$295,000
SOLD JUN 1, 2023

392 Ann St Elgin, IL 60120

4 Beds
3 Baths
2,098 Sq Ft
0.27 Acres

Recently Sold

$141 Per Sq Ft

7% Above List Price

2 Days on Market

Highlights

  • Second Kitchen
  • Wood Flooring
  • Victorian Architecture
  • Property is near a park
  • Main Floor Bedroom
  • Corner Lot

About This Home

As of June 2023

Unique opportunity! Beautifully updated historic home on a DOUBLE LOT with a FULL BASEMENT APARTMENT ~ perfect for an in-law suite, a rental unit, or whatever suits your needs! New roof in 2019, and the windows, furnace, and AC have all been replaced within the past 10 years. Porch and home exterior are freshly painted. Plumbing and electrical were also updated when the home was rehabbed... nothing to do but move in! Cozy front porch welcomes you home. Beautiful historic architectural features throughout, including craftsman trim, tall baseboards, and crown molding. Spacious living room flows into the formal dining room. The kitchen boasts granite countertops and stainless steel appliances. First floor bedroom with access to the first floor full bath! The laundry room completes the main level. Upstairs are three generously sized bedrooms , and a full hall bath. The basement apartment has a private exterior entrance, plus an interior entrance from the first-floor kitchen. The basement features an eat-in kitchen, a family room, two bedrooms, and a full bath. Detached two-car garage and fully-fenced backyard! Great location, blocks from Elgin's historic district and downtown area with shopping, dining, entertainment, and more! Located within walking distance of a bus stop, and just one mile from the Metra. Close access to I-90 for easy commuting. Don't miss your chance to own this one-of-a-kind property!

Last Agent to Sell the Property

Sarah Leonard

Legacy Properties, A Sarah Leonard Company, LLC License #475122634 Listed on: 04/14/2023

Last Buyer's Agent

Jen Coyte

Coyte Advantage Realty License #471020079

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,624

Year Built

  • Built in 1910 | Remodeled in 2016

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 118x100x118x97
  • Fenced Yard
  • Corner Lot
  • Paved or Partially Paved Lot
  • Additional Parcels

Parking

  • 2 Car Detached Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Victorian Architecture
  • Frame Construction
  • Asphalt Roof

Interior Spaces

  • 2,098 Sq Ft Home
  • 1.5-Story Property
  • Historic or Period Millwork
  • Ceiling Fan
  • Entrance Foyer
  • Family Room
  • Living Room
  • Formal Dining Room

Kitchen

  • Second Kitchen
  • Range
  • Stainless Steel Appliances

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 6 Potential Bedrooms
  • Main Floor Bedroom
  • In-Law or Guest Suite
  • Bathroom on Main Level
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry
  • Finished Basement Bathroom

Home Security

  • Home Security System
  • Storm Screens
  • Carbon Monoxide Detectors

Schools

  • Ronald D O'neal Elementary Schoo
  • Larsen Middle School
  • Elgin High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Porch
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,624

Year Built

Built in 1910 | Remodeled in 2016

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Victorian
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1910
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2016
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2016

Interior Features

  • Appliances: Range, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s)
  • Basement: Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 839
  • Interior Amenities: Hardwood Floors, First Floor Bedroom, In-Law Arrangement, First Floor Laundry, First Floor Full Bath, Historic/Period Mlwk
  • LivingArea: 2098
  • Other Equipment: Security System, CO Detectors, Ceiling Fan(s)
  • Room Type: Kitchen, Bedroom 5, Foyer, Bedroom 6
  • Estimated Total Finished Sq Ft: 2098
  • Basement Description: Finished,Exterior Access
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 2
  • Dining Room: Separate
  • Total Sq Ft: 1259
  • Basement Sq Ft: 839
  • Total Sq Ft: 2098
  • Main Level Sq Ft: 1259
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Porch, Storms/Screens
  • List Price: 275000
  • Lot Features: Corner Lot, Fenced Yard
  • OtherStructures: None
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Frame

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Laundry Features: In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Ronald D O'Neal Elementary Schoo
  • High School: Elgin High School
  • Middle/Junior School: Larsen Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: Yes
  • Lot Size Acres: 0.2668
  • Lot Dimensions: 118X100X118X97
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5623.8
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 14, 2023
Closed on
May 18, 2023
Sold by
Mcmillion Heather Lee
Bought by
Ramos Maribel and Quinones Antonio C
Seller's Agent
Sarah Leonard
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Jen Coyte
Coyte Advantage Realty
List Price
$275,000
Sold Price
$295,000
Premium/Discount to List
$20,000
7.27%
Views
101
Current Estimated Value
$312,937

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,937
Avg. Annual Appreciation
2.55%
Original Mortgage
$206,500
Outstanding Balance
$201,005
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$111,932

Purchase Details

Closed on
Jan 20, 2023
Sold by
Ocampo Jasmin
Bought by
Mcmillion Heather Lee

Purchase Details

Closed on
Nov 7, 2017
Sold by
Ocampo Heather Lee and Ocampo Jasmin
Bought by
Ocampo Jasmin and Ocampo Heather Lee

Purchase Details

Listed on
Nov 5, 2016
Closed on
Dec 28, 2016
Sold by
Velazquez Ana L and Jimenez Juan
Bought by
Ocampo Heather Lee
Seller's Agent
Juan Navarro
American International Realty Corp.
Buyer's Agent
Peter Avitia
Avitia Real Estate LLC
List Price
$195,000
Sold Price
$190,000
Premium/Discount to List
-$5,000
-2.56%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.86%
Original Mortgage
$194,085
Interest Rate
4%
Mortgage Type
VA

Purchase Details

Listed on
Mar 23, 2015
Closed on
Mar 17, 2016
Sold by
Ramirez Mario
Bought by
Velazquez Ana L
Seller's Agent
Shirley Faucett
Baird & Warner
Buyer's Agent
Juan Navarro
American International Realty Corp.
List Price
$69,900
Sold Price
$66,000
Premium/Discount to List
-$3,900
-5.58%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
302.00%

Purchase Details

Closed on
Dec 19, 2003
Sold by
Neighborhood Housing Services Elgin Inc
Bought by
Ramirez Mario

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$137,750
Interest Rate
8.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 25, 1996
Sold by
Skyles Betty K
Bought by
Neighborhood Housing Svcs Of Elgin Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,300
Interest Rate
8.23%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $295,000 None Listed On Document
Quit Claim Deed -- --
Interfamily Deed Transfer -- None Available
Warranty Deed $190,000 Acquest Title Services Llc
Warranty Deed $66,000 Fidelity National Title
Warranty Deed -- --
Warranty Deed $85,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $206,500 New Conventional
Previous Owner $194,085 VA
Previous Owner $137,750 Purchase Money Mortgage
Previous Owner $86,300 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/01/2023 06/01/23 Sold $295,000 +7.3% $141 / Sq Ft
04/17/2023 04/17/23 Pending -- -- --
04/14/2023 04/14/23 For Sale $275,000 +44.7% $131 / Sq Ft
12/28/2016 12/28/16 Sold $190,000 -2.6% $151 / Sq Ft
11/15/2016 11/15/16 Pending -- -- --
11/05/2016 11/05/16 For Sale $195,000 +195.5% $155 / Sq Ft
03/25/2016 03/25/16 Sold $66,000 +4.8% $52 / Sq Ft
02/03/2016 02/03/16 Pending -- -- --
01/30/2016 01/30/16 Price Changed $63,000 -9.9% $50 / Sq Ft
01/25/2016 01/25/16 For Sale $69,900 +5.9% $56 / Sq Ft
10/27/2015 10/27/15 Off Market $66,000 -- --
09/23/2015 09/23/15 Price Changed $69,900 -12.6% $56 / Sq Ft
07/31/2015 07/31/15 Price Changed $80,000 0.0% $64 / Sq Ft
07/31/2015 07/31/15 For Sale $80,000 +21.2% $64 / Sq Ft
07/11/2015 07/11/15 Off Market $66,000 -- --
04/11/2015 04/11/15 Pending -- -- --
04/03/2015 04/03/15 Price Changed $100,000 -2.0% $79 / Sq Ft
03/31/2015 03/31/15 Price Changed $102,000 -2.9% $81 / Sq Ft
03/23/2015 03/23/15 For Sale $105,000 -- $83 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,696 $79,174 $10,465 $68,709
2023 $5,415 $71,527 $9,454 $62,073
2022 $5,135 $65,220 $8,620 $56,600
2021 $4,905 $60,976 $8,059 $52,917
2020 $4,542 $55,805 $7,694 $48,111
2019 $4,404 $53,158 $7,329 $45,829
2018 $3,380 $40,190 $6,904 $33,286
2017 $3,291 $37,994 $6,527 $31,467
2016 $3,759 $35,248 $6,055 $29,193
2015 -- $32,308 $5,550 $26,758
2014 -- $31,909 $5,481 $26,428
2013 -- $37,538 $5,626 $31,912
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11759525

Midwest Real Estate Data (MRED)

APN: 06-13-126-016