$344,900

3945 River Bank Way Punta Gorda, FL 33980

Estimated payment $2,643/month

4 Beds
2 Baths
1,846 Sq Ft
$187 Price per Sq Ft

Highlights

  • Hurricane or Storm Shutters
  • Laundry closet
  • Ceiling Fan
  • Living Room
  • Central Heating and Cooling System
  • 2 Car Garage

About This Home

Welcome to 3945 River Bank Way! A SMART HOME READY, impeccably maintained 2018 new BUILD HOME. Built within the pristine neighborhood of River Club, this gated and beautifully situated community is close to HWY41 and all connecting I-75! You will find plenty of room within your 4/2/2 home! The spacious living and kitchen area is just waiting to host and entertain! With eating space in the kitchen PLUS a formal dining area, your home will certainly be the place to gather. The large Master Bedroom comfortably fits a king bed arrangement, plus your en suite bath has HIS & HER SINKS, with plenty of cabinet storage! Three more bedrooms can be used for a converted office, guests, or gaming room! The gorgeous community includes all lawn maintenance, and access to the large COMMUNITY POOL, and WORKOUT FACILITY! Your backyard is fully fenced in and allows for wooded landscape views. The large FENCED-IN backyard is a safe space for pets to play additionally another great area for hosting! This perfect home is located close to incredible restaurants, shopping, entertainment, world-renowned golf courses, and our world-famous Gulf Beaches. River Club is an incredible place to call home! Schedule your personal showing today! Living your Florida dream has never been closer to reality!

Listing Agent

Roseli Pereira

IDEAL REALTY GLOBAL Brokerage Phone: 407-775-1799 License #3540952 Listed on: 09/18/2025

IDEAL REALTY GLOBAL

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,326

Year Built

  • Built in 2018

Lot Details

  • 6,701 Sq Ft Lot
  • West Facing Home
  • Property is zoned PD

HOA Fees

  • $377 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Block Foundation
  • Shingle Roof
  • Stucco

Interior Spaces

  • 1,846 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room
  • Hurricane or Storm Shutters

Kitchen

  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry closet
  • Dryer
  • Washer

Schools

  • Peace River Elementary School
  • Port Charlotte Middle School
  • Charlotte High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Community Details

  • River Club Community
  • River Club Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,326

Year Built

Built in 2018

Lot Details

0

HOA Fees

$377 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1846
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2018
  • Building Area Total: 2395
  • Lot Size Sq Ft: 6701
  • Directions to Property: 9 min (4.5 miles) via US-41 N/S Tamiami Trl Fastest route, the usual traffic Punta Gorda Florida Head north toward Carmalita St 2 sec (33 ft) ? Take US-41 N/S Tamiami Trl and Melbourne St to Oakview Dr in Charlotte Harbor 7 min (3.6 mi) ? Drive to River Bank Way 3 min (0.9 mi) 3945 River Bank Way Punta Gorda, FL 33980
  • Status: Active
  • Ownership: Condominium
  • Available for Lease YN: 1
  • Escrow City: Coral SPrings
  • Escrow Postal Code: 33076
  • Escrow State: FL
  • Escrow Street Name: Heron Bay Blvd
  • Escrow Street Number: 11555
  • List Office Head Office Key Nume: 743365020
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 186.84
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • Condo Fees Term: Monthly
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 407-775-1799
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Thermostat
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Block
  • Total Bedrooms: 4
  • Levels: One
  • Stories: 1
  • Street Number Modifier: 3945
  • Living Area Meters: 171.50
  • Room Count: 8

Exterior Features

  • Direction Faces: West
  • Exterior Features: Hurricane Shutters, Other
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2022-12-15
  • Flood Zone Panel: 12015C0231G

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Available, Water Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Closet
  • Sewer: Public Sewer
  • Water Source: None

Condo/Co-op/Association

  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: None
  • Condo Fees: 377
  • Monthly Condo Fee Amount: 377

Fee Information

  • Total Annual Fees: 4524.00
  • Total Monthly Fees: 377.00

Schools

  • Elementary School: Peace River Elementary
  • High School: Charlotte High
  • Middle Or Junior School: Port Charlotte Middle

Lot Info

  • Zoning: PD
  • Parcel Number: 402319327015
  • Additional Parcels: No
  • Flood Zone Code: X500
  • Homestead YN: 0
  • Lot Size Square Meters: 623

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Cats OK, Dogs OK
  • Lease Restrictions YN: 0
  • Month To Month Or Weekly YN: 0

Tax Info

  • Tax Annual Amount: 5326.05
  • Tax Book Number: 19-25A
  • Tax Lot: 93

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,225 $311,623 $34,000 $277,623
2023 $3,225 $208,833 $0 $0
2022 $3,105 $202,750 $0 $0
2021 $3,103 $196,845 $0 $0
2020 $3,046 $194,127 $0 $0
2019 $3,652 $192,337 $20,400 $171,937
2018 $407 $19,975 $19,975 $0
2017 $410 $19,975 $19,975 $0
2016 $414 $19,975 $0 $0
2015 $420 $19,975 $0 $0
2014 $413 $19,975 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/18/2025 09/18/25 For Sale $344,900 +13.1% $187 / Sq Ft
06/09/2023 06/09/23 Sold $305,000 -20.8% $167 / Sq Ft
05/13/2023 05/13/23 Pending -- -- --
05/08/2023 05/08/23 Price Changed $385,000 -3.8% $211 / Sq Ft
04/20/2023 04/20/23 Price Changed $400,000 -3.6% $219 / Sq Ft
04/20/2023 04/20/23 For Sale $415,000 +36.1% $227 / Sq Ft
04/19/2023 04/19/23 Off Market $305,000 -- --
04/10/2023 04/10/23 Price Changed $415,000 -2.4% $227 / Sq Ft
03/23/2023 03/23/23 For Sale $425,000 +104.3% $232 / Sq Ft
03/22/2019 03/22/19 Sold $208,000 -1.8% $114 / Sq Ft
02/22/2019 02/22/19 Pending -- -- --
01/02/2019 01/02/19 Price Changed $211,800 -3.4% $116 / Sq Ft
10/03/2018 10/03/18 Price Changed $219,300 -1.2% $120 / Sq Ft
07/05/2018 07/05/18 Price Changed $221,990 -2.1% $121 / Sq Ft
03/13/2018 03/13/18 For Sale $226,800 -- $124 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $387,000 Monument Title & Escrow Llc
Warranty Deed $208,000 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $204,232 FHA
Source: Public Records

Source: Stellar MLS

MLS Number: O6345670

Stellar MLS

APN: 402319327015