Seller's Agent in 2026
Karen Harms
Cummings & Co Realtors
(410) 458-8201
183 Total Sales
3944 Cutty Sark Rd Middle River, MD 21220
Bowleys Quarters AreaEstimated Value: $305,000 - $316,000
3
Beds
2.5
Baths
1,513
Sq Ft
$206/Sq Ft
Est. Value
Highlights
- Traditional Architecture
- Central Air
- Heating System Uses Natural Gas
- No HOA
About This Home
As of April 2026Up to $5,000 lender credit available with Cazle Mortgage BorrowSmart Program(no extra fees). Tastefully updated end-unit home ready to welcome its new owners! Offering 3 bedrooms and 2.5 bathrooms, this home provides the perfect balance of comfort and functionality with the safety of a new roof and electrical panel. The main level features brand-new luxury vinyl plank flooring, a spacious family room, and a dining area that opens to a partially enclosed deck—ideal for everyday living and entertaining. The kitchen is a chef’s delight with all-new appliances and gleaming countertops. Upstairs, you’ll find three generously sized bedrooms and a newly renovated full bathroom. The lower-level recreation room includes a full bathroom and offers flexibility for a potential fourth bedroom, home office, or guest suite. This well-maintained end unit delivers space, style, and versatility in one inviting package.
Last Agent to Sell the Property
(410) 823-0033 realtor@cummingsrealtors.com Cummings & Co. Realtors Brokerage Phone: 4108230033 Listed on: 01/20/2026
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $3,107
Year Built
- Built in 1985 | Remodeled in 2026
Lot Details
- 3,910 Sq Ft Lot
Home Design
- Traditional Architecture
- Block Foundation
- Shingle Roof
Interior Spaces
- Property has 3 Levels
- Finished Basement
Bedrooms and Bathrooms
- 3 Bedrooms
Parking
- On-Street Parking
- 1 Assigned Parking Space
Schools
- Middle River
Utilities
- Central Air
- Heating System Uses Natural Gas
- Heat Pump System
- Electric Water Heater
Community Details
- No Home Owners Association
- Carrollwood Manor Subdivision
Listing and Financial Details
- Tax Lot 32
- Assessor Parcel Number 04151800002269
Matterport 3D Tour
Floorplans
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 20, 2026
Closed on
Apr 10, 2026
Sold by
Bought by
Seller's Agent
Karen Harms
Cummings & Co. Realtors
Buyer's Agent
Jay Dudley
Douglas Realty, LLC
List Price
$319,913
Sold Price
$317,000
Premium/Discount to List
-$2,913
-0.91%
Views
1321
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,636
Avg. Annual Appreciation
-4.79%
Original Mortgage
$301,150
Interest Rate
0.0611%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 20, 2025
Sold by
Bought by
Purchase Details
Closed on
Feb 1, 1996
Sold by
Bought by
Purchase Details
Closed on
Apr 30, 1987
Sold by
Bought by
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $317,000 | Home First Title | ||
| $205,000 | Fidelity National Title | ||
| $88,000 | -- | ||
| $62,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Previous Owner | $301,150 | ||
| Previous Owner | $99,500 | ||
| Previous Owner | $101,796 | ||
| Previous Owner | $75,000 | ||
| Previous Owner | $100,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/10/2026 04/10/26 | Sold | $317,000 | -0.9% | $210 / Sq Ft |
| 03/08/2026 03/08/26 | For Sale | $319,913 | 0.0% | $211 / Sq Ft |
| 03/02/2026 03/02/26 | Pending | -- | -- | -- |
| 02/23/2026 02/23/26 | Price Changed | $319,913 | 0.0% | $211 / Sq Ft |
| 02/21/2026 02/21/26 | Price Changed | $319,999 | -1.5% | $211 / Sq Ft |
| 02/14/2026 02/14/26 | For Sale | $324,900 | 0.0% | $215 / Sq Ft |
| 02/14/2026 02/14/26 | Off Market | $324,900 | -- | -- |
| 02/01/2026 02/01/26 | Price Changed | $324,900 | -1.5% | $215 / Sq Ft |
| 01/20/2026 01/20/26 | For Sale | $329,990 | -- | $218 / Sq Ft |
Source: Bright MLS
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,816 | $199,367 | ||
| 2024 | $2,816 | $181,433 | $0 | $0 |
| 2023 | $1,318 | $163,500 | $65,000 | $98,500 |
| 2022 | $2,708 | $163,133 | $0 | $0 |
| 2021 | $2,615 | $162,767 | $0 | $0 |
| 2020 | $2,615 | $162,400 | $75,000 | $87,400 |
| 2019 | $2,545 | $153,633 | $0 | $0 |
| 2018 | $2,557 | $144,867 | $0 | $0 |
| 2017 | $2,374 | $136,100 | $0 | $0 |
| 2016 | $2,387 | $136,100 | $0 | $0 |
| 2015 | $2,387 | $136,100 | $0 | $0 |
| 2014 | $2,387 | $148,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Karen Harms
-
Jay Dudley
Buyer's Agent in 2026
Jay Dudley
Douglas Realty, LLC
(443) 804-8342
41 Total Sales
Map
Source: Bright MLS
MLS Number: MDBC2149832
APN: 15-1800002269
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