$185,000
SOLD AUG 1, 2025

3910 Merger Dr Chipley, FL 32428

2 Beds
2 Baths
1,377 Sq Ft
9,975 Sq Ft Lot Lot

Sale Details

Date Sold: August 1, 2025

$134 Per Sq Ft

20% Below List Price

166 Days on Market

Highlights

  • Deck
  • No HOA
  • 1 Car Garage
  • Traditional Architecture
  • Central Heating and Cooling System
  • Fenced

About This Home

As of August 2025

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Motivated seller! Bring all offers. Welcome to 3910 Merger Dr, a must-see ALL brick home nestled in the desirable Sunny Hills subdivision. this charming residence features 2 beds, 2 bathrooms, and a spacious bonus room currently utilized as a third bedroom. This versatile space can easily serve as a second living room, playroom, or man cave- offering picturesque views of the expansive deck and fenced in back yard. Recent updates include a new roof installed in 2019, serviced AC in 2024 with a new box built under the inside unit, and a front- loading washer and dryer convey with the home. The washer was purchased in 2022 and the dryer in 2024. The community boasts an 18-hole public golf course, picnic area, Boat Lake, and playground. All without HOA fees. Conveniently located just 25 miles north of Panama City and 15 miles south of Chipley. Contact your favorite Realtor today to schedule a showing and experience this exceptional property first-hand.

Last Agent to Sell the Property

Heather Taggart

Realty One of Northwest Florida LLC Listed on: 01/27/2025

Realty One of Northwest Florida LLC

Last Buyer's Agent

Heather Taggart

Realty One of Northwest Florida LLC Listed on: 01/27/2025

Realty One of Northwest Florida LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,686

Year Built

  • Built in 1989

Lot Details

  • 9,975 Sq Ft Lot
  • Lot Dimensions are 80x124
  • Fenced

Parking

  • 1 Car Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Metal Roof

Kitchen

  • Electric Oven
  • Electric Cooktop

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Deck

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association
  • Sunny Hills Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,686

Year Built

Built in 1989

Lot Details

9,975 Sq Ft Lot

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 1989
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.23
  • Lot Size: 80x124
  • Road Frontage Type: City Street
  • Subdivision Name: Sunny Hills
  • Architectural Style: Traditional
  • New Construction: No
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Dining Room Type: Bedroom, Primary Bathroom

Exterior Features

  • Fencing: Fenced
  • Waterfront: No
  • Construction Type: Brick
  • Exterior Features: Deck
  • Patio And Porch Features: Deck
  • Roof: Metal

Garage/Parking

  • Garage Spaces: 1.0
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Cooling: Central Air
  • Heating: Central
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Short Term Rental Allowed
  • Association: No

Lot Info

  • Lot Features: Sprinkler System, Paved
  • Lot Size Sq Ft: 9975.0
  • Mobile Dim Units: Feet

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 1686.0
  • Tax Year: 2024

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 27, 2025
Closed on
Aug 1, 2025
Sold by
Bought by
Seller's Agent
Heather Taggart
Realty One of Northwest Florida LLC
Buyer's Agent
Heather Taggart
Realty One of Northwest Florida LLC
List Price
$230,000
Sold Price
$185,000
Premium/Discount to List
-$45,000
-19.57%
Views
59
Current Estimated Value
$199,036

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$14,036
Avg. Annual Appreciation
8.67%
Original Mortgage
$9,250
Outstanding Balance
$6,530
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$192,506

Purchase Details

Closed on
Jan 3, 2022
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $185,000 Panhandle Land Title
Warranty Deed $185,000 Panhandle Land Title
Quit Claim Deed -- Albert J Stopka Iii Pa
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $9,250 New Conventional
Closed $9,250 New Conventional
Open $181,649 FHA
Closed $181,649 FHA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/01/2025 08/01/25 Sold $185,000 -7.5% $134 / Sq Ft
05/09/2025 05/09/25 Price Changed $200,000 -7.0% $145 / Sq Ft
04/21/2025 04/21/25 Price Changed $215,000 -4.4% $156 / Sq Ft
03/06/2025 03/06/25 Price Changed $225,000 -2.2% $163 / Sq Ft
01/20/2025 01/20/25 For Sale $230,000 -- $167 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,800 $167,840 -- --
2024 $1,686 $163,110 -- --
2023 $1,644 $158,359 $5,000 $153,359
2022 $1,677 $119,387 $3,500 $115,887
2021 $643 $83,221 $0 $0
2020 $629 $82,016 $0 $0
2019 $627 $80,172 $0 $0
2018 $628 $78,677 $0 $0
2017 $629 $77,059 $1,800 $75,259
2016 $652 $77,543 $0 $0
2015 $673 $77,743 $0 $0
2014 -- $77,743 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 767736

Central Panhandle Association of REALTORS®

APN: 00000000-01-0036-0015

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