$435,000
SOLD SEP 25, 2025

3917 Sugarloaf Dr Monrovia, MD 21770

3 Beds
2.5 Baths
1,530 Sq Ft
0.72 Acres

Recently Sold

$284 Per Sq Ft

1% Above List Price

6 Days on Market

Highlights

  • Concrete Pool
  • 0.72 Acre Lot
  • No HOA
  • Green Valley Elementary School Rated A-
  • Rambler Architecture
  • Formal Dining Room

About This Home

As of September 2025

Exceptional opportunity to acquire a well-situated, three-bedroom brick ranch-style home in a desirable neighborhood. The main level has three bedrooms, two full bathrooms, a living room with fireplace, an eat-in kitchen, and a formal dining area with a slider leading to the covered back porch. The property features a fenced yard complete with a pool and hot tub. The basement includes a living room, bar, laundry room, and two additional bonus rooms. The property has been under the same family ownership for over four decades and is priced to reflect necessary updates. Conveniently located near major commuter routes, offering easy access to Urbana, New Market, and downtown Frederick. This location provides proximity to various dining establishments, shopping centers, local breweries, wineries, and Adventure Park USA. This home is being sold to settle an estate and is being sold "as is". Call your favorite realtor for a tour today!!!

Last Agent to Sell the Property

Chuck Zepp

(410) 984-4851 chuckzepp@gmail.com EXP Realty, LLC Listed on: 08/29/2025

EXP Realty, LLC

Co-Listed By

Deana McKee

(410) 371-2033 deana.mckee@exprealty.com EXP Realty, LLC License #5005961

Last Buyer's Agent

Chris Kershisnik

(240) 426-9520 chrisk@chrisk-homes.com EXP Realty, LLC License #0225220741

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,297

Year Built

  • Built in 1971

Lot Details

  • 0.72 Acre Lot
  • Property is zoned R1

Home Design

  • Rambler Architecture
  • Permanent Foundation
  • Frame Construction

Interior Spaces

  • Property has 1 Level
  • Ceiling Fan
  • Wood Burning Fireplace
  • Formal Dining Room

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Improved Basement

  • Heated Basement
  • Laundry in Basement

Parking

  • 1 Parking Space
  • 1 Attached Carport Space
  • Driveway

Accessible Home Design

  • More Than Two Accessible Exits

Outdoor Features

  • Concrete Pool
  • Shed

Utilities

  • Central Air
  • Heating System Uses Oil
  • Hot Water Baseboard Heater
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 1109236392

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,297

Year Built

Built in 1971

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Accessibility Features: 2+ Access Exits
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 8/29/2025 12:00:00 AM
  • Year Built: 1971
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Washer, Water Heater, Refrigerator, Oven/Range - Electric
  • Interior Amenities: Ceiling Fan(s), Formal/Separate Dining Room, Kitchen - Eat-In
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 1
  • Basement: Yes
  • Basement Type: Improved, Heated
  • Laundry Type: Basement
  • Total Sq Ft: 2560
  • Living Area Sq Ft: 1530
  • Price Per Sq Ft: 335.94
  • Above Grade Finished Sq Ft: 1280
  • Below Grade Finished Sq Ft: 250
  • Below Grade Sq Ft: 1030
  • Total Below Grade Sq Ft: 1280
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Pool Features: Concrete
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Attached Carport Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Attached Carport, Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Baseboard - Hot Water
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Size Acres: 0.72
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 31363.00
  • Zoning: R1
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4297.00
  • Assessor Parcel Number: 1109236392
  • Tax Lot: 10
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 29, 2025
Closed on
Sep 25, 2025
Sold by
Heron Michael Dennis and Heron Michael Arthur
Bought by
Hill Debra and Steckley Susan
Seller's Agent
Chuck Zepp
EXP Realty, LLC
Buyer's Agent
Chris Kershisnik
EXP Realty, LLC
List Price
$430,000
Sold Price
$435,000
Premium/Discount to List
$5,000
1.16%
Views
101
Current Estimated Value
$436,633

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,633
Avg. Annual Appreciation
1.14%
Original Mortgage
$420,481
Outstanding Balance
$420,481
Interest Rate
6.56%
Mortgage Type
FHA
Estimated Equity
$16,152

Purchase Details

Closed on
Jul 11, 2012
Sold by
Heron Michael Dennis and Heron Kathryn
Bought by
Heron Michael Dennis

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
2.87%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Sep 2, 1997
Sold by
Heron Michael Dennis
Bought by
Heron Michael Dennis and Heron Katherine
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $435,000 Lawyers Signature Settlements
Interfamily Deed Transfer -- New Horizon Title Inc
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $420,481 FHA
Previous Owner $212,000 Stand Alone Second
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/25/2025 09/25/25 Sold $435,000 +1.2% $284 / Sq Ft
08/29/2025 08/29/25 For Sale $430,000 -- $281 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,106 $380,033 -- --
2024 $4,106 $351,600 $162,200 $189,400
2023 $3,757 $327,800 $0 $0
2022 $3,576 $304,000 $0 $0
2021 $3,320 $280,200 $112,000 $168,200
2020 $3,320 $273,100 $0 $0
2019 $3,237 $266,000 $0 $0
2018 $3,182 $258,900 $97,400 $161,500
2017 $3,047 $258,900 $0 $0
2016 $3,137 $240,367 $0 $0
2015 $3,137 $231,100 $0 $0
2014 $3,137 $231,100 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2069150

Bright MLS

APN: 09-236392