$490,000
SOLD MAY 6, 2026

3909 32nd St SE Saint Cloud, MN 56304

4 Beds
3 Baths
2,080 Sq Ft
5.3 Acres Lot

Sale Details

Date Sold: May 6, 2026

$236 Per Sq Ft

2% Below List Price

2 Days on Market

Highlights

  • Multiple Garages
  • Deck
  • The kitchen features windows
  • RV Access or Parking
  • No HOA
  • 8 Car Detached Garage

About This Home

As of May 2026

Welcome to 3909 32nd St SE, this well cared for two story is sure to please!
The home is situated on just over 5 acres with easy access to Highway 10 for commuting. The home itself features 4 bedrooms with 3 bedrooms on 1 level. Main floor laundry and a bedroom on the main level being a huge bonus for having all living facilities on the main floor. There is a generous sized 3/4 bath that has been fully renovated with a tile walk in shower upstairs. The basement is unfinished leaving excellent opportunity to add soft and equity to the home. Step outside you'll find a sprawling deck, rows of Christmas trees, tillable acreage if desired, a spray foamed chicken coop, storage shed, garage, 30x95 greenhouse, silo, grain bin, and a 30x70 heated insulated AND air conditioned garage/shop! The owner has put in the work to make this property extremely functional for many different avenues. Bring your ideas to this country setting and make this home yours today!

Last Agent to Sell the Property

Cody Smith

LPT Realty, LLC Listed on: 03/12/2026

LPT Realty, LLC

Last Buyer's Agent

Brandi Hansen

Central MN Realty LLC

Central MN Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,562

Year Built

  • Built in 1974

Parking

  • 8 Car Detached Garage
  • Multiple Garages
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener
  • Parking Garage Space
  • RV Access or Parking

Home Design

  • Block Foundation
  • Pitched Roof
  • Block Exterior
  • Vinyl Siding

Interior Spaces

  • 2,080 Sq Ft Home
  • 2-Story Property
  • Brick Fireplace
  • Gas Fireplace
  • Family Room with Fireplace
  • Combination Kitchen and Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Mini Split Air Conditioners
  • Water Filtration System
  • Well
  • Drilled Well
  • Water Softener is Owned

Additional Features

  • Deck
  • Lot Dimensions are 622x370

Community Details

  • No Home Owners Association
  • Haus Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 25004430105

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,562

Year Built

Built in 1974

Lot Details

5.3 Acres

Parking

8

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air, Ductless Mini-Split
  • Outside Features: Vinyl
  • Garage Spaces: 8
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Drilled, Well
  • Year Built: 1974
  • Above Grade Finished Sq Ft: 2080
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Unfinished
  • Appliances: Dishwasher, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Brick, Family Room, Gas
  • Living Area: 2080
  • Fireplace: Yes
  • Basement YN: Yes

Beds/Baths

  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 3

Exterior Features

  • Roof: Age 8 Years or Less, Pitched
  • Foundation Details: Block
  • Other Structures: Garage(s), Chicken Coop/Barn, Greenhouse, Shed(s), Pole Building, Silo
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Detached Garage, Gravel, Asphalt, Concrete, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages, Parking Garage, RV Access/Parking

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer, Tank with Drainage Field
  • LaundryFeatures: Main Level
  • Electric: Circuit Breakers
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Natural Woodwork, Washer/Dryer Hookup

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 3202539333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 622x370
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Block

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 25004430105
  • Tax Annual Amount: 2562
  • TaxWithAssessments: 2562

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 12, 2026
Closed on
May 6, 2026
Sold by
Bought by
Seller's Agent
Cody Smith
LPT Realty, LLC
Buyer's Agent
Brandi Hansen
Central MN Realty LLC
List Price
$499,500
Sold Price
$490,000
Premium/Discount to List
-$9,500
-1.9%
Views
15

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.63%
Original Mortgage
$465,500
Outstanding Balance
$465,500
Interest Rate
6.38%
Mortgage Type
New Conventional
Estimated Equity
$28,289

Purchase Details

Closed on
Apr 1, 2022
Sold by
Bought by

Purchase Details

Closed on
Jul 7, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$192,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 25, 2015
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,250
Interest Rate
3.91%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $490,000 Lendserv National Title
Deed $35,000 --
Warranty Deed $240,000 First American Title
Trustee Deed $195,000 Tri-County Abst
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $465,500 New Conventional
Previous Owner $192,000 New Conventional
Previous Owner $185,250 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/06/2026 05/06/26 Sold $490,000 -1.9% $236 / Sq Ft
03/14/2026 03/14/26 Pending -- -- --
03/12/2026 03/12/26 For Sale $499,500 -- $240 / Sq Ft
Source: NorthstarMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,304 $365,800 $365,800 $0
2024 $1,010 $267,100 $267,100 $0
2023 $998 $267,100 $267,100 $0
2022 $1,172 $244,000 $244,000 $0
2020 $1,104 $163,400 $163,400 $0
2019 $1,120 $163,400 $163,400 $0
2018 $1,166 $163,400 $163,400 $0
2017 $1,180 $163,500 $163,500 $0
2016 $1,380 $163,500 $163,500 $0
2015 $1,626 $151,200 $151,200 $0
2014 $1,064 $288,100 $204,800 $83,300
2013 -- $163,600 $87,600 $76,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 7035102

NorthstarMLS

APN: 25-443-0105

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