Seller's Agent in 2023
Laura Dernoga
Cummings & Co Realtors
(443) 286-0846
5 in this area
113 Total Sales
3936 New Section Rd Middle River, MD 21220
Estimated Value: $736,000 - $749,000
4
Beds
2.5
Baths
2,412
Sq Ft
$307/Sq Ft
Est. Value
Highlights
- 100 Feet of Waterfront
- Boat or Launch Ramp
- Bay View
- Private Dock Site
- Fishing Allowed
- 0.5 Acre Lot
About This Home
As of August 2023WE HAVE RECEIVED MULTIPLE OFFERS please submit highest and best by noon on Tuesday 7/11/23. Panoramic views, extra deep water, open floor plan – what a find! Located on a quiet peninsula at the mouth of Seneca Creek which opens right into the Chesapeake Bay, this 4BR, 2.5BA 2400 sq ft waterfront home in Bowley’s Quarters is your ticket to paradise. The kitchen, living and dining areas are surrounded by an expanse of windows bringing in tons of natural light with views from all angles. Speaking of views, there are decks on the first and second level! Some of the many features include: main floor primary bedroom with en-suite bath and walk-in closet, beautiful hardwood floors throughout, formal dining room or den/office, main floor laundry room, huge unfinished lower level, ramp/beach area, huge pier with boat and jet ski lift as well as two finger piers, sandy bottom 10+ ft depth, half acre lot with approx. 100+ ft rip rap shoreline, fuel the boat just across the creek. So bring your boats, PWC's, kayaks and paddleboards, there is room for them all! Seller pays only $518 yr flood insurance. The mechanicals are done for you - 40yr hurricane rated architectural roof 2019, entire HVAC unit replaced 2017. Nothing left to do but relax and enjoy your new waterfront lifestyle!
Last Agent to Sell the Property
(443) 286-0846 laura.dernoga@gmail.com Cummings & Co. Realtors License #646175 Listed on: 07/09/2023
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,663
Year Built
- Built in 1951
Lot Details
- 0.5 Acre Lot
- 100 Feet of Waterfront
- Home fronts navigable water
Home Design
- Cape Cod Architecture
- Block Foundation
- Architectural Shingle Roof
- Vinyl Siding
Interior Spaces
- Property has 3 Levels
- Ceiling Fan
- Living Room
- Dining Room
- Den
- Wood Flooring
- Bay Views
- Laundry Room
Bedrooms and Bathrooms
Unfinished Basement
- Walk-Out Basement
- Interior Basement Entry
Parking
- 4 Parking Spaces
- 4 Driveway Spaces
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Rip-Rap
- Swimming Allowed
- Boat or Launch Ramp
- Private Dock Site
- Powered Boats Permitted
Utilities
- Forced Air Heating and Cooling System
- Heating System Powered By Owned Propane
- Propane Water Heater
Listing and Financial Details
- Assessor Parcel Number 04151519510650
Community Details
Overview
- No Home Owners Association
- Bowleys Quarters Subdivision
Recreation
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 9, 2023
Closed on
Aug 15, 2023
Sold by
Cardamone Joseph R and Cardamone Holly E
Bought by
Streib Jeffrey M
Seller's Agent
Laura Dernoga
Cummings & Co. Realtors
Buyer's Agent
Graham Burch
Cummings & Co. Realtors
List Price
$649,900
Sold Price
$710,000
Premium/Discount to List
$60,100
9.25%
Views
141
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,538
Avg. Annual Appreciation
1.87%
Original Mortgage
$625,500
Outstanding Balance
$605,741
Interest Rate
5%
Mortgage Type
New Conventional
Estimated Equity
$134,797
Purchase Details
Closed on
Jan 11, 2017
Sold by
Faruol Dennis
Bought by
Cardamone Joseph and Cardamone Holly
Purchase Details
Closed on
Dec 25, 2016
Sold by
Faruol Dennis
Bought by
Cardamone Joseph and Cardamone Holly
Purchase Details
Closed on
Feb 5, 2015
Sold by
Faruol Dennis
Bought by
Cardamone Joseph and Cardamone Holly
Purchase Details
Closed on
Dec 17, 2014
Sold by
Faruol Dennis
Bought by
Cardamone Joseph and Cardamone Holly
Purchase Details
Closed on
Feb 8, 2013
Sold by
Faruol Dennis
Bought by
Cardamone Joseph and Cardamone Holly
Purchase Details
Closed on
Oct 11, 2012
Sold by
Faruol Dennis
Bought by
Cardamone Joseph and Cardamone Holly
Purchase Details
Closed on
Jul 21, 2011
Sold by
Faruol Dennis
Bought by
Cardamone Joseph and Cardamone Holly
Purchase Details
Closed on
Feb 26, 2009
Sold by
Faruol Dennis
Bought by
Faruol Dennis and Cardamone Joseph Cardamone Holly
Purchase Details
Closed on
Oct 1, 1997
Sold by
Smith William J
Bought by
Faruol Dennis and Faruol Mary
Purchase Details
Closed on
Sep 23, 1993
Sold by
Smith H E
Bought by
Smith William J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
7.1%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Streib Jeffrey M | $710,000 | Lawyers Express Title | |
| Streib Jeffrey M | $710,000 | Lawyers Express Title | |
| Cardamone Joseph | -- | None Available | |
| Cardamone Joseph | -- | None Available | |
| Cardamone Joseph | -- | None Available | |
| Cardamone Joseph | -- | None Available | |
| Cardamone Joseph | -- | None Available | |
| Cardamone Joseph | -- | None Available | |
| Cardamone Joseph | -- | None Available | |
| Faruol Dennis | -- | -- | |
| Faruol Dennis | $170,000 | -- | |
| Smith William J | $135,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Streib Jeffrey M | $625,500 | |
| Closed | Streib Jeffrey M | $625,500 | |
| Previous Owner | Smith William J | $140,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/16/2023 08/16/23 | Sold | $710,000 | 0.0% | $294 / Sq Ft |
| 07/13/2023 07/13/23 | Pending | -- | -- | -- |
| 07/12/2023 07/12/23 | Off Market | $710,000 | -- | -- |
| 07/09/2023 07/09/23 | For Sale | $649,900 | -- | $269 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,297 | $543,200 | -- | -- |
| 2024 | $7,297 | $489,500 | $0 | $0 |
| 2023 | $6,791 | $435,800 | $264,400 | $171,400 |
| 2022 | $6,616 | $429,500 | $0 | $0 |
| 2021 | $3,267 | $423,200 | $0 | $0 |
| 2020 | $5,053 | $416,900 | $264,400 | $152,500 |
| 2019 | $5,028 | $414,867 | $0 | $0 |
| 2018 | $6,277 | $412,833 | $0 | $0 |
| 2017 | $6,158 | $410,800 | $0 | $0 |
| 2016 | $7,638 | $408,300 | $0 | $0 |
| 2015 | $7,638 | $405,800 | $0 | $0 |
| 2014 | $7,638 | $403,300 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Laura Dernoga
-
Graham Burch
Buyer's Agent in 2023
Graham Burch
Cummings & Co Realtors
(410) 963-4545
2 in this area
50 Total Sales
Map
Source: Bright MLS
MLS Number: MDBC2072352
APN: 15-1519510650
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