$490,000
$79K PRICE DROP

Estimated payment $3,517/month

Total Views 5,824
5 Beds
2.5 Baths
2,791 Sq Ft
$176 Price per Sq Ft

Highlights

  • Water Views
  • Clubhouse
  • Courtyard
  • Open Floorplan
  • Great Room
  • Living Room

About This Home

Short Sale. Limited-Time Price Improvement! Seller has approved a temporary price reduction from $550,000 to $490,000, valid for the next 15 days only to encourage quick offers.
Spacious property at 3920 Southern Vista Loop, Saint Cloud, FL 34772, ideal for buyers seeking opportunity and value. Seller motivated and ready to review offers quickly.

Welcome to this stunning 5-bedroom, 2.5-bath home located in the desirable Southern Pines community of Saint Cloud. Built in 2021, this spacious two-story residence features nearly 2,800 square feet of comfortable living space, ideal for growing families or those who love to entertain. Step inside to an open floor plan with ceramic tile and carpet throughout, modern finishes, and abundant natural light. The well-equipped kitchen includes stainless steel appliances and flows seamlessly into the living and dining areas. Upstairs, you’ll find generously sized bedrooms, including a primary suite with a walk-in closet. Enjoy outdoor living with a cozy courtyard and garden, and benefit from a 2-car garage and low-maintenance yard. Located in a peaceful neighborhood with a low HOA, close to shopping, schools, and major roadways. Don’t miss the chance to call this beautiful house your home!

Listing Agent

Luisana Soto

AROD PARTNERS REALTY License #3517219 Listed on: 05/04/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,445

Year Built

  • Built in 2021

Lot Details

  • 6,098 Sq Ft Lot
  • South Facing Home
  • Garden
  • Property is zoned INCORP

HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener

Property Views

  • Water
  • Pool

Home Design

  • Shingle Roof
  • Block Exterior
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 2,791 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Great Room
  • Living Room

Kitchen

  • Built-In Convection Oven
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry closet
  • Dryer

Outdoor Features

  • Courtyard

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Air
  • Heating Available
  • Gas Water Heater

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, recreational facilities
  • Sovereign & Jacobs / Amanda Association, Phone Number (407) 960-4872
  • Southern Pines Ph 3B Subdivision
  • Association Owns Recreation Facilities

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,445

Year Built

Built in 2021

Lot Details

0

HOA Fees

$214 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2791
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 2791
  • Lot Size Sq Ft: 6098
  • Directions to Property: Take FL-408 E (East-West Expressway) heading east. Merge onto FL-417 S (Central Florida GreeneWay) toward Tampa/Disney World. Take Exit 22 for US-192 E / US-441 S toward St. Cloud. Continue on US-192 E for approximately 10 miles. Turn right onto Pine Grove Road. Then, turn left onto Southern Pines Blvd (entrance to the Southern Pines community).Turn right onto Southern Vista Loop.The property will be on your left at 3920 Southern Vista Loop.
  • Status: Active
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Orlando
  • Escrow Postal Code: 32822
  • Escrow State: FL
  • Escrow Street Name: S Goldenrod Rd
  • Escrow Street Number: 1907
  • List Office Head Office Key Nume: 711680553
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 175.56
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • Condo Fees Term: Quarterly
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • Tax Year: 2024
  • Special Features: 4108

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Open Floorplan
  • Appliances Included: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator
  • Foundation Details: Concrete Perimeter
  • Total Bedrooms: 5
  • Levels: Two
  • Stories: 2
  • Street Number Modifier: 3920
  • Living Area Meters: 259.29
  • Room Count: 7

Exterior Features

  • Direction Faces: South
  • Exterior Features: Garden, Courtyard
  • Roof: Shingle
  • Pool Private: No
  • View: Pool, Water
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Covered, Garage Door Opener, Guest

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside, Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Association Recreation - Owned
  • Association Amenities: Clubhouse
  • Association Fee: 320
  • Association Fee Frequency: Quarterly
  • Association Name: Sovereign & Jacobs / Amanda
  • Phone: 407-960-4872
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Condo Fees: 320
  • Monthly Condo Fee Amount: 107

Fee Information

  • Total Annual Fees: 2560.00
  • Total Monthly Fees: 213.33
  • Monthly HOA Amount: 106.67

Schools

  • Elementary School: St Cloud Elem
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: INCORP
  • Parcel Number: 13-26-30-0666-0001-0050
  • Additional Parcels: No
  • Flood Zone Code: x
  • Homestead YN: 0
  • Lot Size Square Meters: 567

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: 8 to 12 month lease

Tax Info

  • Tax Annual Amount: 7444.75
  • Tax Block: 5
  • Tax Book Number: 30-147-152
  • Tax Lot: 5

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,568 $459,400 $70,000 $389,400
2023 $7,568 $405,240 $0 $0
2022 $6,643 $368,400 $45,000 $323,400
2021 $461 $25,000 $25,000 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/10/2025 07/10/25 Price Changed $490,000 -10.9% $176 / Sq Ft
05/05/2025 05/05/25 Price Changed $550,000 -3.3% $197 / Sq Ft
05/04/2025 05/04/25 For Sale $569,000 -- $204 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $549,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $521,550 New Conventional
Source: Public Records

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Source: Stellar MLS

MLS Number: S5126165

Stellar MLS

APN: 13-26-30-0666-0001-0050