$410,000
PENDING $159K PRICE DROP

3920 Southern Vista Loop Saint Cloud, FL 34772

Canoe Creek Neighborhood

Estimated payment $2,964/month

Total Views 9,679
5 Beds
2.5 Baths
2,791 Sq Ft
$147 Price per Sq Ft

Highlights

  • Water Views
  • Clubhouse
  • Courtyard
  • Open Floorplan
  • Great Room
  • Living Room

About This Home

Under contract-accepting backup offers. Short Sale. Short Sale. Lender has indicated acceptance at $410,000. Property is vacant and ready for showings. Sale and all terms are subject to lender final approval. Spacious 5-bedroom, 2.5-bath home located at 3920 Southern Vista Loop, Saint Cloud, FL 34772, in the desirable Southern Pines community. Built in 2021, this property offers an excellent opportunity for buyers seeking value. Seller motivated and ready to review offers that meet lender requirements.

Listing Agent

Luisana Soto

AROD PARTNERS REALTY Brokerage Phone: 407-627-7621 License #3517219 Listed on: 05/04/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,445

Year Built

  • Built in 2021

Lot Details

  • 6,098 Sq Ft Lot
  • South Facing Home
  • Garden
  • Property is zoned INCORP

HOA Fees

Parking

  • 2 Car Garage
  • Garage Door Opener
  • Guest Parking

Property Views

  • Water
  • Pool

Home Design

  • Shingle Roof
  • Block Exterior
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 2,791 Sq Ft Home
  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Great Room
  • Living Room

Kitchen

  • Built-In Convection Oven
  • Cooktop
  • Recirculated Exhaust Fan
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry closet
  • Dryer

Outdoor Features

  • Courtyard

Schools

  • St Cloud Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Utilities

  • Central Air
  • Heating Available
  • Gas Water Heater

Listing and Financial Details

Community Details

Overview

  • Association fees include pool, recreational facilities
  • Sovereign & Jacobs / Amanda Association, Phone Number (407) 960-4872
  • Southern Pines Ph 3B Subdivision
  • Association Owns Recreation Facilities

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,445

Year Built

Built in 2021

Lot Details

0

HOA Fees

$214 per month

Parking

2

Listing Details

  • HOA Fee Includes: Pool, Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2791
  • Lot Size Acres: 0.14
  • New Construction: No
  • Year Built: 2021
  • Building Area Total: 2791
  • Lot Size Sq Ft: 6098
  • Status: Pending
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 259.29
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: S Goldenrod Rd
  • Minimum Lease: 8-12 Months
  • RATIO Current Price By Calculate: 146.90
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • Condo Fees Term: Quarterly
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-627-7621
  • Tax Year: 2024
  • Special Features: 4108

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Interior Amenities: Ceiling Fans(s), Open Floorplan
  • Appliances Included: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Gas Water Heater, Ice Maker, Microwave, Range, Refrigerator
  • Foundation Details: Concrete Perimeter
  • Total Bedrooms: 5
  • Levels: Two
  • Stories: 2
  • Living Area Meters: 259.29

Exterior Features

  • Direction Faces: South
  • Exterior Features: Garden, Courtyard
  • Roof: Shingle
  • Pool Private: No
  • View: Pool, Water
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Covered, Garage Door Opener, Guest

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Electric
  • Laundry Features: Inside, Laundry Closet
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Association Recreation - Owned
  • Association Amenities: Clubhouse
  • Association Fee: 320
  • Association Fee Frequency: Quarterly
  • Association Name: Sovereign & Jacobs / Amanda
  • Phone: 407-960-4872
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Condo Fees: 320
  • Monthly Condo Fee Amount: 107

Fee Information

  • Total Annual Fees: 2560.00
  • Total Monthly Fees: 213.33
  • Monthly HOA Amount: 106.67

Schools

  • Elementary School: St Cloud Elem
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: INCORP
  • Parcel Number: 13-26-30-0666-0001-0050
  • Additional Parcels: No
  • Flood Zone Code: x

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: 8 to 12 month lease

Tax Info

  • Tax Annual Amount: 7444.75
  • Tax Block: 5
  • Tax Book Number: 30-147-152
  • Tax Lot: 5

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,445 $418,000 $75,000 $343,000
2024 $7,568 $459,400 $70,000 $389,400
2023 $7,568 $405,240 $0 $0
2022 $6,643 $368,400 $45,000 $323,400
2021 $461 $25,000 $25,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/19/2026 01/19/26 Pending -- -- --
12/22/2025 12/22/25 Price Changed $410,000 0.0% $147 / Sq Ft
12/22/2025 12/22/25 For Sale $410,000 -3.5% $147 / Sq Ft
10/22/2025 10/22/25 Pending -- -- --
09/19/2025 09/19/25 Price Changed $425,000 -13.3% $152 / Sq Ft
07/10/2025 07/10/25 Price Changed $490,000 -10.9% $176 / Sq Ft
05/05/2025 05/05/25 Price Changed $550,000 -3.3% $197 / Sq Ft
05/04/2025 05/04/25 For Sale $569,000 -- $204 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $549,000 Fidelity National Title
Special Warranty Deed $549,000 Fidelity National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $521,550 New Conventional
Closed $521,550 New Conventional
Source: Public Records

Source: Stellar MLS

MLS Number: S5126165

Stellar MLS

APN: 13-26-30-0666-0001-0050

Florida Osceola County Saint Cloud 34769 Canoe Creek

3920 Southern Vista Loop, Saint Cloud, FL

Pending

Detached

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Stellar MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.



Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393

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Listing Agent
Luisana Soto
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AROD PARTNERS REALTY
(786) 267-2340