Seller's Agent in 2025
Peter Mccormick
USA Veterans Real Estate and Mortgage Company
(949) 289-9408
1 in this area
28 Total Sales
3935 San Ramon Dr Oceanside, CA 92057
Oceana Neighborhood
2
Beds
2
Baths
820
Sq Ft
7,825
Sq Ft Lot
Highlights
- Active Adult
- Updated Kitchen
- Quartz Countertops
- Primary Bedroom Suite
- 0.18 Acre Lot
- Covered Patio or Porch
About This Home
As of November 2025Tastefully updated, single level, move-in ready home in sought after 55+ Rancho Hermosa community. New bathrooms and new kitchen with brand new appliances and under cabinet lighting. New flooring. Whole house re-piped. Bright and airy. Master bedroom has ensuite bathroom with shower. Low maintenance yard bearing fresh passion fruit, covered back patio and landscaped slope offering lots of privacy without lots of yard maintenance. Finished garage. Very low HOA fee of $10 per month. Within a mile of grocery shopping, eateries, and home improvement. Less than 6 miles to Oceanside Pier and Harbor Beach, with restaurants, shopping, and plenty of activities at the beach. House is virtually staged.
Last Agent to Sell the Property
USA Veterans Real Estate and Mortgage Company Brokerage Phone: 808-497-5690 License #01925536 Listed on: 08/29/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1982
Lot Details
- 7,825 Sq Ft Lot
- Wood Fence
- Chain Link Fence
- Landscaped
- Rectangular Lot
- Back Yard
- Property is zoned R1
HOA Fees
- $10 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- 1 Open Parking Space
- Parking Available
- Front Facing Garage
- Single Garage Door
- Driveway Level
Home Design
- Entry on the 1st floor
- Slab Foundation
- Shingle Roof
- Stucco
Interior Spaces
- 820 Sq Ft Home
- 1-Story Property
- Recessed Lighting
- Insulated Windows
- Sliding Doors
- Family Room Off Kitchen
- Vinyl Flooring
- Termite Clearance
Kitchen
- Updated Kitchen
- Gas Range
- Microwave
- Dishwasher
- Quartz Countertops
- Self-Closing Cabinet Doors
- Disposal
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Primary Bedroom Suite
- Walk-In Closet
- Remodeled Bathroom
- 2 Full Bathrooms
- Quartz Bathroom Countertops
- Bathtub with Shower
- Walk-in Shower
Laundry
- Laundry in Garage
- Dryer
- Washer
Outdoor Features
- Covered Patio or Porch
- Exterior Lighting
- Rain Gutters
Location
- Suburban Location
Utilities
- Central Heating and Cooling System
- Natural Gas Connected
- Cable TV Available
Listing and Financial Details
- Tax Lot 2
- Tax Tract Number 10191
- Assessor Parcel Number 1605210200
- $172 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- Active Adult
- Rancho Hermosa Senior Homes Association, Phone Number (714) 544-7755
- Diversified Association Management, Inc HOA
- Oceanside Subdivision
Additional Features
- Laundry Facilities
- Resident Manager or Management On Site
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 29, 2025
Closed on
Oct 27, 2025
Sold by
Bought by
Seller's Agent
Peter Mccormick
USA Veterans Real Estate and Mortgage Company
Buyer's Agent
Rich Ayala
KW College Park
List Price
$610,000
Sold Price
$610,000
Views
147
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,941
Avg. Annual Appreciation
-1.12%
Original Mortgage
$386,000
Outstanding Balance
$383,067
Interest Rate
6.34%
Mortgage Type
New Conventional
Estimated Equity
$221,992
Purchase Details
Closed on
Dec 12, 2024
Sold by
Bought by
Purchase Details
Closed on
Apr 22, 2019
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$329,061
Interest Rate
4.3%
Mortgage Type
VA
Purchase Details
Listed on
Sep 28, 2018
Closed on
Nov 19, 2018
Sold by
Bought by
Seller's Agent
Yvette Gonzales
Excel Preferred Realty
Buyer's Agent
Dominique Henderson
Flyhomes, Inc.
List Price
$375,000
Sold Price
$268,000
Premium/Discount to List
-$107,000
-28.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.16%
Original Mortgage
$125,000
Interest Rate
4.8%
Mortgage Type
Unknown
Purchase Details
Listed on
Sep 28, 2018
Closed on
Nov 5, 2018
Sold by
Bought by
Seller's Agent
Yvette Gonzales
Excel Preferred Realty
Buyer's Agent
Dominique Henderson
Flyhomes, Inc.
List Price
$375,000
Sold Price
$268,000
Premium/Discount to List
-$107,000
-28.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$125,000
Interest Rate
4.8%
Mortgage Type
Unknown
Purchase Details
Closed on
Jul 30, 2014
Sold by
Bought by
Purchase Details
Closed on
Jul 24, 1997
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $610,000 | Chicago Title | |
| Grant Deed | -- | None Listed On Document | |
| Grant Deed | $375,000 | Fidelity National Title | |
| Grant Deed | $295,000 | Fidelity National Title | |
| Grant Deed | $268,000 | Fidelity National Title San | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $80,000 | Commonwealth Land Title Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $386,000 | New Conventional | |
| Previous Owner | $331,851 | VA | |
| Previous Owner | $329,724 | VA | |
| Previous Owner | $329,061 | VA | |
| Previous Owner | $125,000 | Unknown |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/17/2025 11/17/25 | Sold | $610,000 | 0.0% | $744 / Sq Ft | |
| 10/23/2025 10/23/25 | Pending | -- | -- | -- | |
| 10/23/2025 10/23/25 | For Sale | $610,000 | 0.0% | $744 / Sq Ft | |
| 10/11/2025 10/11/25 | Pending | -- | -- | -- | |
| 09/30/2025 09/30/25 | Price Changed | $610,000 | -3.2% | $744 / Sq Ft | |
| 08/29/2025 08/29/25 | For Sale | $630,000 | +135.1% | $768 / Sq Ft | |
| 11/26/2018 11/26/18 | Sold | $268,000 | -28.5% | $327 / Sq Ft | View Prior Sale |
| 10/31/2018 10/31/18 | Pending | -- | -- | -- | |
| 09/28/2018 09/28/18 | For Sale | $375,000 | -- | $457 / Sq Ft |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2026 | $4,853 | $610,000 | $454,917 | $155,083 |
| 2025 | $4,758 | $418,314 | $311,964 | $106,350 |
| 2024 | $4,758 | $410,113 | $305,848 | $104,265 |
| 2023 | $4,611 | $402,072 | $299,851 | $102,221 |
| 2022 | $4,536 | $394,189 | $293,972 | $100,217 |
| 2021 | $4,545 | $386,460 | $288,208 | $98,252 |
| 2020 | $4,406 | $382,498 | $285,253 | $97,245 |
| 2019 | $3,398 | $295,000 | $220,000 | $75,000 |
| 2018 | $1,309 | $111,825 | $44,728 | $67,097 |
| 2017 | $1,283 | $109,633 | $43,851 | $65,782 |
| 2016 | $1,241 | $107,485 | $42,992 | $64,493 |
| 2015 | $1,186 | $105,872 | $42,347 | $63,525 |
| 2014 | $1,143 | $103,799 | $41,518 | $62,281 |
Source: Public Records
Agents Affiliated with this Home
-
Peter Mccormick
-
Rich Ayala
Buyer's Agent in 2025
Rich Ayala
KW College Park
(951) 220-0971
1 in this area
18 Total Sales
-
Yvette Gonzales
Seller's Agent in 2018
Yvette Gonzales
Excel Preferred Realty
(760) 644-6444
37 Total Sales
-
D
Buyer's Agent in 2018
Dominique Henderson
Flyhomes, Inc.
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: OC25195018
APN: 160-521-02
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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