$1,295,000

3930 Topside Dr Harbor Springs, MI 49740

Estimated payment $7,799/month

Total Views 13,363
3 Beds
2.5 Baths
2,890 Sq Ft
$448 Price per Sq Ft

Highlights

  • 1,000 Feet of Waterfront
  • Wood Flooring
  • Wood Frame Window
  • Harbor Springs High School Rated 9+
  • Main Floor Primary Bedroom
  • 2 Car Detached Garage

About This Home

Located just up the shore from Harbor Springs, this beautifully remodeled home offers the perfect blend of luxury and lakeside charm. With 1,000 feet of private, sandy association beach and a large, professionally landscaped lot, this coastal-cottage styled home features an open floor plan ideal for entertaining, a private guest suite, and quality craftsmanship by Wentworth Construction. Recent upgrades include a Generac generator, extended patio, new air conditioner, sprinkler system, and high-end appliances. Enjoy hardwood flooring, quartz countertops, fiber-optic internet, new lighting fixtures, and a cozy three-season porch with a fireplace. Additional amenities include a finished basement perfect for kids, a two-car garage, and a covered front porch. This award-winning design offers both comfort and elegance in one of Northern Michigan’s most desirable settings.

Listing Agent

Matthew Tamm

Kidd & Leavy Real Estate Co. LLC Listed on: 07/26/2025

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2005

Lot Details

  • 1,000 Feet of Waterfront

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 2 Car Detached Garage

Home Design

  • Wood Frame Construction
  • Asphalt Shingled Roof

Interior Spaces

  • 2,890 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Double Pane Windows
  • Wood Frame Window
  • Family Room Downstairs
  • Living Room
  • Dining Room
  • Wood Flooring
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Dryer

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Outdoor Features

  • Water Access
  • Patio

Utilities

  • Hot Water Baseboard Heater
  • Heating System Uses Propane
  • Well
  • Electric Water Heater
  • Septic System

Community Details

  • Surfwood Association

Listing and Financial Details

  • Assessor Parcel Number 06-12-19-378-015

Home Details

Home Type

Single Family

Year Built

Built in 2005

Lot Details

0

HOA Fees

$83 per month

Listing Details

  • Class: RESIDENTIAL
  • Type: Residential
  • Estimated Year Built: 2005
  • Lvt Date: 07/26/2025
  • Section: 19
  • Second Address Number: 3930
  • Directions: Lake Shore Dr., approximately 7-8 miles NW of Harbor Springs. Turn into Surfwood, stay on entrance Rd., then right at the T. House on right in cul-de-sac.
  • OFFICELIST_STATE: MI
  • Street Designation: Drive
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2005

Interior Features

  • Features: Ceiling Fans, Dishwasher, Dryer, Garbage Disposal, Patio, Range, Refrigerator, Wood Fireplace, Wood Floors, Paved Road
  • Total Finished Sq Ft: 2890
  • Master Bedroom: On Level: Main
  • Bedroom 2: On Level: Upper
  • Bedroom 3: On Level: Upper
  • Bedroom 4: On Level: N/A
  • Basement: Full, Finished
  • Dining Room: On Level: Main
  • Kitchen: On Level: Main
  • Family Room: On Level: Lower
  • Living Room: On Level: Main
  • Above Grade Finished Sq Ft: 2277
  • Bathroom 1: Dimensions: 1 Full / 1 Half, On Level: Main
  • Bathroom 2: On Level: Upper
  • Number Of Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Rooms 1: On Level: N/A
  • Rooms 2: On Level: N/A
  • Windows: Wood Sash, Double

Exterior Features

  • Construction: Wood Frame/Site Built, Two Story +
  • Lake: Michigan
  • Roof: Asphalt Shingle
  • Waterfront Frontage: 1000
  • Waterfront Water Access: Water Access
  • Wf Wa Ownership Type: Deeded and Shared Ownership

Garage/Parking

  • Garage Carport: Garage-Detached
  • Gar Car Capacity: Two

Utilities

  • Heat Type: LP Gas, Hot Water Baseboard
  • Sewer: Septic
  • Water: Well
  • Water Heater: Electric

Condo/Co-op/Association

  • Association: Surfwood
  • Association: Yes
  • Fees: $1000

Schools

  • School District: Harbor Springs

Lot Info

  • Zoning: Residential

Tax Info

  • Assessor Parcel Number: 06-12-19-378-015

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,937 $427,000 $427,000 $0
2024 $10,937 $364,800 $364,800 $0
2023 $5,278 $270,600 $270,600 $0
2022 $5,278 $219,500 $219,500 $0
2021 $5,085 $205,300 $205,300 $0
2020 $5,630 $202,800 $202,800 $0
2019 -- $204,600 $204,600 $0
2018 -- $200,800 $200,800 $0
2017 -- $198,300 $198,300 $0
2016 -- $152,600 $152,600 $0
2015 -- $143,200 $0 $0
2014 -- $133,600 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/08/2025 09/08/25 Price Changed $1,295,000 -4.1% $448 / Sq Ft
07/26/2025 07/26/25 For Sale $1,350,000 +48.4% $467 / Sq Ft
12/05/2022 12/05/22 Sold $910,000 +1.1% $315 / Sq Ft View Prior Sale
09/16/2022 09/16/22 For Sale $899,900 -- $311 / Sq Ft
Source: Northern Michigan MLS

Purchase History

Date Type Sale Price Title Company
Deed -- --
Warranty Deed -- --
Warranty Deed $56,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $279,000 New Conventional
Source: Public Records

Source: Northern Michigan MLS

MLS Number: 477298

Northern Michigan MLS

APN: 06-12-19-378-015