$499,900
$150K PRICE DROP

Estimated payment $2,775/month

Total Views 5,835
3 Beds
2.5 Baths
2,713 Sq Ft
$184 Price per Sq Ft

Highlights

  • Beach Access
  • Deck
  • Separate Formal Living Room
  • Partial Gulf or Ocean Views
  • Family Room with Fireplace
  • Sun or Florida Room

About This Home

One or more photo(s) has been virtually staged. Coastal Elegance with Breathtaking Gulf Views in Gulf Harbors!!!...

Nestled in the highly sought-after Gulf Harbors boating community with the Private Beach, this stunning elevated ranch home had NO Hurricane Damage and NO Water Intrusion. This Elegant home offers the perfect blend of luxury, space, and waterfront living. Positioned right next to the Gulf of America, enjoy open water views from multiple areas of the home, along with access to deep-water canals, two community boat ramps, and a Private Beach........

Spanning 2,713 sq. ft., this elegant 3-bedroom + den/office (complete with a Murphy bed) provides ample space for family, work, and entertaining. The home’s 12-foot ceilings enhance its grandeur, while the spacious master suite boasts two walk-in closets and a luxurious retreat-like feel......

The gourmet kitchen features an upgraded gas stove, perfect for the home chef, and flows seamlessly into the open living spaces. A possible mother-in-law suite offers flexibility for multi-generational living or guest accommodations.

Beyond the home, the Gulf Harbors community is a hub of coastal fun, with boat parades, golf cart parades, cornhole tournaments, and more! Whether you’re setting sail from the community boat ramps, relaxing at the private beach, or enjoying a sunset from your own home, this is true Florida living at its finest.........UPDATES: 2019 - GAF Timberline HD Shingles with Golden Pledge Ltd Warranty....... 2023 - 9 Armorvue Impact Windows..... 2022 - New AC Condenser and Handler, KraftMaid Cabinetry Cabinets, Newer interior paint.

Don’t miss this opportunity to own a piece of paradise—schedule your private showing today!

Listing Agent

Tim Pawloski

KELLER WILLIAMS REALTY- PALM H Brokerage Phone: 727-772-0772 License #3489917 Listed on: 02/03/2025

KELLER WILLIAMS REALTY- PALM H

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $330

Year Built

  • Built in 1992

Lot Details

  • 10,450 Sq Ft Lot
  • Street terminates at a dead end
  • North Facing Home
  • Fenced
  • Corner Lot
  • Metered Sprinkler System
  • Landscaped with Trees
  • Garden
  • Property is zoned R4

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Elevated Home
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,713 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Family Room with Fireplace
  • Separate Formal Living Room
  • Formal Dining Room
  • Home Office
  • Sun or Florida Room
  • Partial Bay or Harbor Views
  • Hurricane or Storm Shutters

Kitchen

  • Dinette
  • Range
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Beach Access
  • Water access To Gulf or Ocean
  • Access to Saltwater Canal
  • Deck
  • Rain Barrels or Cisterns
  • Private Mailbox

Location

  • Flood Zone Lot
  • Flood Insurance May Be Required

Schools

  • Mittye P. Locke Elementary School
  • Gulf Middle School
  • Gulf High School

Utilities

  • Central Heating and Cooling System
  • Propane
  • Electric Water Heater

Listing and Financial Details

Community Details

Overview

  • Association fees include ground maintenance
  • Association Phone (727) 848-0596
  • Visit Association Website
  • Flor A Mar Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Recreation

  • Park
  • Dog Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$330

Year Built

Built in 1992

Lot Details

0

HOA Fees

$10 per month

Parking

2

Listing Details

  • HOA Fee Includes: Maintenance Grounds
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Elevated, Ranch
  • Construction Materials: Block, Stucco
  • Fireplace: Yes
  • Living Area: 2713
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 1992
  • Building Area Total: 3410
  • Lot Size Sq Ft: 10450
  • Directions to Property: US Hwy 19 to Floramar, go left on Shell Stream Blvd to left on Rudder Way, Follow Rudder Way all the way to the end to house on the left.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Palm Harbor
  • Escrow Postal Code: 34684
  • Escrow State: FL
  • Escrow Street Name: US Hwy 19 N Suite 101
  • Escrow Street Number: 30522
  • List Office Head Office Key Nume: 1038420
  • Minimum Lease: 1 Week
  • RATIO Current Price By Calculate: 184.26
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 1
  • Property Description: Elevated
  • Amenities Additional Fees: Gulf Harbors has 2 community boat ramps that you can get access to and also you can request a key for the boat ramps. You would need to join the Gulf Harbors Civic Association and request a key for an additional charge.
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Community Boat Ramp,Water Access
  • Attribution Contact: 727-772-0772
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Fireplace Features: Family Room
  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Solid Surface Counters
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 3912
  • Additional Rooms: Family Room,Florida Room,Formal Dining Room Separate,Formal Living Room Separate
  • Living Area Meters: 252.05
  • Room Count: 12

Exterior Features

  • Direction Faces: North
  • Exterior Features: Garden, Hurricane Shutters, Private Mailbox, Rain Barrel/Cistern(s), Sprinkler Metered
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: No
  • Patio and Porch Features: Deck
  • Road Surface Type: Asphalt, Paved
  • Water Access: Beach,Canal - Saltwater,Gulf/Ocean
  • Water Extras YN: 0
  • Water View: Gulf/Ocean - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2020-06-05
  • Flood Zone Panel: 12101C0351G
  • Additional Water Information: Gulf Harbors has 2 boat ramps to the deeded owners of Gulf Harbors

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Electricity Connected, Propane, Sewer Connected, Sprinkler Meter, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: None

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Dog Park, Golf Carts OK, Park, Street Lights
  • Association Amenities: Park
  • Association Fee: 125
  • Association Fee Frequency: Annually
  • Phone: 727-848-0596
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: no restrictions
  • Association Fee Requirement: Optional
  • Association URL: https://www.gulfharbors.com/

Fee Information

  • Total Annual Fees: 125.00
  • Total Monthly Fees: 10.42
  • Monthly HOA Amount: 10.42

Schools

  • Elementary School: Mittye P. Locke-PO
  • High School: Gulf High-PO
  • Middle Or Junior School: Gulf Middle-PO

Lot Info

  • Zoning: R4
  • Parcel Number: 15-26-13-002.0-000.00-031.0
  • Additional Parcels: No
  • Fencing: Fenced
  • Lot Features: Corner Lot, Flood Insurance Required, FloodZone, Landscaped, Street Dead-End, Paved
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 971

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Pasco County has short term rental restrictions

Tax Info

  • Tax Annual Amount: 330
  • Tax Block: 19 B
  • Tax Book Number: 13-97-98
  • Tax Lot: 31

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $337 $188,740 -- --
2023 $330 $183,250 $0 $0
2022 $223 $177,920 $0 $0
2021 $216 $172,740 $50,135 $122,605
2020 $209 $170,360 $39,735 $130,625
2019 $202 $166,530 $0 $0
2018 $195 $163,430 $0 $0
2017 $1,896 $163,430 $0 $0
2016 $1,833 $156,777 $0 $0
2015 $1,856 $155,687 $0 $0
2014 $1,802 $191,203 $39,735 $151,468
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/19/2025 07/19/25 Price Changed $499,900 -4.8% $184 / Sq Ft
04/22/2025 04/22/25 Price Changed $524,999 -8.7% $194 / Sq Ft
03/14/2025 03/14/25 Price Changed $575,000 -4.2% $212 / Sq Ft
02/13/2025 02/13/25 Price Changed $599,900 -7.7% $221 / Sq Ft
02/03/2025 02/03/25 For Sale $649,900 -- $240 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $192,900 --
Warranty Deed $150,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $100,000 Credit Line Revolving
Closed $20,000 Credit Line Revolving
Open $199,148 VA
Closed $198,687 VA
Source: Public Records

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Source: Stellar MLS

MLS Number: W7872070

Stellar MLS

APN: 13-26-15-0020-00000-0310