$625,000
SOLD JUN 6, 2025

3940 Spencer Ave Cincinnati, OH 45212

4 Beds
2.5 Baths
3,180 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$197 Per Sq Ft

11% Below List Price

38 Days on Market

Highlights

  • Deck
  • Traditional Architecture
  • No HOA
  • Marble Flooring
  • Jetted Tub in Primary Bathroom
  • Double Oven

About This Home

As of June 2025

Welcome to this exquisite 4-bedroom, 2.5-bathroom brick masterpiece perfectly situated in the coveted heart of Norwood. Spanning 3,180 square feet of meticulously renovated open-concept space, this home seamlessly blends modern elegance with everyday functionality. At the heart of the home lies a chef's dream kitchen, outfitted with top-of-the-line finishes that inspire both culinary creativity and stylish entertaining. Retreat to the lavish master suite, where a spa-like oasis awaits: a stunning waterfall shower, double vanity, indulgent jetted tub, and a spacious walk-in closet designed for effortless organization. Practicality meets sophistication with a 2nd-floor laundry room, versatile bonus room, 2nd-floor covered porch and a 3-car garage offering ample storage. You're just moments from Birdies Coffee and the tranquil beauty of the scenic Wasson Trail, your gateway to an active, connected lifestyle. It's a rare opportunity to embrace the best of Norwood! Tax abated through 2029.

Last Agent to Sell the Property

Jordan Fiore

eXp Realty License #2017004334 Listed on: 03/24/2025

eXp Realty

Last Buyer's Agent

Dan Bernstein

eXp Realty License #2021005094

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,598

Year Built

  • Built in 1903

Lot Details

  • 5,663 Sq Ft Lot
  • Wood Fence

Parking

  • 3 Car Detached Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3,180 Sq Ft Home
  • 3-Story Property
  • Brick Fireplace
  • Vinyl Clad Windows
  • Living Room with Fireplace
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Butlers Pantry
  • Double Oven
  • Gas Cooktop
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wood
  • Marble
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • Dual Vanity Sinks in Primary Bathroom
  • Jetted Tub in Primary Bathroom
  • Built-In Shower Bench

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Deck
  • Fire Pit

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,598

Year Built

Built in 1903

Lot Details

0

Parking

3

Listing Details

  • Suburb: Norwood
  • Land Description: Less than .5 Acre
  • Broker Approved: Yes
  • Census Tract Realist: 256.00
  • Cooling: Central Air
  • Heating: Forced Air
  • Lot Area Realist: 5663.00
  • Suburb S I C: Norwood
  • Price Per Acre: 4807692.31
  • Zoning: Residential
  • Basement Features: Unfinished
  • Level 1 Bathroom Type: Partial
  • Level 1 Bathroom: Yes
  • Level 1 Bedroom: No
  • Dining Room Feat: Built-ins, Wood Floor
  • Entry Foyer: Wood Floor
  • Family Room Feat: Wood Floor
  • Living Great Rm Dim: 18 x 13
  • Living Room Feat: Fireplace, Wood Floor
  • Single Family Desc: Single Family
  • Study Lib Den Dim: 0 x 0
  • Water Heating: Gas
  • Year Built: 1903
  • Architecture: Traditional
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Bedrooms: 4
  • Lot Measurement: Acres
  • Status: Sold
  • Property Subtype 1: Single Family Residence
  • Occupancy: At Closing
  • Second Floor Area: 1378
  • ADU Y/N: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Bedroom 2: 12x11 Level: 2
  • Bedroom 3: 14x15 Level: 3
  • Bedroom 4: 13x15 Level: 3
  • Dining Room: 12x14 Level: 1
  • Living Room: 18x13 Level: 1
  • Property Type: Residential
  • Reciprocal Listing: No
  • Semi Annual Taxes: $2799
  • Appliances: Dishwasher, Double Oven, Dryer, Garbage Disposal, Gas Cooktop, Oven/Range, Refrigerator, Washer
  • Kitchen Features: Butler's Pantry, Island, Wood Floor, Marble/Granite/Slate
  • Basement: Full
  • Entry: 14x10 Level: 1
  • Bathrooms: 3.00
  • Kitchen Dim: 18 x 15
  • Levels: Three+
  • Zero Selling Price: No
  • Bathroom 1: Full
  • Bathroom 2: Full
  • Bathroom 2 Level: 2
  • Bathroom 3: Partial
  • Bathroom 3 Level: 1
  • Laundry Room: 9x12 Level: 2
  • Laundryroom Dim: 9 x 12
  • Recreation Room Dim: 0 x 0
  • Fireplace: Brick
  • Fireplaces: 1
  • Available for Lease: No
  • Bldg Sq Ft (Realist): 3180.00
  • Windows: Vinyl
  • First Floor Family Room: 13x14 Level: 1
  • PrimaryBedroomDim: 16 x 18
  • Primary Bathrooms: Built-In Shower Seat, Shower, Tile Floor, Double Vanity, Jetted Tub, Marb/Gran/Slate
  • PrimaryBedFeat: Bath Adjoins, Walk-in Closet, Wall-to-Wall Carpet
  • P R I M A R Y B E D R O O M: 16x18 Level: 2

Exterior Features

  • Fencing: Wood
  • Roof: Shingle
  • Construction: Brick, Vinyl Siding
  • Outside Features: Balcony, Deck, Fire Pit
  • Foundation: Block
  • Listing Price: 629900.00
  • Acres: 0.1300
  • New Construction: No

Garage/Parking

  • Garage Spaces: 3.00
  • Garage Carport: Garage Detached

Utilities

  • Gas: Natural
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Yes/No: No
  • Association: Cincinnati Area Multiple Listing Service

Schools

  • District: Norwood City SD

Lot Info

  • Lot Size Sq Ft: 5663.00
  • Total Assessed Value: 528,180

Rental Info

  • Sub Lease: No

Tax Info

  • Tax Abatement: Yes

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 24, 2025
Closed on
Jun 6, 2025
Sold by
Seaj Llc
Bought by
Aronson Zachary and Aronson Marcia
Seller's Agent
Jordan Fiore
eXp Realty
Buyer's Agent
Dan Bernstein
eXp Realty
List Price
$699,900
Sold Price
$625,000
Premium/Discount to List
-$74,900
-10.7%
Views
510
Current Estimated Value
$634,757

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,757
Avg. Annual Appreciation
2.45%
Original Mortgage
$500,000
Outstanding Balance
$497,827
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
$136,930

Purchase Details

Closed on
Jul 24, 2018
Sold by
Stookey Kyle
Bought by
Seaj Llc

Purchase Details

Closed on
Jun 21, 2018
Sold by
Jpmorgan Chase Bank Na
Bought by
Seaj Llc

Purchase Details

Closed on
Sep 10, 2007
Sold by
Morgan Geoffrey A and Morgan Denise
Bought by
Stookey Kyle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$197,713
Interest Rate
6.63%
Mortgage Type
FHA
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $625,000 Rapid Title
Warranty Deed $625,000 Rapid Title
Sheriffs Deed $180,100 None Available
Sheriffs Deed $180,100 None Available
Warranty Deed $200,817 Oxford Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 New Conventional
Closed $500,000 New Conventional
Previous Owner $197,713 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/06/2025 06/06/25 Sold $625,000 -0.8% $197 / Sq Ft
05/06/2025 05/06/25 Pending -- -- --
05/01/2025 05/01/25 Price Changed $629,900 -5.3% $198 / Sq Ft
04/22/2025 04/22/25 Price Changed $664,900 -5.0% $209 / Sq Ft
04/21/2025 04/21/25 For Sale $699,900 0.0% $220 / Sq Ft
04/11/2025 04/11/25 Off Market $699,900 -- --
04/10/2025 04/10/25 For Sale $699,900 0.0% $220 / Sq Ft
04/06/2025 04/06/25 Off Market $699,900 -- --
03/28/2025 03/28/25 For Sale $699,900 -- $220 / Sq Ft
Source: MLS of Greater Cincinnati (CincyMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,596 $184,864 $24,812 $160,052
2024 $5,598 $184,864 $24,812 $160,052
2023 $5,629 $184,864 $24,812 $160,052
2022 $5,101 $148,796 $11,253 $137,543
2021 $5,068 $148,796 $11,253 $137,543
2020 $4,956 $148,796 $11,253 $137,543
2019 $4,719 $70,476 $9,870 $60,606
2018 $4,634 $70,476 $9,870 $60,606
2017 $4,393 $70,476 $9,870 $60,606
2016 $4,181 $62,556 $10,266 $52,290
2015 $3,840 $62,556 $10,266 $52,290
2014 $3,595 $62,556 $10,266 $52,290
2013 $3,471 $60,148 $9,870 $50,278
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS of Greater Cincinnati (CincyMLS)

MLS Number: 1834250

MLS of Greater Cincinnati (CincyMLS)

APN: 651-0039-0165