Seller's Agent in 2025
Kim Warden
COMPASS
(704) 576-8076
3 in this area
92 Total Sales
3911 Cambridge Hill Ln Charlotte, NC 28270
Providence Neighborhood
4
Beds
2.5
Baths
2,798
Sq Ft
0.35
Acres
Highlights
- Open Floorplan
- Deck
- Transitional Architecture
- Providence Spring Elementary Rated A-
- Hilly Lot
- Wood Flooring
About This Home
As of March 2025Located in the heart of South Charlotte in Providence Heights, this beautiful 2 story 4 bedroom/bonus room home is in pristine condition. Home features formal living and dining rooms leading to a well-appointed kitchen that seamlessly flows to the two story great room with gas fireplace. Private backyard access off the kitchen/great room is perfect for entertaining family and friends. Large deck, patio and fire pit area opens to naturally landscaped yard. Spacious master bedroom with double vanities and walk in closets. Two addit'l good sized bedrooms and large bonus room or possible 4th bdrm finish off upper level of home. Renovations by current owner include addition and refinish of hardwoods throughout, new stainless appliances including gas cooktop, all new windows, full 2nd bath renovation, full paint and garage storage renovation, crawl space renovation includes dehumidifier/encapsulation. Washer/dryer included. Meticulously maintained and cared for...waiting for its new family!
Last Agent to Sell the Property
COMPASS Brokerage Email: kim.warden@compass.com License #275808 Listed on: 08/03/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,273
Year Built
- Built in 1996
Lot Details
- Cul-De-Sac
- Hilly Lot
- Property is zoned N1-A
HOA Fees
- $47 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Transitional Architecture
- Synthetic Stucco Exterior
Interior Spaces
- 2-Story Property
- Open Floorplan
- Ceiling Fan
- Window Treatments
- Family Room with Fireplace
- Crawl Space
- Laundry Room
Kitchen
- Breakfast Bar
- Built-In Oven
- Gas Cooktop
- Microwave
- Plumbed For Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
- Garden Bath
Outdoor Features
- Deck
- Patio
- Fire Pit
Schools
- Providence Spring Elementary School
- Crestdale Middle School
- Providence High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Gas Water Heater
- Cable TV Available
Community Details
- Cusick Community Management Association, Phone Number (704) 544-7779
- Providence Heights Subdivision
- Mandatory home owners association
Listing and Financial Details
- Assessor Parcel Number 227-086-43
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 3, 2024
Closed on
Mar 4, 2025
Sold by
Ragno Michele and Martinez Crystal Cali
Bought by
Gustinger Donna
Seller's Agent
Kim Warden
COMPASS
Buyer's Agent
Mark McClaskey
EXP Realty LLC Ballantyne
List Price
$800,000
Sold Price
$775,000
Premium/Discount to List
-$25,000
-3.12%
Views
217
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,373
Avg. Annual Appreciation
1.12%
Purchase Details
Listed on
Apr 1, 2020
Closed on
Jun 30, 2020
Sold by
Sistare Sally Hutton
Bought by
Ragno Michele
Seller's Agent
Kim Grace
Coldwell Banker Realty
Buyer's Agent
Robert Swaringen
My Townhome
List Price
$450,000
Sold Price
$423,000
Premium/Discount to List
-$27,000
-6%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
13.81%
Original Mortgage
$338,400
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 20, 2017
Closed on
Jun 16, 2017
Sold by
Howell Jeffrey L and Howell Andrea D
Bought by
Sistare Sally Hutton and Sistare Charles Edward
Seller's Agent
Ann Rudd
LPT Realty, LLC
Buyer's Agent
Lee Allen
Corcoran HM Properties
List Price
$429,900
Sold Price
$415,000
Premium/Discount to List
-$14,900
-3.47%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.63%
Original Mortgage
$373,500
Interest Rate
4.02%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 30, 2013
Sold by
Santimaw Edward James and Santimaw Jean A
Bought by
Howell Jeffrey L and Howell Andrea D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,000
Interest Rate
3.96%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 29, 2005
Sold by
Fisher Mark D and Fisher Deborah L
Bought by
Santimaw Edward Jame and Santimaw Jean A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,000
Interest Rate
5.88%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $775,000 | None Listed On Document | |
| Warranty Deed | $423,000 | Barristers Ttl Svcs Of Carol | |
| Warranty Deed | $415,000 | Barristers Title Svcs Of The | |
| Vendors Lien | $341,000 | Barristers Tilte Services Of | |
| Warranty Deed | $300,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $338,400 | New Conventional | |
| Previous Owner | $373,500 | New Conventional | |
| Previous Owner | $2,650,000 | New Conventional | |
| Previous Owner | $248,000 | New Conventional | |
| Previous Owner | $248,000 | New Conventional | |
| Previous Owner | $252,700 | Unknown | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $240,000 | New Conventional | |
| Previous Owner | $180,000 | Unknown | |
| Previous Owner | $50,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/04/2025 03/04/25 | Sold | $775,000 | 0.0% | $277 / Sq Ft |
| 11/14/2024 11/14/24 | Price Changed | $775,000 | -2.5% | $277 / Sq Ft |
| 10/11/2024 10/11/24 | Price Changed | $795,000 | -0.6% | $284 / Sq Ft |
| 08/03/2024 08/03/24 | For Sale | $800,000 | +89.1% | $286 / Sq Ft |
| 06/30/2020 06/30/20 | Sold | $423,000 | -0.5% | $151 / Sq Ft |
| 05/22/2020 05/22/20 | Pending | -- | -- | -- |
| 05/19/2020 05/19/20 | Price Changed | $425,000 | -5.6% | $152 / Sq Ft |
| 05/07/2020 05/07/20 | For Sale | $450,000 | +6.4% | $161 / Sq Ft |
| 04/07/2020 04/07/20 | Off Market | $423,000 | -- | -- |
| 04/01/2020 04/01/20 | For Sale | $450,000 | +8.4% | $161 / Sq Ft |
| 06/16/2017 06/16/17 | Sold | $415,000 | -3.5% | $153 / Sq Ft |
| 05/05/2017 05/05/17 | Pending | -- | -- | -- |
| 04/20/2017 04/20/17 | For Sale | $429,900 | -- | $159 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,273 | $544,100 | $135,000 | $409,100 |
| 2024 | $4,273 | $544,100 | $135,000 | $409,100 |
| 2023 | $4,273 | $544,100 | $135,000 | $409,100 |
| 2022 | $3,753 | $375,900 | $96,000 | $279,900 |
| 2021 | $3,742 | $375,900 | $96,000 | $279,900 |
| 2020 | $3,765 | $379,000 | $96,000 | $283,000 |
| 2019 | $3,749 | $379,000 | $96,000 | $283,000 |
| 2018 | $4,434 | $332,400 | $90,000 | $242,400 |
| 2017 | $4,366 | $332,400 | $90,000 | $242,400 |
| 2016 | $4,356 | $332,400 | $90,000 | $242,400 |
| 2015 | -- | $332,400 | $90,000 | $242,400 |
| 2014 | $4,583 | $352,000 | $90,000 | $262,000 |
Source: Public Records
Agents Affiliated with this Home
-
Kim Warden
-
Mark McClaskey
Buyer's Agent in 2025
Mark McClaskey
EXP Realty LLC Ballantyne
(704) 604-5952
7 in this area
204 Total Sales
-
Kim Grace
Seller's Agent in 2020
Kim Grace
Coldwell Banker Realty
(704) 606-6770
21 in this area
145 Total Sales
-
Robert Swaringen
Buyer's Agent in 2020
Robert Swaringen
My Townhome
(704) 578-7600
129 Total Sales
-
Ann Rudd
Seller's Agent in 2017
Ann Rudd
LPT Realty, LLC
(704) 617-0847
1 in this area
43 Total Sales
-
Lee Allen
Buyer's Agent in 2017
Lee Allen
Corcoran HM Properties
(980) 581-1055
86 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4166174
APN: 227-086-43
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