3905 Southern Vista Loop St. Cloud, FL 34772
Canoe Creek NeighborhoodEstimated payment $2,512/month
Highlights
- Pond View
- High Ceiling
- Community Pool
- Open Floorplan
- Stone Countertops
- Enclosed Patio or Porch
About This Home
Under contract-accepting backup offers. ***Down payment and closing cost assistance may be available for qualified homebuyers! VA Assumable Loan for eligible buyers!*** What an incredible value—move in just in time for the holidays! Discover your dream home in this beautifully crafted, newer-construction residence on a premium lot in the heart of St. Cloud. This spacious single-story home offers 4 bedrooms, 3 full bathrooms, a 2-car garage, and 2,077 sq. ft. of thoughtfully designed living space. At the front of the home, a private guest or in-law suite with its own en-suite bath provides a perfect retreat for visitors or multi-generational living. Step inside to find soaring 9-foot ceilings, 8-foot doors, and lovely luxury vinyl plank flooring throughout. The open-concept floor plan flows effortlessly from living to dining—ideal for both entertaining and everyday comfort. The modern kitchen is a chef’s delight, featuring 42-inch cabinets with stylish hardware, a walk-in pantry, quartz countertops, a central island, breakfast bar, and abundant prep and storage space. Retreat to the expansive primary suite, your private sanctuary complete with tranquil pond and fountain views. The spa-like en-suite bathroom offers a garden tub, separate walk-in shower, dual sinks, a private water closet, and a generous walk-in closet. Two additional bedrooms share a well-appointed third bathroom. Enjoy the Florida lifestyle with a screened front entryway, a screened-in lanai, and lush landscaping that enhances the home’s inviting curb appeal. The fully fenced backyard features serene water views through a decorative see-through vinyl fence—perfect for relaxing evenings or weekend gatherings. Located just a short stroll from community amenities—including a pool, two playgrounds, and scenic ponds—this home offers excellent value with low HOA fees and no CDD. Ideally situated with easy access to the Florida Turnpike and Highway 192, you’re minutes from shopping, dining, golf, and medical facilities. Conveniently located approximately 22–25 minutes from Medical City, Lake Nona, and Orlando International Airport, and within 30 minutes of major attractions like Walt Disney World, Universal Studios, and SeaWorld. Port Canaveral, Cocoa Beach, and Satellite Beach are just about an hour’s drive away.
Listing Agent
BHHS FLORIDA REALTY Brokerage Phone: 407-406-5300 License #3537833 Listed on: 07/16/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,055
Year Built
- Built in 2024
Lot Details
- 5,843 Sq Ft Lot
- Northwest Facing Home
- Vinyl Fence
- Level Lot
- Landscaped with Trees
HOA Fees
- $105 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Entry on the 1st floor
- Block Foundation
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 2,077 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Shelving
- High Ceiling
- Ceiling Fan
- Double Pane Windows
- Blinds
- Sliding Doors
- Combination Dining and Living Room
- Inside Utility
- Pond Views
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Walk-In Pantry
- Range
- Recirculated Exhaust Fan
- Microwave
- Ice Maker
- Dishwasher
- Stone Countertops
- Disposal
Flooring
- Carpet
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- In-Law or Guest Suite
- 3 Full Bathrooms
- Private Water Closet
- Soaking Tub
- Bathtub With Separate Shower Stall
- Garden Bath
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Intercom
- Fire and Smoke Detector
Eco-Friendly Details
- Energy-Efficient Appliances
- Energy-Efficient Windows with Low Emissivity
- Energy-Efficient HVAC
- Energy-Efficient Lighting
- Energy-Efficient Insulation
- Reclaimed Water Irrigation System
Outdoor Features
- Enclosed Patio or Porch
- Exterior Lighting
- Rain Gutters
Schools
- Michigan Avenue Elementary School
- St. Cloud Middle School
- St. Cloud High School
Mobile Home
- Mobile Home Model is Slate
Utilities
- Central Heating and Cooling System
- Vented Exhaust Fan
- Thermostat
- Underground Utilities
- Electric Water Heater
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Visit Down Payment Resource Website
- Tax Lot 14
- Assessor Parcel Number 13-26-30-0666-0001-0140
Community Details
Overview
- Association fees include pool, ground maintenance, management, recreational facilities, trash
- Estates At Southern Pines Hoa, Inc./Amanda Lee Association, Phone Number (407) 960-4872
- Visit Association Website
- Built by Richmond American Homes
- Seasons At Southern Pines Subdivision, Slate Floorplan
Amenities
- Community Mailbox
Recreation
- Community Playground
- Community Pool
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $949 | $70,000 | $70,000 | -- |
| 2023 | $949 | $49,500 | $0 | $0 |
| 2022 | $811 | $45,000 | $45,000 | $0 |
| 2021 | $461 | $25,000 | $25,000 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/26/2025 10/26/25 | Pending | -- | -- | -- | |
| 10/03/2025 10/03/25 | Price Changed | $439,000 | -2.2% | $211 / Sq Ft | |
| 07/16/2025 07/16/25 | For Sale | $449,000 | +0.9% | $216 / Sq Ft | |
| 01/19/2024 01/19/24 | Sold | $445,000 | -2.8% | $215 / Sq Ft | View Prior Sale |
| 10/30/2023 10/30/23 | Pending | -- | -- | -- | |
| 10/27/2023 10/27/23 | Price Changed | $457,950 | +0.7% | $221 / Sq Ft | |
| 10/04/2023 10/04/23 | Price Changed | $454,950 | -4.6% | $220 / Sq Ft | |
| 09/13/2023 09/13/23 | For Sale | $476,783 | -- | $230 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Special Warranty Deed | $445,000 | Fidelity National Title Of Flo | |
| Special Warranty Deed | $445,000 | Fidelity National Title Of Flo |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $429,091 | VA |
Source: Stellar MLS
MLS Number: O6320918
APN: 13-26-30-0666-0001-0140
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