NOT LISTED FOR SALE

392 Terrapin Trace Destin, FL 32541

Estimated Value: $1,101,000 - $1,295,000

4 Beds
3.5 Baths
3,535 Sq Ft
$339/Sq Ft Est. Value

Last Sold June 30, 2023

Last sale price $1,087,500 $308 Per Sq Ft

Est. 10% increase in value since last sale

Current estimated payment $7,316/month

7 Days on Market

Highlights

  • Waterfront Community
  • Golf Course Community
  • Fishing
  • Destin Elementary School Rated A-
  • Spa
  • Primary Bedroom Suite

About This Home

As of June 2023

This custom-built home is ideal for anyone who values their privacy with a cul-de-sac location and natural preserve to the side and rear. A short walking trail leads to Bayou Park, which is popular with hikers, boaters, kayakers and fishing enthusiasts within this gated 900-acre community. This statement home has great curb appeal, a new roof and a paved driveway leading to a 3-car garage with epoxy flooring and ample space for a golf cart for getting around. The pillared entrance leads into a hallway with polished tile, revealing the quality craftsmanship of this luxury home. A plethora of doors hide a powder room, huge laundry with sink and storage and a spacious bonus room/office with built-in bunk and closet. The main event is the great room with impressive columns and crown molding There's a breakfast nook for casual dining and a granite-topped bar where keen mixologists can impress guests with signature cocktails. Doors lead out to a huge screened terrace for large-scale entertaining surrounded by greenery. Look forward to alfresco dining and relaxing beneath the stars in the in-ground spa and separate hot tub. The first-floor master suite includes a huge bedroom with wood-look flooring and a feature bay window. His-and-hers closets lead to the huge master bath, which has it all: jetted tub, twin cultured marble vanities and walk-in shower. Stairs lead to the remaining oversized guest bedrooms and another bonus room with built-in shelving on the second floor. Ideal for full-time coastal living or as a second home/quiet retreat, the home is close to multiple clubs and amenities including tennis courts, pickleball courts, a yoga/fitness center, playgrounds and community pools. There's a fenced dog park and an 18-hole golf course with stunning bay views providing an enviable lifestyle within easy reach of Destin Commons, Choctawhatchee Bay and beaches.

Last Agent to Sell the Property

Sarah Stone

Scenic Sotheby's International Realty Brokerage Phone: 850-598-6888 License #3093630 Listed on: 05/27/2023

Scenic Sotheby's International Realty

Last Buyer's Agent

Russell Wamble

Sterling Realty Llc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,902

Year Built

  • Built in 2002

Lot Details

  • 10,454 Sq Ft Lot
  • Lot Dimensions are 83x139x85x144
  • Property fronts a private road
  • Coastal Barrier Zone
  • Cul-De-Sac
  • Corner Lot
  • Sprinkler System

HOA Fees

  • $314 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Frame Construction
  • Shingle Roof
  • Cement Board or Planked
  • Stucco

Interior Spaces

  • 3,535 Sq Ft Home
  • 2-Story Property
  • Wet Bar
  • Central Vacuum
  • Built-in Bookshelves
  • Shelving
  • Woodwork
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Gas Fireplace
  • Plantation Shutters
  • Entrance Foyer
  • Living Room
  • Breakfast Room
  • Dining Room
  • Den
  • Screened Porch
  • Storage Room
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Double Oven
  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Painted or Stained Flooring
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Outdoor Kitchen
  • Rain Gutters

Schools

  • Destin Elementary And Middle School
  • Destin High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-5115-0000-0150

Community Details

Overview

  • Association fees include accounting, management, recreational faclty, repairs/maintenance
  • Kelly Plantation S/D Subdivision
  • The community has rules related to covenants

Amenities

  • Picnic Area
  • Recreation Room

Recreation

  • Waterfront Community
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,902

Year Built

Built in 2002

Lot Details

10,454 Sq Ft Lot

HOA Fees

$314 per month

Parking

3

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.24
  • Lot Size: 83X139X85X144
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Subdivision Name: KELLY PLANTATION S/D
  • Directions: From the Commons Drive entrance to Kelly Plantation, travel straight until you reach the tennis courts on your right and veer right onto Kelly Plantation Drive. Turn left into Club Commons on Terrapin Trace. Follow Terrapin to right and 392 will be on your left before the cul-de-sac.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2002
  • Attribution Contact: 850-598-6888
  • Remarks Misc:Remarks: This custom-built home is ideal for anyone who values their privacy with a cul-de-sac location and natural preserve to the side and rear. A short walking trail leads to Bayou Park, which is popular with hikers, boaters, kayakers and fishing enthusiasts within this gated 900-acre community. This statement home has great curb appeal, a new roof and a paved driveway leading to a 3-car garage with epoxy flooring and ample space for a golf cart for getting around. The pillared entrance leads into a hallway with polished tile, revealing the quality craftsmanship of this luxury home. A plethora of doors hide a powder room, huge laundry with sink and storage and a spacious bonus room/office with built-in bunk and closet. The main event is the great room with impressive columns and crown molding
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Foyer: Yes
  • Rooms:Storage: Yes
  • Rooms:Breakfast Room: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Heat Cntrl Gas: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Den: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Central Vacuum, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Ice Machine, Microwave, Oven Double, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Built-In Bookcases, Ceiling Crwn Molding, Ceiling Raised, Ceiling Tray/Cofferd, Fireplace Gas, Floor Tile, Kitchen Island, Lighting Recessed, Pantry, Plantation Shutters, Pull Down Stairs, Shelving, Split Bedroom, Washer/Dryer Hookup, Wet Bar, Window Treatment All, Woodwork Painted
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Ice Machine: Yes
  • Appliances:Smoke Detector: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Breakfast Bar: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Interior:Pull Down Stairs: Yes
  • Interior:Split Bedroom: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Appliances:Freezer: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Window Treatment All: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Woodwork Painted: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Shelving: Yes
  • Appliances:Oven Double: Yes
  • Interior:Built-In Bookcases: Yes
  • Interior:Wet Bar: Yes
  • Interior:Plantation Shutters: Yes
  • Appliances:Central Vacuum: Yes

Exterior Features

  • Lot Features: Corner, Covenants, Cul-De-Sac, Restrictions, Sidewalk, Within 1/2 Mile to Water
  • Pool Features: Pool Type
  • Construction Type: Frame, Roof Shingle/Shake, Siding CmntFbrHrdBrd, Slab, Stucco
  • Exterior Features: Rain Gutter, Hot Tub, Porch, Porch Screened, Sprinkler System, Summer Kitchen
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • Lot Features:Covenants: Yes
  • Lot Features:Cul-De-Sac: Yes
  • Lot Features:Restrictions: Yes
  • ConstructionSiding:Stucco: Yes
  • ConstructionSiding:Frame: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • ConstructionSiding:Roof ShingleShake: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Hot Tub: Yes
  • Exterior:Porch Screened: Yes
  • Lot Features:Sidewalk: Yes
  • Lot Features:Corner: Yes
  • Exterior:Rain Gutter: Yes
  • Exterior:Summer Kitchen: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Electric, Gas - Natural, Phone, Public Sewer, Public Water, TV Cable
  • Utility: Yes

Condo/Co-op/Association

  • Community Features: Community Room, Exercise Room, Fishing, Gated Community, Golf, Picnic Area, Playground, Pool, Tennis, Waterfront
  • Association #2 Fee: 942.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management, Recreational Faclty, Repairs/Maintenance

Schools

  • Elementary School: Destin
  • High School: Destin
  • Middle Or Junior School: Destin

Lot Info

  • Lot Size Sq Ft: 10454.4
  • Parcel #: 00-2S-22-5115-0000-0150
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres
  • Lot Features Coastal Barrier Zone: Yes

Tax Info

  • Tax Annual Amount: 5901.76
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 27, 2023
Closed on
Jun 30, 2023
Sold by
Hargis Robert and Hargis Carolyn
Bought by
Wamble Russell Jude and Nicolucci Elizabeth Renee
Seller's Agent
Sarah Stone
Scenic Sotheby's International Realty
Buyer's Agent
Russell Wamble
Sterling Realty Llc
List Price
$1,150,000
Sold Price
$1,087,500
Premium/Discount to List
-$62,500
-5.43%
Views
11
Current Estimated Value
$1,197,482

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$109,982
Avg. Annual Appreciation
3.61%
Original Mortgage
$726,200
Outstanding Balance
$705,147
Interest Rate
6.57%
Mortgage Type
New Conventional
Estimated Equity
$492,335

Purchase Details

Closed on
Jun 18, 2014
Sold by
Polson Eric and Polson Stephanie
Bought by
Hargis Robert and Hargis Carolyn

Purchase Details

Listed on
Jul 16, 2010
Closed on
Jun 22, 2012
Sold by
Indergard Richard R
Bought by
Polson Eric and Poison Stephanie
Seller's Agent
John Cook
Coldwell Banker Realty
Buyer's Agent
Jonathan Spears
Compass
List Price
$525,000
Sold Price
$525,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.18%
Source: Public Records
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Wamble Russell Jude $1,087,500 Emerald Coast Title Services
Hargis Robert $575,000 Title Works
Polson Eric $525,000 Vintage Title & Escrow Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Wamble Russell Jude $726,200
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/30/2023 06/30/23 Sold $1,087,500 -5.4% $308 / Sq Ft
06/03/2023 06/03/23 Pending -- -- --
05/27/2023 05/27/23 For Sale $1,150,000 +119.0% $325 / Sq Ft
06/22/2012 06/22/12 Sold $525,000 0.0% $149 / Sq Ft View Prior Sale
06/11/2012 06/11/12 Pending -- -- --
07/16/2010 07/16/10 For Sale $525,000 -- $149 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,255 $917,583 -- --
2024 $6,030 $891,723 -- --
2023 $6,030 $604,384 $0 $0
2022 $5,902 $586,781 $0 $0
2021 $5,918 $569,690 $0 $0
2020 $5,881 $561,824 $0 $0
2019 $5,830 $549,193 $0 $0
2018 $5,794 $538,953 $0 $0
2017 $5,781 $527,868 $0 $0
2016 $5,624 $517,011 $0 $0
2015 $5,765 $513,417 $0 $0
2014 $5,991 $492,707 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 924258

Emerald Coast Association of REALTORS®

APN: 00-2S-22-5115-0000-0150

Your Personal Tour Guide

Ask me questions while you tour the home.