalt
  • Subdivision Name: Lake Geneva
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: One
  • General Property Information Living Area2: 2318.0
  • General Property Information Waterfront YN: Yes
  • General Property Information New Construction YN: No
  • General Property Information Carport Spaces2: 2.0
  • Cooling Central Air: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Negotiable
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Flooring Tile: Yes
  • Appliances Dryer: Yes
  • Washers: Yes
  • Water Source Well: Yes
  • Architectural Style Ranch: Yes
  • Interior Features Primary Bathroom - Shower No Tub: Yes
  • General Property Information Entry Level2: 1.0
  • Exterior Features Boat Ramp - Private: Yes
  • General Property Information Water Frontage Feet: 120
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 1.91
  • Utilities Natural Gas Connected: Yes
  • General Property Information Carport YN: Yes
  • Room Types Utility Room: Yes
  • Room Types Dining Room: Yes
  • Room Types Living Room: Yes
  • General Property Information Accessory Dwelling Unit YN: No
  • Levels One: Yes
  • Property Condition UpdatedRemodeled: Yes
  • Room Types Office: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: No
  • Special Features: None

Interior Features

  • Interior Amenities: Breakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat
  • Major Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Cooktop, Gas Oven, Microwave, Refrigerator, Washer
  • Furnished: Negotiable
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Living Area: 2318.0
  • Window Features: Skylight(s)
  • Appliances:Electric Water Heater: Yes
  • Appliances Dishwasher: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Wood Burning: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Pantry: Yes
  • Interior Features:Breakfast Bar: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Interior Features:Skylight(s): Yes
  • Interior Features:Smart Thermostat: Yes
  • Appliances:Gas Cooktop: Yes
  • Appliances:Convection Oven: Yes
  • Laundry Features:In Unit: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Appliances:Gas Oven: Yes

Exterior Features

  • Waterfront: Yes
  • Exterior: Boat Ramp - Private, Dock
  • Fencing: Chain Link
  • Roof: Shingle
  • Lot Features: Sprinklers In Front, Sprinklers In Rear
  • View: Lake, Water
  • Waterfront Features: Lake Front
  • Other Structures: Workshop
  • Patio And Porch Features: Covered, Patio, Screened
  • Property Condition: Updated/Remodeled
  • Exterior Features:Dock: Yes
  • Lot Features:Sprinklers in Front: Yes
  • Lot Features:Sprinklers In Rear: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio And Porch Features:Screened: Yes
  • Waterfront Features:Lake Front: Yes
  • View:Lake: Yes
  • Construction Materials:Brick2: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Carport, Detached, Garage, RV Access/Parking
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage: Yes
  • Parking Features:Detached: Yes
  • Parking Features:RV AccessParking: Yes
  • Parking Features:Additional Parking: Yes
  • General Property Information:Garage YN: Yes
  • Parking Features:Carport: Yes

Utilities

  • Utilities: Cable Available, Natural Gas Connected, Sewer Connected, Water Connected
  • Laundry Features: In Unit
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Electric: 200+ Amp Service
  • Sewer: Septic Tank
  • Water Source: Private, Well
  • Heating:Central: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • High School: Bradford
  • Middle Or Junior School: Bradford

Lot Info

  • Current Use: Single Family
  • Lot Size Sq Ft: 83199.6
  • Parcel #: 05995000000
  • Zoning Description: Single Family

Tax Info

  • Tax Annual Amount: 6366.79
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,632 $418,265 $104,780 $313,485
2023 $6,291 $441,222 $0 $0
2022 $5,119 $367,041 $97,065 $269,976
2021 $1,688 $140,855 $0 $0
2020 $1,589 $138,910 $0 $0
2019 $2,314 $144,219 $68,150 $76,069
2018 $2,306 $142,304 $0 $0
2017 $2,308 $140,209 $0 $0
2016 $2,328 $138,294 $0 $0
2015 $2,334 $135,716 $0 $0
2014 $2,295 $133,066 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 For Sale $500,000 +127.3% $216 / Sq Ft
12/17/2023 12/17/23 Off Market $220,000 -- --
12/17/2023 12/17/23 Off Market $410,786 -- --
12/17/2023 12/17/23 Off Market $419,000 -- --
09/28/2023 09/28/23 Sold $410,786 -14.2% $177 / Sq Ft
09/11/2023 09/11/23 Pending -- -- --
05/13/2023 05/13/23 For Sale $479,000 +14.3% $207 / Sq Ft
03/09/2022 03/09/22 Off Market $419,000 -- --
12/09/2021 12/09/21 Sold $419,000 0.0% $174 / Sq Ft
12/09/2021 12/09/21 Sold $419,000 0.0% $174 / Sq Ft
11/04/2021 11/04/21 Pending -- -- --
11/03/2021 11/03/21 Pending -- -- --
11/02/2021 11/02/21 Price Changed $419,000 -4.6% $174 / Sq Ft
10/04/2021 10/04/21 Price Changed $439,000 -4.4% $183 / Sq Ft
09/27/2021 09/27/21 Price Changed $459,000 -4.2% $191 / Sq Ft
09/23/2021 09/23/21 Price Changed $479,000 -4.2% $199 / Sq Ft
07/19/2021 07/19/21 For Sale $500,000 0.0% $208 / Sq Ft
07/16/2021 07/16/21 For Sale $500,000 +127.3% $208 / Sq Ft
11/07/2019 11/07/19 Sold $220,000 -21.1% $91 / Sq Ft
10/31/2019 10/31/19 Pending -- -- --
07/21/2019 07/21/19 For Sale $279,000 -- $116 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $410,800 None Listed On Document
Warranty Deed $220,000 None Listed On Document
Warranty Deed $220,000 None Listed On Document
Warranty Deed $220,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $200,000 New Conventional
Previous Owner $176,000 New Conventional
Previous Owner $176,000 New Conventional
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2101392

realMLS (Northeast Florida Multiple Listing Service)

APN: 05995-0-00000