Seller's Agent in 2025
Amy Stusek
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 353-6797
1 in this area
24 Total Sales
3930 Cove Rd Edgewater, MD 21037
4
Beds
2.5
Baths
2,067
Sq Ft
6,800
Sq Ft Lot
Highlights
- 92 Feet of Waterfront
- Private Dock Site
- Fishing Allowed
- Central Middle School Rated A-
- Spa
- Gourmet Kitchen
About This Home
As of July 2025Welcome to this beautifully updated waterfront home, offering an unparalleled living experience with breathtaking views and luxurious amenities. Nestled along serene waters, this 4-bedroom, 2.5 bathroom gem features an office that can be easily be converted into a 5th bedroom, providing ultimate flexibility to suit your needs. The heart of the home is the fabulous kitchen, equipped with top-of-the-line appliances, sleek countertops, and custom cabinetry-perfect for both everyday meals and entertaining. The open-concept living areas provide seamless flow, allowing you to enjoy the stunning waterfront vistas from every angle,
Step outside to your own private paradise, where a spacious dock with a boat lift and jet ski lift awaits-ideal for water enthusiasts and those who enjoy the waterfront lifestyle.
Imagine evenings spent watching the sky transform with vibrant sunsets, making every day feel like a vacation.
With its thoughtful updates and attention to detail, this home combines modern luxury with the tranquility of waterfront living.
Don't miss the chance to make this stunning property your own!
Last Agent to Sell the Property
(410) 353-6797 amystusek@gmail.com Coldwell Banker Realty License #632076 Listed on: 05/23/2025
Last Buyer's Agent
(443) 292-6767 claire.davis@evrealestate.com Engel & Völkers Annapolis License #676497
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,838
Year Built
- Built in 1990 | Remodeled in 2016
Lot Details
- 6,800 Sq Ft Lot
- 92 Feet of Waterfront
- Home fronts navigable water
- Partially Fenced Property
- Stone Retaining Walls
- Property is zoned R2
Parking
- Driveway
Home Design
- Coastal Architecture
- Frame Construction
- Concrete Perimeter Foundation
Interior Spaces
- 2,067 Sq Ft Home
- Property has 3 Levels
- Built-In Features
- Ceiling Fan
- Recessed Lighting
- 1 Fireplace
- Awning
- Combination Dining and Living Room
- Den
- Engineered Wood Flooring
- Attic
Kitchen
- Gourmet Kitchen
- Electric Oven or Range
- Stove
- Cooktop
- Built-In Microwave
- Freezer
- Dishwasher
- Stainless Steel Appliances
- Upgraded Countertops
Bedrooms and Bathrooms
- 4 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on upper level
- Dryer
- Washer
Outdoor Features
- Spa
- Canoe or Kayak Water Access
- Private Water Access
- Property Near A Cove
- Waterski or Wakeboard
- Sail
- Rip-Rap
- Swimming Allowed
- Private Dock Site
- Powered Boats Permitted
- Deck
- Outdoor Storage
- Porch
Utilities
- Zoned Heating
- Heat Pump System
- Well
- Electric Water Heater
Listing and Financial Details
- Tax Lot 7
- Assessor Parcel Number 020165405133800
Community Details
Overview
- No Home Owners Association
- Ramsey Bay Subdivision
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 23, 2025
Closed on
Jul 7, 2025
Sold by
Carter John Austen and Carter Corinne Michael
Bought by
Fiery Kristen E and Harrison John D
Seller's Agent
Amy Stusek
Coldwell Banker Realty
Buyer's Agent
Claire Davis
Engel & Völkers Annapolis
List Price
$1,499,000
Sold Price
$1,390,000
Premium/Discount to List
-$109,000
-7.27%
Views
145
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.94%
Original Mortgage
$845,000
Outstanding Balance
$843,580
Interest Rate
6.89%
Mortgage Type
New Conventional
Estimated Equity
$566,145
Purchase Details
Listed on
Jun 11, 2021
Closed on
Aug 23, 2021
Sold by
Huan Phillip and Huan Andrea
Bought by
Carter Corinne Michael and Carter John Austen
Seller's Agent
Andrea Haun
Coldwell Banker Realty
Buyer's Agent
Brendan Noone
Coldwell Banker Realty
List Price
$1,049,000
Sold Price
$1,100,000
Premium/Discount to List
$51,000
4.86%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.23%
Original Mortgage
$770,000
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
Mar 13, 2015
Closed on
Apr 30, 2015
Sold by
Bowie Ronald B and Bowie Connie L
Bought by
Haun Phillip and Haun Andrea
Seller's Agent
Rene' Butta
Coldwell Banker Realty
Buyer's Agent
Jennifer Hanburger
Anne Arundel Properties, Inc.
List Price
$549,000
Sold Price
$535,000
Premium/Discount to List
-$14,000
-2.55%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.08%
Original Mortgage
$417,000
Interest Rate
3.69%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 15, 1999
Sold by
Sneed Mark W
Bought by
Bowie Ronald B and Bowie Connie L
Purchase Details
Closed on
Jun 2, 1995
Sold by
Calder James
Bought by
Sneed Mark W
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$268,200
Interest Rate
8.2%
Purchase Details
Closed on
Oct 24, 1989
Sold by
Malloy Jos D
Bought by
Calder James
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
9.92%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $1,390,000 | Bay Title | |
| Deed | $1,390,000 | Bay Title | |
| Deed | $1,100,000 | Eagle Title Llc | |
| Deed | $535,000 | The Atlantic Title Group | |
| Deed | $341,000 | -- | |
| Deed | $298,000 | -- | |
| Deed | $120,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $845,000 | New Conventional | |
| Closed | $845,000 | New Conventional | |
| Previous Owner | $770,000 | New Conventional | |
| Previous Owner | $77,000 | Credit Line Revolving | |
| Previous Owner | $510,400 | New Conventional | |
| Previous Owner | $417,000 | New Conventional | |
| Previous Owner | $347,000 | New Conventional | |
| Previous Owner | $50,000 | Unknown | |
| Previous Owner | $194,500 | Purchase Money Mortgage | |
| Previous Owner | $70,000 | Credit Line Revolving | |
| Previous Owner | $75,000 | Credit Line Revolving | |
| Previous Owner | $268,200 | No Value Available | |
| Previous Owner | $100,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/07/2025 07/07/25 | Sold | $1,390,000 | -4.1% | $672 / Sq Ft |
| 06/03/2025 06/03/25 | Price Changed | $1,450,000 | -3.3% | $701 / Sq Ft |
| 05/23/2025 05/23/25 | For Sale | $1,499,000 | +36.3% | $725 / Sq Ft |
| 08/23/2021 08/23/21 | Sold | $1,100,000 | +4.9% | $550 / Sq Ft |
| 06/11/2021 06/11/21 | For Sale | $1,049,000 | +96.1% | $525 / Sq Ft |
| 04/30/2015 04/30/15 | Sold | $535,000 | -2.6% | $352 / Sq Ft |
| 04/02/2015 04/02/15 | Pending | -- | -- | -- |
| 03/13/2015 03/13/15 | For Sale | $549,000 | -- | $362 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,960 | $785,333 | -- | -- |
| 2024 | $7,960 | $681,067 | $0 | $0 |
| 2023 | $6,772 | $576,800 | $342,600 | $234,200 |
| 2022 | $6,287 | $560,467 | $0 | $0 |
| 2021 | $12,125 | $544,133 | $0 | $0 |
| 2020 | $5,908 | $527,800 | $342,600 | $185,200 |
| 2019 | $11,827 | $527,800 | $342,600 | $185,200 |
| 2018 | $5,352 | $527,800 | $342,600 | $185,200 |
| 2017 | $6,479 | $593,700 | $0 | $0 |
| 2016 | -- | $593,533 | $0 | $0 |
| 2015 | -- | $593,367 | $0 | $0 |
| 2014 | -- | $593,200 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Amy Stusek
-
Claire Davis
Buyer's Agent in 2025
Claire Davis
Engel & Völkers Annapolis
(443) 292-6767
1 in this area
50 Total Sales
-
Andrea Haun
A
Seller's Agent in 2021
Andrea Haun
Coldwell Banker (NRT-Southeast-MidAtlantic)
2 in this area
6 Total Sales
-
Brendan Noone
Buyer's Agent in 2021
Brendan Noone
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 534-6067
2 in this area
65 Total Sales
-
Rene' Butta
Seller's Agent in 2015
Rene' Butta
Coldwell Banker (NRT-Southeast-MidAtlantic)
(443) 534-9929
120 Total Sales
-
David Butta
Seller Co-Listing Agent in 2015
David Butta
Coldwell Banker (NRT-Southeast-MidAtlantic)
(410) 382-6116
6 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2116040
APN: 01-654-05133800
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