NOT LISTED FOR SALE

394 N Montgomery St Spencer, IN 47460

Estimated Value: $177,748 - $226,000

2 Beds
1 Bath
1,189 Sq Ft
$168/Sq Ft Est. Value

Last Sold May 05, 2014

Last sale price $82,000 $69 Per Sq Ft

Est. 146% increase in value since last sale

Current estimated payment $1,159/month

2 Days on Market

Highlights

  • Wood Flooring
  • 1-Story Property
  • Wood Siding
  • Covered Patio or Porch
  • Forced Air Heating and Cooling System
  • 4-minute walk to McCormick's Creek State Park

About This Home

As of May 2014

This home is located at 394 N Montgomery St, Spencer, IN 47460 since 10 March 2014 and is currently estimated at $199,687, approximately $167 per square foot. This property was built in 1910. 394 N Montgomery St is a home located in Owen County with nearby schools including Owen Valley Community High School and La Campagne Christian Prep School.

Last Buyer's Agent

Sandy Sabbagh

Berkshire Hathaway HomeServices Indiana Realty-Bloomington

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,422

Year Built

  • Built in 1910

Lot Details

  • 8,712 Sq Ft Lot
  • Irregular Lot

Home Design

  • Shingle Roof
  • Asphalt Roof
  • Wood Siding

Interior Spaces

  • 1-Story Property
  • Self Contained Fireplace Unit Or Insert
  • Wood Flooring
  • Washer Hookup

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas

Additional Features

  • Covered Patio or Porch
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 60-10-20-400-400.476-028

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,422

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1910
  • Style: One Story
  • Bedrooms: 2
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: Piersons Addition Lot 10
  • Parcel Number ID: 60-10-20-400-400.476-028
  • Platted: Yes
  • Amenities: Porch Covered, Washer Hook-Up
  • Cross Street: Hillside
  • Grid: Spencer(OW)
  • Location: City/Town/Suburb
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1189
  • Total Finished Sq Ft: 1189
  • Above Grade Finished Sq Ft: 1189
  • Number Of Fireplaces: 1
  • Fireplace: One, Fireplace Insert
  • Flooring: Hardwood Floors
  • Living Great Room: Dimensions: 16x13, On Level: Main
  • Kitchen: On Level: Main
  • Dining Room: Dimensions: 14x13, On Level: Main
  • Bedroom 1: Dimensions: 14x13, On Level: Main
  • Bedroom 2: Dimensions: 12x11, On Level: Main
  • Main Level Sq Ft: 1189
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Wood
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Public
  • Water Utilities: City

Lot Info

  • Lot Description: Irregular
  • Lot Dimensions: Irregular
  • Estimated Lot Sq Ft: 8712
  • Estimated Lot Size Acres: 0.2
  • Lot Number: 10

Tax Info

  • Annual Taxes: 1422

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 22, 2024
Sold by
Mchaley Michael and Mchaley Allison C
Bought by
Venegas Peter H and Venegas Courtney R
Current Estimated Value
$201,479

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$176,739
Outstanding Balance
$174,363
Interest Rate
7.1%
Mortgage Type
FHA
Estimated Equity
$25,324

Purchase Details

Closed on
Apr 2, 2020
Sold by
Mchlaey Allison C and Cogan Allison C
Bought by
Mchaley Michael and Mchaley Allison C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$96,800
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 10, 2014
Closed on
May 5, 2014
Sold by
Ackerman Kelly Leigh
Bought by
Cogan Allison C
Buyer's Agent
Sandy Sabbagh
Berkshire Hathaway HomeServices Indiana Realty-Bloomington
List Price
$93,900
Sold Price
$82,000
Premium/Discount to List
-$11,900
-12.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.95%
Original Mortgage
$73,800
Interest Rate
4.41%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 13, 2013
Sold by
Patterson Randall D
Bought by
Ackerman Kelly Leigh

Purchase Details

Closed on
Jul 29, 2010
Sold by
Financial Care Of The Wabash Valley Inc
Bought by
Patterson Randall D
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Venegas Peter H -- None Listed On Document
Mchaley Michael -- None Available
Cogan Allison C -- None Available
Ackerman Kelly Leigh $58,900 --
Patterson Randall D -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Venegas Peter H $176,739
Previous Owner Mchaley Michael $96,800
Previous Owner Cogan Allison C $73,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
05/05/2014 05/05/14 Sold $82,000 -12.7% $69 / Sq Ft
03/12/2014 03/12/14 Pending -- -- --
03/10/2014 03/10/14 For Sale $93,900 -- $79 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,196 $134,800 $17,600 $117,200
2023 $1,081 $125,000 $17,600 $107,400
2022 $906 $101,500 $17,600 $83,900
2021 $2,020 $101,000 $17,600 $83,400
2020 $753 $94,900 $17,600 $77,300
2019 $648 $87,300 $17,900 $69,400
2018 $568 $82,400 $17,900 $64,500
2017 $478 $78,200 $20,600 $57,600
2016 $461 $78,200 $20,600 $57,600
2014 $716 $92,500 $20,600 $71,900
2013 -- $71,800 $20,600 $51,200
Source: Public Records

Agents Affiliated with this Home

  • S

    Buyer's Agent in 2014

    Sandy Sabbagh

    Berkshire Hathaway HomeServices Indiana Realty-Bloomington

See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 201406139

Indiana Regional MLS

APN: 60-10-20-400-400.476-028

Indiana Owen County Spencer 47460

394 N Montgomery St, Spencer, IN

Not Listed for Sale

Detached

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