$242,500
SOLD APR 12, 2022

392 Cottage St Delphi, IN 46923

2 Beds
2 Baths
1,392 Sq Ft
0.3 Acres

Recently Sold

$174 Per Sq Ft

7% Below List Price

63 Days on Market

Highlights

  • 175 Feet of Waterfront
  • Open Floorplan
  • Radiant Floor
  • Primary Bedroom Suite
  • Partially Wooded Lot
  • Traditional Architecture

About This Home

As of April 2022

Move In Ready with excellent views of the peaceful DEER CREEK. This two story home features two spacious bedroom's, two large bathrooms one with non slip flooring and the other with dual sinks and laundry area, open concept living and kitchen with vaulted ceiling overlooking the family area. Home offers radiant floor heat, gas log fireplace, handicapped accessibly, NEWER Metal roof, paver sidewalks and oversized deck for summer activities and entertaining. Easy access to downtown Delphi and Hoosier Heartland. COME relax and enjoy this beautiful setting

Last Agent to Sell the Property

Joan Abbott

Joan Abbott Real Estate Listed on: 01/06/2022

Last Buyer's Agent

Kyle Charters

Indiana Integrity REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $715

Year Built

  • Built in 2011

Lot Details

  • 0.3 Acre Lot
  • 175 Feet of Waterfront
  • River Front
  • Creek or Stream
  • Backs to Open Ground
  • Landscaped
  • Corner Lot
  • Lot Has A Rolling Slope
  • Partially Wooded Lot

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Metal Roof
  • Masonry Siding
  • Masonry
  • Vinyl Construction Material

Interior Spaces

  • 1,392 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Bar
  • Cathedral Ceiling
  • Ceiling Fan
  • Ventless Fireplace
  • Gas Log Fireplace
  • Double Pane Windows
  • Insulated Windows
  • Insulated Doors
  • Radiant Floor
  • Block Basement Construction
  • Storage In Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Laminate Countertops
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Suite
  • Double Vanity
  • Bathtub with Shower
  • Separate Shower

Schools

  • Delphi Community Elementary And Middle School
  • Delphi High School

Utilities

  • Window Unit Cooling System
  • Hot Water Heating System
  • Heating System Uses Gas
  • Cable TV Available

Additional Features

  • Sun Deck
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 08-06-29-013-073.000-007

Home Details

Home Type

Single Family

Est. Annual Taxes

$715

Year Built

Built in 2011

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 2011
  • Age: 11
  • Style: Two Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 6
  • Bedrooms: 2
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: 017-13073-00 Deer Creek Estates Pt Lot 14 .295 ac by survey
  • Parcel Number ID: 08-06-29-013-073.000-007
  • Platted: Yes
  • Amenities: Attic Storage, Bar, Breakfast Bar, Cable Ready, Ceiling-Cathedral, Ceiling Fan(s), Countertops-Laminate, Deck Open, Deck on Waterfront, Detector-Smoke, Disposal, Eat-In Kitchen, Landscaped, Near Walking Trail, Open Floor Plan, Six Panel Doors, Twin Sink Vanity, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite
  • Location: City/Town/Suburb
  • Sp Lp Percent: 93.31
  • Year Taxes Payable: 2020
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 1392
  • Total Finished Sq Ft: 1392
  • Above Grade Finished Sq Ft: 1392
  • Price Per Sq Ft: 174.21
  • Basement Foundation: Slab
  • Basement Material: Block
  • Fireplace: Gas Log, Ventless
  • Living Great Room: Dimensions: 12x10, On Level: Main
  • Kitchen: Dimensions: 13x11, On Level: Main
  • Dining Room: Dimensions: 13x12, On Level: Main
  • Recreation Room: Dimensions: 16x12, On Level: Upper
  • Bedroom 1: Dimensions: 12x11, On Level: Main
  • Bedroom 2: Dimensions: 15x15, On Level: Upper
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Vinyl, Masonry
  • Roof Material: Metal
  • Outbuilding1: Garden Shed, Dimensions: 10x12
  • Water Frontage: 175

Utilities

  • Cooling: Window
  • Heating Fuel: Gas, Floor, Hot Water
  • Sewer: City
  • Water Utilities: City
  • Water Type: Creek

Schools

  • School District: Delphi Community School Corp.
  • Elementary School: Delphi Community
  • Middle School: Delphi Community
  • High School: Delphi
  • Elementary School: Delphi Community

Lot Info

  • Lot Description: Corner, Partially Wooded, Rolling, Waterfront, Flood Plain, Waterfront-Level Bank
  • Lot Dimensions: .295
  • Estimated Lot Sq Ft: 12850
  • Estimated Lot Size Acres: 0.295

Green Features

  • Energy Efficient Windows/Doors: Double Pane Windows, Insulated Doors, Insulated Glass Windows

Tax Info

  • Annual Taxes: 715
  • Exemptions: Homestead, Mortgage

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Delphi
  • Middle School: Delphi Community
  • School District: Delphi Community School Corp.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 6, 2022
Closed on
Apr 5, 2022
Sold by
Deihl Henry
Bought by
Borgstedt Diana L
Seller's Agent
Joan Abbott
Joan Abbott Real Estate
Buyer's Agent
Kyle Charters
Indiana Integrity REALTORS
List Price
$259,900
Sold Price
$242,500
Premium/Discount to List
-$17,400
-6.69%
Current Estimated Value
$264,010

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,510
Avg. Annual Appreciation
2.49%

Purchase Details

Listed on
Jul 20, 2021
Closed on
Sep 7, 2021
Sold by
Dionne Zook Deborah A
Bought by
Deihl Henry
Seller's Agent
Tamara Foley
F.C. Tucker/Shook
Buyer's Agent
Tamara Foley
F.C. Tucker/Shook
List Price
$237,900
Sold Price
$245,000
Premium/Discount to List
$7,100
2.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.78%
Original Mortgage
$122,500
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 16, 2021
Sold by
Zook Matthew W and Dionne Zook Deborah
Bought by
Dionne Zook Deborah A

Purchase Details

Closed on
Aug 5, 2009
Sold by
Klinkhamer Harold D and Klinkhamer Karen Sue
Bought by
Zook Matthew W and Zook Deborah A Dionne
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Spigle John E
Warranty Deed -- First American Mortgage Sln
Interfamily Deed Transfer -- None Available
Warranty Deed $30,000 Carroll County Abstract & Ti
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $122,500 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/12/2022 04/12/22 Sold $242,500 -6.7% $174 / Sq Ft
03/10/2022 03/10/22 Pending -- -- --
01/06/2022 01/06/22 For Sale $259,900 +6.1% $187 / Sq Ft
09/17/2021 09/17/21 Sold $245,000 +3.0% $176 / Sq Ft
08/12/2021 08/12/21 Pending -- -- --
07/20/2021 07/20/21 For Sale $237,900 -- $171 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,529 $175,300 $16,500 $158,800
2023 $0 $150,800 $16,500 $134,300
2022 $459 $79,500 $15,000 $64,500
2021 $459 $71,800 $14,500 $57,300
2020 $1,430 $71,500 $14,500 $57,000
2019 $1,336 $66,800 $14,500 $52,300
2018 $1,294 $64,700 $14,500 $50,200
2017 $1,368 $68,400 $14,800 $53,600
2016 $1,336 $66,800 $14,800 $52,000
2014 $1,346 $67,300 $14,800 $52,500
Source: Public Records

Agents Affiliated with this Home

  • Joan Abbott

    Seller's Agent in 2022

    Joan Abbott

    Joan Abbott Real Estate

    (765) 564-9822

    72 in this area

    207 Total Sales

    Joan Abbott
    Section Image
  • Kyle Charters

    Buyer's Agent in 2022

    Kyle Charters

    Indiana Integrity REALTORS

    (765) 412-5217

    1 in this area

    50 Total Sales

    Kyle Charters
    Section Image
  • Tamara Foley

    Seller's Agent in 2021

    Tamara Foley

    F.C. Tucker/Shook

    (765) 479-1216

    3 in this area

    38 Total Sales

    Tamara Foley
    Section Image
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Map

Source: Indiana Regional MLS

MLS Number: 202200469

Indiana Regional MLS

APN: 08-06-29-013-073.000-007

Indiana Carroll County Delphi 46923

392 Cottage St, Delphi, IN

This home is located at 392 Cottage St, Delphi, IN 46923 and is currently priced at $242,500, approximately $174 per square foot. This property was built in 2011. 392 Cottage St is a home located in Carroll County with nearby schools including Delphi Community Elementary School, Delphi Community Middle School, and Delphi Community High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Indiana Regional MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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