$449,000
OPEN SAT 1PM - 3PM

3905 Southern Vista Loop St. Cloud, FL 34772

Canoe Creek Neighborhood

Estimated payment $2,564/month

Total Views 14,674
4 Beds
3 Baths
2,077 Sq Ft
$216 Price per Sq Ft

Highlights

  • Pond View
  • High Ceiling
  • Community Pool
  • Open Floorplan
  • Stone Countertops
  • Enclosed Patio or Porch

About This Home

***Down payment and closing cost assistance may be available for qualified homebuyers! VA Assumable Loan for Eligible Buyers!***Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud! This spacious single-story layout offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft., all thoughtfully designed with comfort and style in mind. Step inside to soaring 9-foot ceilings, 8-foot doors, lovely luxury vinyl plank flooring, and an open-concept floor plan that flows effortlessly from living to dining—perfect for entertaining or everyday living. The modern kitchen is a chef’s delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, a breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with tranquil pond and fountain views, a spa-like en-suite bathroom featuring a garden tub, separate walk-in shower, dual sinks, water closet, and a generous walk-in closet. A private guest or in-law suite with en-suite bath provides a perfect space for visitors or multi-generational living. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home’s inviting curb appeal. The fully fenced backyard offers serene water views through a decorative see-through vinyl fence—ideal for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities, including a pool, two playgrounds, and scenic ponds, this home offers excellent value, with low HOA fees and no CDD. Ideally situated, this residence provides convenient access to the Florida Turnpike and Highway 192, placing shopping, dining, golf, and medical facilities just minutes away. The property is approximately 22–25 minutes from Medical City, Lake Nona, and the Orlando International Airport. Major attractions—including Walt Disney World, Universal Studios, and SeaWorld—are reachable within 30 minutes, while Port Canaveral, Cocoa Beach, and Satellite Beach are just about an hour’s drive.

Listing Agent

Tricia Gonzalez

BHHS FLORIDA REALTY Brokerage Phone: 407-406-5300 License #3537833 Listed on: 07/16/2025

BHHS FLORIDA REALTY

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,055

Year Built

  • Built in 2024

Lot Details

  • 5,843 Sq Ft Lot
  • Northwest Facing Home
  • Vinyl Fence
  • Level Lot
  • Landscaped with Trees

HOA Fees

  • $105 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Entry on the 1st floor
  • Block Foundation
  • Slab Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 2,077 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Shelving
  • High Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Blinds
  • Sliding Doors
  • Combination Dining and Living Room
  • Inside Utility
  • Pond Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Ice Maker
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Private Water Closet
  • Soaking Tub
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Intercom
  • Fire and Smoke Detector

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Windows with Low Emissivity
  • Energy-Efficient HVAC
  • Energy-Efficient Lighting
  • Energy-Efficient Insulation
  • Reclaimed Water Irrigation System

Outdoor Features

  • Enclosed Patio or Porch
  • Exterior Lighting
  • Rain Gutters

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Mobile Home

  • Mobile Home Model is Slate

Utilities

  • Central Heating and Cooling System
  • Vented Exhaust Fan
  • Thermostat
  • Underground Utilities
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, ground maintenance, management, recreational facilities, trash
  • Estates At Southern Pines Hoa, Inc./Amanda Lee Association, Phone Number (407) 960-4872
  • Visit Association Website
  • Built by Richmond American Homes
  • Seasons At Southern Pines Subdivision, Slate Floorplan

Amenities

  • Community Mailbox

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,055

Year Built

Built in 2024

Lot Details

0

HOA Fees

$105 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Maintenance Grounds, Management, Recreational Facilities, Trash
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Ranch
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 2077
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 2024
  • Building Area Total: 2782
  • Lot Size Sq Ft: 5843
  • Number Of Lots: 1
  • Directions to Property: Take Florida's Tpke from US-441 S/US-92 W/Hwy 17 S/S Orange Blossom Trl (2.7 miles). Follow Florida's Tpke to Clay Whaley Rd/Kissimmee Park Rd in St. Cloud. Take exit 240 from Florida's Tpke (15.4 miles) Take Nolte Road to Southern Vista Loop. Make a right onto Southern Vista Loop, the property will be on your left at 3905 Southern Vista Loop.
  • Status: Active
  • Ownership: Fee Simple
  • Entry Level: 1
  • Available for Lease YN: 1
  • Escrow City: Plantation
  • Escrow Postal Code: 33324
  • Escrow State: FL
  • Escrow Street Name: Cleary Boulevard
  • Escrow Street Number: 10025
  • Floor Number: 1
  • List Office Head Office Key Nume: 1050528
  • Minimum Lease: 7 Months
  • Number Of Pets: 3
  • RATIO Current Price By Calculate: 216.18
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • Permit Number: 20230068
  • MFR_InLawSuiteYN: 1
  • MFR_DockYN: 0
  • MFR_InLawSuiteDescription: 1 Bathroom,1 Bedroom,No Private Entrance
  • Attribution Contact: 407-406-5300
  • Tax Year: 2024
  • Special Features: 4099

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Luxury Vinyl
  • Full Bathrooms: 3
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Block, Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment, Intercom
  • Spa Yn: No
  • Stories: 1
  • Window Features: Blinds, Double Pane Windows, Low-Emissivity Windows
  • Street Number Modifier: 3905
  • Additional Rooms: Inside Utility,Interior In-Law Suite w/No Private Entry
  • Living Area Meters: 192.96
  • Room Count: 9

Exterior Features

  • Direction Faces: Northwest
  • Exterior Features: Lighting, Other, Rain Gutters, Sidewalk, Sliding Doors, Sprinkler Metered
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Patio, Screened
  • Road Surface Type: Asphalt, Paved
  • Water Extras YN: 0
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Available, Sprinkler Meter, Underground Utilities
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Community Mailbox, Irrigation-Reclaimed Water, Playground, Pool, Sidewalks, Street Lights
  • Association Amenities: Playground, Pool
  • Association Fee: 315
  • Association Fee Frequency: Quarterly
  • Association Name: Estates at Southern Pines HOA, Inc./Amanda Lee
  • Phone: 407.960.4872
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: alee@sovereign-jacobs.com
  • Association URL: http://www.sovereign-jacobs.com/

Fee Information

  • Total Annual Fees: 1260.00
  • Total Monthly Fees: 105.00
  • Monthly HOA Amount: 105.00

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: X
  • Parcel Number: 13-26-30-0666-0001-0140
  • Additional Parcels: No
  • Fencing: Fenced, Vinyl
  • Lot Features: Landscaped, Level, Sidewalk, Paved
  • Property Attached Yn: No
  • Flood Zone Code: X
  • Homestead YN: 0
  • Lot Size Square Meters: 543

Green Features

  • Efficiency: Appliances, HVAC, Insulation, Lighting, Windows
  • Green Water Conservation: Irrigation-Reclaimed Water
  • Green Verification Count: 1

Building Info

  • Builder Name: Richmond American Homes

Rental Info

  • Pets Allowed: Cats OK, Dogs OK, Yes
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 1054.95
  • Tax Block: 00
  • Tax Book Number: 6027-0315
  • Tax Lot: 14

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $949 $70,000 $70,000 --
2023 $949 $49,500 $0 $0
2022 $811 $45,000 $45,000 $0
2021 $461 $25,000 $25,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 For Sale $449,000 +0.9% $216 / Sq Ft
01/19/2024 01/19/24 Sold $445,000 -2.8% $215 / Sq Ft
10/30/2023 10/30/23 Pending -- -- --
10/27/2023 10/27/23 Price Changed $457,950 +0.7% $221 / Sq Ft
10/04/2023 10/04/23 Price Changed $454,950 -4.6% $220 / Sq Ft
09/13/2023 09/13/23 For Sale $476,783 -- $230 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $445,000 Fidelity National Title Of Flo
Special Warranty Deed $445,000 Fidelity National Title Of Flo
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $429,091 VA
Source: Public Records

Source: Stellar MLS

MLS Number: O6320918

Stellar MLS

APN: 13-26-30-0666-0001-0140