NOT LISTED FOR SALE

3908 Albany St Schenectady, NY 12304

Estimated Value: $231,000 - $274,290

3 Beds
2 Baths
1,483 Sq Ft
$168/Sq Ft Est. Value

Last Sold June 21, 2023

Last sale price $188,000 $127 Per Sq Ft

Est. 32% increase in value since last sale

Current estimated payment $1,643/month

32 Days on Market

Highlights

  • Private Lot
  • No HOA
  • Built-In Features
  • Traditional Architecture
  • Enclosed Patio or Porch
  • Bathroom on Main Level

About This Home

As of June 2023

Owner wants sold! Wonderful location for this 1.5 story, 2-unit income property. New upgrades include carpet, lock-in flooring, on-demand HWH, new furnace, foundation work, freshly painted lower unit, which has 2 Bedrooms, Large LR with porch, dining area, eat-in kitchen w/appliances & lots of cabinets for storage. Also has cedar closet, pantry. Lower unit vacant now, but rented for $1,150, could be more. Upstairs tenant pays $750, month to month, separate entrance, large bedroom, full bath, kitchen/sitting area. Owner's been paying heat, but electric is separated. Wash/Dryer hookup both units in basement. Close to bus line, Mohawk Commons, dining. Large corner lot with backyard and garden, privacy hedge, patio. Garage for storage only, excluded from inspection.

Last Agent to Sell the Property

Deb Kazmierczak

Bird Realty License #40KA1109384 Listed on: 02/16/2023

Last Buyer's Agent

Rob Grundman

Principal Realty Group LLC

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,737

Year Built

  • Built in 1920 | Remodeled

Lot Details

  • 2,178 Sq Ft Lot
  • Lot Dimensions are 50x90
  • Property fronts a private road
  • Back Yard Fenced
  • Chain Link Fence
  • Private Lot
  • Corner Lot
  • Level Lot
  • Cleared Lot
  • Garden

Parking

  • 1 Car Garage
  • Driveway
  • Open Parking
  • Off-Street Parking

Home Design

  • Duplex
  • Traditional Architecture
  • Block Foundation
  • Block Exterior
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,483 Sq Ft Home
  • 1.5-Story Property
  • Built-In Features
  • Paddle Fans
  • Awning
  • Storm Doors
  • Washer and Dryer Hookup

Flooring

  • Carpet
  • Linoleum
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms
  • Ceramic Tile in Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Laundry in Basement

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Colonie Central High School

Utilities

  • No Cooling
  • Heating System Uses Natural Gas
  • Baseboard Heating
  • Hot Water Heating System
  • 200+ Amp Service
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tenant pays for trash collection, internet, snow removal, cable TV, electricity
  • The owner pays for gas, heat
  • Legal Lot and Block 27.000 / 4
  • Assessor Parcel Number 422400 60.19-4-27

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,737

Year Built

Built in 1920 | Remodeled

Lot Details

0

Parking

1

Listing Details

  • Property Type: MultiFamily
  • Property Sub Type: Duplex
  • Zoning: Multi Residence
  • Year Built: 1920
  • Directions: Balltown south, left on State, R on Fagan, R on Albany, left on Ferrara. Property corner of Ferrara and Albany Street.
  • Above Grade Finished Sq Ft: 1483.0
  • Architectural Style: Traditional
  • Financial Details General Taxes: 1873.7
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2863.21
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.05
  • Lot Size: 50x90
  • New Construction: No
  • Parking Features Parking Total: 4.0
  • Sale Detail Seller Contribution: No
  • Rental Income: 750.0
  • Rental Income Description: Monthly
  • Flooring:Carpet: Yes
  • Fencing:Back Yard: Yes
  • Laundry Features:Electric Dryer Hookup: Yes
  • Laundry Features:Washer Hookup: Yes
  • Flooring:Ceramic Tile: Yes
  • Flooring:Vinyl: Yes
  • Laundry Features:In Basement: Yes
  • Foundation Details:Block2: Yes
  • Fencing:Chain Link: Yes
  • Electric:Circuit Breakers: Yes
  • Architectural Style:Traditional: Yes
  • Levels One and One Half: Yes
  • Special Features: None

Interior Features

  • Flooring: Vinyl, Carpet, Ceramic Tile, Linoleum
  • Basement: Full, Sump Pump, Unfinished, Other
  • Interior Amenities: Paddle Fan, High Speed Internet, Built-in Features, Ceramic Tile Bath
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: Storm Door(s)
  • Living Area: 1483.0
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Owner Pays: Gas, Heat
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Basement:Sump Pump: Yes
  • Attic Features:Storage2: Yes
  • Interior Features:Other59: Yes
  • Interior Features:Ceramic Tile Bath: Yes
  • Basement:Unfinished: Yes
  • Interior Features:Built-in Features: Yes
  • Attic Features:Eaves: Yes

Exterior Features

  • Exterior Features: Garden
  • Roof: Asphalt
  • Construction Type: Block, Vinyl Siding
  • Fencing: Back Yard, Chain Link
  • Foundation Details: Block
  • Other Structures: Storage, Garage(s)
  • Patio And Porch Features: Rear Porch, Awning(s), Covered, Enclosed, Front Porch, Patio
  • Waterfront: No
  • Property Condition: Updated/Remodeled
  • Lot Features:Corner Lot: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Patio: Yes
  • Lot Features:Private: Yes
  • Lot Features:Level: Yes
  • Lot Features:Road Frontage: Yes
  • Lot Features:Cleared: Yes
  • Exterior Features:Garden: Yes
  • Patio And Porch Features:Enclosed: Yes
  • Lot Features:Garden2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Construction Materials:Block: Yes
  • Door Features:Storm Door(s)2: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Patio And Porch Features:Covered: Yes
  • Patio And Porch Features:Awning(s): Yes

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Off Street, Paved, Driveway
  • Attached Garage: No
  • Open Parking: Yes
  • Total Parking Spaces: 4.0
  • Property Detail:Garage Spaces: 1.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes
  • Parking Features:Paved: Yes
  • Other Structures:Garage(s): Yes

Utilities

  • Utilities: Cable Connected
  • Sewer: Public Sewer
  • Cooling: None
  • Electric: 200+ Amp Service, Circuit Breakers
  • Heating: Baseboard, Hot Water, Natural Gas
  • Laundry Features: Electric Dryer Hookup, In Basement, Washer Hookup
  • Water Source: Public
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Baseboard: Yes
  • Heating:Hot Water: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No
  • Unit 1 Amenities:Ceramic Tile2: Yes
  • Unit 1 Amenities:Built-in Features4: Yes
  • Unit 1 Amenities:High Speed Internet3: Yes
  • Unit 2 Amenities:High Speed Internet4: Yes
  • Unit 2 Amenities:Ceramic Tile3: Yes

Schools

  • Junior High Dist: South Colonie

Lot Info

  • Land Lease: No
  • Lot Features: Private, Level, Road Frontage, Cleared, Corner Lot, Garden
  • Parcel #: 422400 60.19-4-27
  • Lot Size Sq Ft: 2178.0
  • ResoLotSizeUnits: Acres

Rental Info

  • Tenant Pays: Other, Trash Collection, Internet, Snow Removal, Cable TV, Electricity

Tax Info

  • Tax Annual Amount: 4737.0
  • Tax Block: 4
  • Tax Lot: 27.000

MLS Schools

  • HighSchool: Colonie Central HS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 16, 2023
Closed on
Jun 21, 2023
Sold by
Liu Ian and Liu Phyllis P
Bought by
Hellijas Carolyn
Seller's Agent
Deb Kazmierczak
Bird Realty
Buyer's Agent
Rob Grundman
Principal Realty Group LLC
List Price
$216,900
Sold Price
$188,000
Premium/Discount to List
-$28,900
-13.32%
Views
232
Current Estimated Value
$248,823

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$60,823
Avg. Annual Appreciation
11.34%
Original Mortgage
$162,800
Outstanding Balance
$158,099
Interest Rate
6.39%
Mortgage Type
FHA
Estimated Equity
$90,724

Purchase Details

Closed on
May 11, 2005
Sold by
Brown Peter T
Bought by
Liu Ian
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hellijas Carolyn $188,000 None Listed On Document
Liu Ian $90,000 Louie Lecce
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hellijas Carolyn $162,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/21/2023 06/21/23 Sold $188,000 -9.1% $127 / Sq Ft
03/20/2023 03/20/23 Pending -- -- --
02/27/2023 02/27/23 Price Changed $206,900 -4.6% $140 / Sq Ft
02/16/2023 02/16/23 For Sale $216,900 -- $146 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,216 $91,000 $22,700 $68,300
2023 $4,526 $91,000 $22,700 $68,300
2022 $4,315 $91,000 $22,700 $68,300
2021 $4,262 $91,000 $22,700 $68,300
2020 $4,165 $91,000 $22,700 $68,300
2019 $1,912 $91,000 $22,700 $68,300
2018 $4,051 $91,000 $22,700 $68,300
2017 $0 $91,000 $22,700 $68,300
2016 $3,972 $91,000 $22,700 $68,300
2015 -- $91,000 $22,700 $68,300
2014 -- $91,000 $22,700 $68,300
Source: Public Records

Agents Affiliated with this Home

  • Deb Kazmierczak

    Seller's Agent in 2023

    Deb Kazmierczak

    Bird Realty

    (518) 605-3056

    2 in this area

    22 Total Sales

    Deb Kazmierczak
    Section Image

  • R

    Buyer's Agent in 2023

    Rob Grundman

    Principal Realty Group LLC

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Map

Source: Global MLS

MLS Number: 202312053

Global MLS

APN: 012689-016-007-0001-009-000-0000

New York Albany County Schenectady 12304

3908 Albany St, Schenectady, NY

Not Listed for Sale

MultiFamily

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