$1,499,000
OPEN SAT 1PM - 3PM

3930 Cove Rd Edgewater, MD 21037

Estimated payment $9,044/month

Total Views 196
4 Beds
2.5 Baths
2,067 Sq Ft
$725 Price per Sq Ft

Highlights

  • Very Popular Property
  • 92 Feet of Waterfront
  • Fishing Allowed
  • Central Middle School Rated A-
  • Private Dock Site
  • Gourmet Kitchen

About This Home

Welcome to this beautifully updated waterfront home, offering an unparalleled living experience with breathtaking views and luxurious amenities. Nestled along serene waters, this 4-bedroom, 2.5 bathroom gem features an office that can be easily be converted into a 5th bedroom, providing ultimate flexibility to suit your needs. The heart of the home is the fabulous kitchen, equipped with top-of-the-line appliances, sleek countertops, and custom cabinetry-perfect for both everyday meals and entertaining. The open-concept living areas provide seamless flow, allowing you to enjoy the stunning waterfront vistas from every angle, Step outside to your own private paradise, where a spacious dock with a boat lift and jet ski lift awaits-ideal for water enthusiasts and those who enjoy the waterfront lifestyle. Imagine evenings spent watching the sky transform with vibrant sunsets, making every day feel like a vacation. With its thoughtful updates and attention to detail, this home combines modern luxury with the tranquility of waterfront living. Don't miss the chance to make this stunning property your own!

Listing Agent

Amy Stusek

Coldwell Banker Realty License #632076

Coldwell Banker Realty

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,838

Year Built

  • Built in 1990 | Remodeled in 2016

Lot Details

  • 6,800 Sq Ft Lot
  • 92 Feet of Waterfront
  • Home fronts navigable water
  • Stone Retaining Walls
  • Property is zoned R2

Parking

  • Driveway

Home Design

  • Coastal Architecture
  • Frame Construction
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,067 Sq Ft Home
  • Property has 3 Levels
  • Built-In Features
  • Ceiling Fan
  • Recessed Lighting
  • 1 Fireplace
  • Awning
  • Combination Dining and Living Room
  • Den
  • Engineered Wood Flooring
  • Attic

Kitchen

  • Gourmet Kitchen
  • Electric Oven or Range
  • Stove
  • Cooktop
  • Built-In Microwave
  • Freezer
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property Near A Cove
  • Waterski or Wakeboard
  • Sail
  • Rip-Rap
  • Swimming Allowed
  • Private Dock Site
  • Powered Boats Permitted
  • Outdoor Storage
  • Porch

Utilities

  • Zoned Heating
  • Heat Pump System
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 7
  • Assessor Parcel Number 020165405133800

Community Details

Overview

  • No Home Owners Association
  • Ramsey Bay Subdivision

Recreation

  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,838

Year Built

Built in 1990 | Remodeled in 2016

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Coastal
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 2025-05-23
  • Year Built: 1990
  • Year Renovated: 2016
  • Remarks Public: Welcome to this beautifully updated waterfront home, offering an unparalleled living experience with breathtaking views and luxurious amenities. Nestled along serene waters, this 4-bedroom, 2.5 bathroom gem features an office that can be easily be converted into a 5th bedroom, providing ultimate flexibility to suit your needs. The heart of the home is the fabulous kitchen, equipped with top-of-the-line appliances, sleek countertops, and custom cabinetry-perfect for both everyday meals and entertaining. The open-concept living areas provide seamless flow, allowing you to enjoy the stunning waterfront vistas from every angle, Step outside to your own private paradise, where a spacious dock with a boat lift and jet ski lift awaits-ideal for water enthusiasts and those who enjoy the waterfront lifestyle. Imagine evenings spent watching the sky transform with vibrant sunsets, making every day feel like a vacation. With its thoughtful updates and attention to detail, this home combines modern luxury with the tranquility of waterfront living. Don't miss the chance to make this stunning property your own!
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Dryer, Freezer, Microwave, Oven/Range - Electric, Refrigerator, Stainless Steel Appliances, Stove, Washer
  • Flooring Type: Engineered Wood
  • Interior Amenities: Attic, Built-Ins, Ceiling Fan(s), Combination Dining/Living, Kitchen - Gourmet, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Walk-In Closet(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Kitchen, Laundry, Office
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2067
  • Living Area Sq Ft: 2067
  • Price Per Sq Ft: 725.21
  • Above Grade Finished Sq Ft: 2067
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3930

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level 2 Bathrooms: 2.00
  • Upper Level 2 Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame
  • Exterior Features: Awning(s), Secure Storage, Stone Retaining Walls
  • Water Access Features: Waterski/Wakeboard, Swimming Allowed, Sail, Private Access, Canoe/Kayak, Fishing Allowed, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Ramsey Bay
  • Water Body Type: Cove
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: No
  • Water Frontage In Feet: 92

Garage/Parking

  • Garage: No
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s), Zoned
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District Key: 121140671932
  • School District Source: 3rd Party

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.16
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 6800.00
  • Outdoor Living Structures: Porch(es)
  • Year Assessed: 2025
  • Zoning: R2
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7838.00
  • Assessor Parcel Number: 020165405133800
  • Tax Lot: 7
  • Tax Total Finished Sq Ft: 2067
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site, Rip-Rap

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,960 $681,067 $0 $0
2023 $6,772 $576,800 $342,600 $234,200
2022 $6,287 $560,467 $0 $0
2021 $12,125 $544,133 $0 $0
2020 $5,908 $527,800 $342,600 $185,200
2019 $11,827 $527,800 $342,600 $185,200
2018 $5,352 $527,800 $342,600 $185,200
2017 $6,479 $593,700 $0 $0
2016 -- $593,533 $0 $0
2015 -- $593,367 $0 $0
2014 -- $593,200 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/23/2025 05/23/25 For Sale $1,499,000 +36.3% $725 / Sq Ft
08/23/2021 08/23/21 Sold $1,100,000 +4.9% $550 / Sq Ft
06/11/2021 06/11/21 For Sale $1,049,000 +96.1% $525 / Sq Ft
04/30/2015 04/30/15 Sold $535,000 -2.6% $352 / Sq Ft
04/02/2015 04/02/15 Pending -- -- --
03/13/2015 03/13/15 For Sale $549,000 -- $362 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Deed $1,100,000 Eagle Title Llc
Deed $535,000 The Atlantic Title Group
Deed $341,000 --
Deed $298,000 --
Deed $120,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $770,000 New Conventional
Previous Owner $77,000 Credit Line Revolving
Previous Owner $510,400 New Conventional
Previous Owner $417,000 New Conventional
Previous Owner $347,000 New Conventional
Previous Owner $50,000 Unknown
Previous Owner $194,500 Purchase Money Mortgage
Previous Owner $70,000 Credit Line Revolving
Previous Owner $75,000 Credit Line Revolving
Previous Owner $268,200 No Value Available
Previous Owner $100,000 No Value Available
Source: Public Records

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Source: Bright MLS

MLS Number: MDAA2116040

Bright MLS

APN: 01-654-05133800