Seller's Agent in 2026
Tricia Gonzalez
BHHS FLORIDA REALTY
(321) 588-4883
2 in this area
5 Total Sales
3905 Southern Vista Loop St. Cloud, FL 34772
Canoe Creek Neighborhood
4
Beds
3
Baths
2,077
Sq Ft
5,663
Sq Ft Lot
Highlights
- Pond View
- High Ceiling
- Community Pool
- Open Floorplan
- Stone Countertops
- Enclosed Patio or Porch
About This Home
As of January 2026***Down payment and closing cost assistance may be available for qualified homebuyers! VA Assumable Loan for eligible buyers!*** What an incredible value—move in just in time for the holidays! Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud. This spacious single-story home offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft. of thoughtfully designed living space. At the front of the home, a private guest or in-law suite with its own en-suite bath provides a perfect retreat for visitors or multi-generational living. Step inside to find soaring 9-foot ceilings, 8-foot doors, and lovely luxury vinyl plank flooring throughout. The open-concept floor plan flows effortlessly from living to dining—ideal for both entertaining and everyday comfort. The modern kitchen is a chef’s delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with tranquil pond and fountain views. The spa-like en-suite bathroom offers a garden tub, separate walk-in shower, dual sinks, a private water closet, and a generous walk-in closet. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home’s inviting curb appeal. The fully fenced backyard features serene water views through a decorative see-through vinyl fence—perfect for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities—including a pool, two playgrounds, and scenic ponds—this home offers excellent value with low HOA fees and no CDD. Ideally situated with easy access to the Florida Turnpike and Highway 192, you’re minutes from shopping, dining, golf, and medical facilities. Conveniently located approximately 22–25 minutes from Medical City, Lake Nona, and Orlando International Airport, and within 30 minutes of major attractions like Walt Disney World, Universal Studios, and SeaWorld. Port Canaveral, Cocoa Beach, and Satellite Beach are just about an hour’s drive away.
Last Agent to Sell the Property
BHHS FLORIDA REALTY Brokerage Phone: 407-406-5300 License #3537833 Listed on: 07/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,055
Year Built
- Built in 2024
Lot Details
- 5,843 Sq Ft Lot
- Northwest Facing Home
- Vinyl Fence
- Level Lot
- Landscaped with Trees
HOA Fees
- $105 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Entry on the 1st floor
- Block Foundation
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 2,077 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Shelving
- High Ceiling
- Ceiling Fan
- Double Pane Windows
- Blinds
- Sliding Doors
- Combination Dining and Living Room
- Inside Utility
- Pond Views
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Walk-In Pantry
- Range
- Recirculated Exhaust Fan
- Microwave
- Ice Maker
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- In-Law or Guest Suite
- 3 Full Bathrooms
- Private Water Closet
- Soaking Tub
- Bathtub With Separate Shower Stall
- Garden Bath
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Intercom
- Fire and Smoke Detector
Eco-Friendly Details
- Energy-Efficient Appliances
- Energy-Efficient Windows with Low Emissivity
- Energy-Efficient HVAC
- Energy-Efficient Lighting
- Energy-Efficient Insulation
- Reclaimed Water Irrigation System
Outdoor Features
- Enclosed Patio or Porch
- Exterior Lighting
- Rain Gutters
Schools
- Michigan Avenue Elementary School
- St. Cloud Middle School
- St. Cloud High School
Mobile Home
- Mobile Home Model is Slate
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Thermostat
- Underground Utilities
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 14
- Assessor Parcel Number 13-26-30-0666-0001-0140
Community Details
Overview
- Association fees include pool, ground maintenance, management, recreational facilities, trash
- Estates At Southern Pines Hoa, Inc./Amanda Lee Association, Phone Number (407) 960-4872
- Visit Association Website
- Built by Richmond American Homes
- Seasons At Southern Pines Subdivision, Slate Floorplan
Amenities
- Community Mailbox
Recreation
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 16, 2025
Closed on
Jan 15, 2026
Sold by
Stafford Samuel and Stafford Toni Mancinelli
Bought by
Williams Amber and Mayi Jhonny Rafael
Seller's Agent
Tricia Gonzalez
BHHS FLORIDA REALTY
Buyer's Agent
Timur Kapanov
KELLER WILLIAMS ADVANTAGE REALTY
List Price
$449,000
Sold Price
$425,000
Premium/Discount to List
-$24,000
-5.35%
Views
222
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.44%
Purchase Details
Listed on
Sep 13, 2023
Closed on
Jan 17, 2024
Sold by
Richmond American Homes/Fl Lp
Bought by
Stafford Samuel and Stafford Toni Mancinelli
Seller's Agent
Stephanie Morales
AXEN REALTY, LLC
Buyer's Agent
Tricia Gonzalez
BHHS FLORIDA REALTY
List Price
$476,783
Sold Price
$445,000
Premium/Discount to List
-$31,783
-6.67%
Views
23
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.26%
Original Mortgage
$429,091
Interest Rate
7.03%
Mortgage Type
VA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $425,000 | Florida Title & Guarantee Agen | |
| Special Warranty Deed | $445,000 | Fidelity National Title Of Flo | |
| Special Warranty Deed | $445,000 | Fidelity National Title Of Flo |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $429,091 | VA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/21/2026 01/21/26 | Sold | $425,000 | -3.2% | $205 / Sq Ft | |
| 10/26/2025 10/26/25 | Pending | -- | -- | -- | |
| 10/03/2025 10/03/25 | Price Changed | $439,000 | -2.2% | $211 / Sq Ft | |
| 07/16/2025 07/16/25 | For Sale | $449,000 | +0.9% | $216 / Sq Ft | |
| 01/19/2024 01/19/24 | Sold | $445,000 | -2.8% | $215 / Sq Ft | View Prior Sale |
| 10/30/2023 10/30/23 | Pending | -- | -- | -- | |
| 10/27/2023 10/27/23 | Price Changed | $457,950 | +0.7% | $221 / Sq Ft | |
| 10/04/2023 10/04/23 | Price Changed | $454,950 | -4.6% | $220 / Sq Ft | |
| 09/13/2023 09/13/23 | For Sale | $476,783 | -- | $230 / Sq Ft |
Source: Stellar MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,055 | $371,700 | $75,000 | $296,700 |
| 2024 | $949 | $70,000 | $70,000 | -- |
| 2023 | $949 | $49,500 | $0 | $0 |
| 2022 | $811 | $45,000 | $45,000 | $0 |
| 2021 | $461 | $25,000 | $25,000 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tricia Gonzalez
-
Timur Kapanov
T
Buyer's Agent in 2026
Timur Kapanov
KELLER WILLIAMS ADVANTAGE REALTY
(646) 701-2332
1 in this area
7 Total Sales
-
Stephanie Morales
Seller's Agent in 2024
Stephanie Morales
AXEN REALTY, LLC
(407) 399-2055
27 in this area
2,622 Total Sales
Map
Source: Stellar MLS
MLS Number: O6320918
APN: 13-26-30-0666-0001-0140
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Based on information submitted to the MLS GRID
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
Nearby Homes
- 3920 Southern Vista Loop
- 4342 Southern Vista Loop
- 285 White Heron Way
- 486 Pine Tree Bridge Trail
- 4255 Southern Vista Loop
- 557 Pink Ibis Bend
- 585 Pink Ibis Bend
- 4226 Southern Vista Loop
- 3960 Guernsey Bend
- 4196 Southern Vista Loop
- 4071 Southern Vista Loop
- 510 Cody Allen Ct
- 4160 Southern Vista Loop
- 626 Peg Ct
- 3451 Michigan Ave
- 4190 Bull St
- 4140 Maidu Ct
- 4220 Bull St
- 730 Hitch Loop
- 400 Watusi Way
Your Personal Tour Guide
Ask me questions while you tour the home.