NOT LISTED FOR SALE

3905 Eagle Ridge Dr Elgin, IL 60124

Bowes Neighborhood

Estimated Value: $437,000 - $492,811

2 Beds
2 Baths
1,846 Sq Ft
$250/Sq Ft Est. Value

Last Sold May 23, 2020

Last sale price $260,000 $141 Per Sq Ft

Est. 78% increase in value since last sale

Current estimated payment $3,682/month

198 Days on Market

Highlights

  • Senior Community
  • Ranch Style House
  • Sitting Room
  • Vaulted Ceiling
  • Wood Flooring
  • Balcony

About This Home

As of May 2020

UNBELIEVABLE VALUE!!! Stunning ranch home in the exclusive gated Bowes Creek Country Club Active Adult Community! Kitchen features granite countertops, upgraded cabinetry, breakfast bar, & eating area. Formal dining room complimented by chair rail & large sunny window. Spacious living room with beautiful crown molding, wired for surround sound and cable. Gorgeous sunroom is perfect for relaxing, & opens to balcony overlooking the large backyard. Master suite features tray ceiling & spa-like master bath with dual vanities & step-in shower. 2nd bedroom is also bright & spacious, and is across the hall from another full bath. Large laundry room with sink! Basement is unfinished, but offers more potential living space & plenty of room for storage. Basement also has a rough-in for a bathroom. Attached 2 car garage! Monthly assessment includes access to all of the amenities the Bowes Creek Country Club Active Adult Community has to offer, including walking/biking paths, tennis courts, swimming pool, golfing, clubhouse, etc! Located close to Randall for shopping, dining, & other amenities! This home could be your personal oasis!

Last Agent to Sell the Property

Kari Kohler

Coldwell Banker Realty License #475129019 Listed on: 09/24/2019

Coldwell Banker Realty

Last Buyer's Agent

Giuseppe Mastrolonardo

GMC Realty LTD License #475145853

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $11,504

Year Built

  • 2015

Lot Details

  • 5,227

HOA Fees

  • $206 per month

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price
  • Garage Is Owned

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof

Interior Spaces

  • Vaulted Ceiling
  • Entrance Foyer
  • Sitting Room
  • Wood Flooring
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level
  • Dual Sinks

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Rough-In Basement Bathroom

Outdoor Features

  • Balcony

Utilities

  • Central Air
  • Heating System Uses Gas

Community Details

  • Senior Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$11,504

Year Built

2015

Lot Details

0

HOA Fees

$206 per month

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: Adult Community
  • Age: 1-5 Years
  • Full Bathrooms: 2
  • Ownership: Fee Simple w/ HO Assn.
  • Total Full or Half Bathrooms: 2
  • Total Sq Ft: 1846
  • Unfinished Basement Sq Ft: 1846
  • Style Of House: Ranch
  • Type Detached: 1 Story
  • Estimated Year Built: 2015
  • Total Sq Ft: 3692
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2015

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors, 1st Floor Bedroom, 1st Floor Laundry, 1st Floor Full Bath
  • Number Of Rooms: 6
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator
  • Equipment: CO Detectors, Ceiling Fan, Sump Pump, Backup Sump Pump;
  • Basement: Full
  • Basement: Unfinished, Bathroom Rough-In
  • Bedrooms All Levels: 2
  • Primary Bedroom Bath: Full
  • Bathroom Amenities: Double Sink
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 10X7, On Level: Main Level, Flooring: Ceramic Tile, Windows: None
  • Dining Room: Dimensions: 19X12, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Kitchen Type: Dimensions: 23X11, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Breakfast Bar, Eating Area-Table Space
  • Additional Rooms: Foyer, Sitting Room
  • Master Bedroom: Dimensions: 18X12, On Level: Main Level, Flooring: Carpet
  • Additional Room 1 Name: Foyer, Dimensions: 14X8, On Level: Main Level, Flooring: Hardwood, Windows: None
  • Additional Room 2 Name: Sitting, Dimensions: 15X8, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 14X12, On Level: Main Level, Flooring: Carpet, Windows: Blinds
  • Estimated Sq Ft: 1846
  • Estimated Total Finished Sq Ft: 1846
  • Basement Sq Ft: 1846
  • Main Level Sq Ft: 1846
  • Dining Room Type: Separate
  • Family Room: Dimensions: 17X16, On Level: Main Level, Flooring: Carpet, Windows: None

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Balcony
  • Acreage: 0.1261

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Asphalt
  • Parking Included In Price: Yes
  • Garage Ownership: Owned

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas

Condo/Co-op/Association

  • Fee Frequency: Monthly
  • Assessment Includes: Common Insurance, Clubhouse, Exercise Facilities, Pool
  • Assessment Association Fees: 206
  • Management Contact Name: Manager
  • Management Phone: 866-473-2573

Fee Information

  • Management Company: First Service Residential

Schools

  • School District: 46
  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 5227
  • Parcel Identification Number: 0525381014

Tax Info

  • Taxes: 10246.36

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 11, 2022
Sold by
Mastrolonardo and Michael
Bought by
Mastrolonardo Michael and Mastrolonardo Angela
Current Estimated Value
$461,953

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$329,670
Interest Rate
6%
Mortgage Type
FHA

Purchase Details

Closed on
Mar 8, 2021
Sold by
Mastroplonardo Franco
Bought by
Mustrolonardo Franco

Purchase Details

Listed on
Sep 24, 2019
Closed on
May 15, 2020
Sold by
Mahadev Vennar Alagappan and Mahadev Shashikala
Bought by
Mastrolonardo Franco
Seller's Agent
Kari Kohler
Coldwell Banker Realty
Buyer's Agent
Giuseppe Mastrolonardo
GMC Realty LTD
List Price
$339,000
Sold Price
$260,000
Premium/Discount to List
-$79,000
-23.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.36%
Original Mortgage
$255,290
Interest Rate
2.87%
Mortgage Type
FHA

Purchase Details

Closed on
Jan 9, 2015
Sold by
Toll Il Lp
Bought by
Mahadev Vennar Alagappan and Mahadev Shashikala

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,318
Interest Rate
3.12%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mastrolonardo Michael -- Carrington Title Partners
Mustrolonardo Franco -- Attorney
Mastrolonardo Franco $260,000 Fidelity National Title
Mahadev Vennar Alagappan $299,500 First American Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mastrolonardo Michael $386,650
Closed Mastrolonardo Michael $329,670
Previous Owner Mastrolonardo Franco $255,290
Previous Owner Mahadev Vennar Alagappan $239,318
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2020 05/23/20 Sold $260,000 -10.3% $141 / Sq Ft
04/09/2020 04/09/20 Pending -- -- --
04/06/2020 04/06/20 Price Changed $290,000 -7.9% $157 / Sq Ft
01/03/2020 01/03/20 Price Changed $315,000 -4.3% $171 / Sq Ft
10/22/2019 10/22/19 Price Changed $329,000 -2.9% $178 / Sq Ft
09/24/2019 09/24/19 For Sale $339,000 -- $184 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $11,504 $149,134 $30,401 $118,733
2023 $11,055 $134,902 $27,500 $107,402
2022 $8,913 $106,316 $24,917 $81,399
2021 $8,862 $102,711 $24,072 $78,639
2020 $9,446 $100,865 $23,639 $77,226
2019 $9,534 $99,560 $23,333 $76,227
2018 $10,246 $101,294 $17,100 $84,194
2017 $10,697 $101,787 $17,072 $84,715
2016 $10,840 $99,372 $16,667 $82,705
2015 -- $78,918 $1,200 $77,718
2014 -- $1,200 $1,200 $0
2013 -- $1,220 $1,220 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10528174

Midwest Real Estate Data (MRED)

APN: 05-25-381-014