NOT LISTED FOR SALE

3948 Cross Creek Trail Owensboro, KY 42303

Hillcrest Neighborhood

Estimated Value: $249,000 - $394,450

4 Beds
3 Baths
2,323 Sq Ft
$145/Sq Ft Est. Value

Last Sold July 24, 2023

Last sale price $339,500 $146 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $1,921/month

21 Days on Market

Highlights

  • In Ground Pool
  • Traditional Architecture
  • Bonus Room
  • Daviess County Middle School Rated A-
  • Main Floor Primary Bedroom
  • No HOA

About This Home

As of July 2023

REDUCED $10,000! Your new home awaits you in Cross Creek! Beat that summer heat with your very own in-ground pool. This home features a backyard oasis that's perfect for creating awesome memories with family and friends! Once inside, the foyer welcomes you into this open concept home featuring 4 spacious bedrooms, and 3 full bathrooms. The primary suite is on the main level with an impressive ensuite bathroom, sure to pamper the new homeowners. There is an additional bedroom and full bathroom on the main level. Upstairs you will find 2 more bedrooms, the potential for a 5th bedroom, a full bath and a spacious bonus room. Definitely enough space for everyone to spread out! This home is ideally positioned to enjoy the proximity to golfing, restaurants, shopping, and excellent schools. NEW roof installed this year! Don't delay, call TODAY!

Last Agent to Sell the Property

Tyler Shookman

L. Steve Castlen, REALTORS® License #218724 Listed on: 06/02/2023

Last Buyer's Agent

DAUGHERTY - PHELPS TEAM

TRIPLE CROWN REALTY GROUP, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $765

Year Built

  • Built in 2004

Lot Details

  • Fenced
  • Landscaped
  • Level Lot

Home Design

  • Traditional Architecture
  • Brick or Stone Mason
  • Slab Foundation
  • Dimensional Roof

Interior Spaces

  • 2,323 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Bonus Room
  • Utility Room
  • Washer and Dryer Hookup
  • Attic Access Panel
  • Surveillance System

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Wall to Wall Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Walk-in Shower

Parking

  • 2 Car Attached Garage
  • Driveway

Outdoor Features

  • In Ground Pool
  • Patio
  • Front Porch

Schools

  • Highland Elementary School
  • Dcm Middle School
  • DCHS High School

Utilities

  • Forced Air Heating and Cooling System
  • Gas Available
  • Gas Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Cross Creek Subdivision
  • The community has rules related to deed restrictions

Home Details

Home Type

Single Family

Est. Annual Taxes

$765

Year Built

Built in 2004

Lot Details

0

Listing Details

  • Prop. Type: Single Family Residence
  • Year Built: 2004
  • OFFICELIST_ADDRESS: 3948 Cross Creek Trail
  • Second Address Number: 3948
  • AreaSubdivision: CROSS CREEK
  • Audio Surveillance: Yes
  • Display On Internet: Yes
  • Agricultural Exemption: No
  • Bonus Room Level: Second
  • Kitchen Level: Main
  • Other Room 1 Level: Second
  • Selling Agent1: 3044
  • OFFICELIST_STATE: KY
  • Audio Video Surveillance: Yes
  • Type Style: Traditional
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 40721

Interior Features

  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • Has Basement: None
  • Interior Amenities: Ceiling Fan(s), Split Bedroom, W/D Hookup, Walk-in Closet, Walk-in Shower
  • 1St Floor Primary Bedroom: Yes
  • Above Grade Finished SqFt: 2323
  • Aprx Total SqFt: 2323
  • Bonus: No
  • Foreclosure: No
  • Lower Floor 1 Bedrooms: 4
  • Full Bathrooms: 3
  • Attic2: Access Only
  • First Floor Number Half Bathrooms: 2
  • Number of Second Floor Half Bathrooms: 1
  • First Floor Number Bedrooms: 2
  • Second Floor: Number Bedrooms: 2
  • Dining Room Level: Main
  • Fireplace: None
  • Flooring: Vinyl, Wall to Wall Carpet
  • Foyer Level: Main
  • Kitchen Dining: Dining Area, Kitchen Bar
  • In Law Suite: No
  • New Construction: No
  • Living Room Level: Main
  • Other Room1 Description: 2nd Bonus
  • Estimated Total Finished Sq Ft: 2323
  • Utility Room Level: Main

Exterior Features

  • Exterior Features: Cable Available, Concrete Drive, Fence, In-ground Pool, Landscaped, Patio, Porch Front
  • Roof: Dimensional
  • Acreage Range: Less than 1 acre
  • Exterior Construction: Brick
  • Foundation: Slab

Garage/Parking

  • Garage/Carport Description: Garage-Double Attached

Utilities

  • Cooling: Central Electric
  • Sewer: Public Sewer
  • Heating System: Forced Air
  • Hot Water: Public
  • Water Heater: Gas Water Heater

Condo/Co-op/Association

  • Condo Co-Op Fee: 2.5
  • HOA: No
  • Tax District: DAVIESS

Fee Information

  • Tax Class: RESIDENTIAL

Schools

  • Elementary School: Highland Elementary School
  • Middle School: DCM
  • High School: DCHS
  • Elementary School: Highland Elementary School
  • High School: DCHS
  • Middle School: DCM

Lot Info

  • Deed Restrictions: Yes
  • Lot Size: .251 Acre
  • Lot Description: Level

Multi Family

  • Number Stories: Two

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2023
Closed on
Jul 24, 2023
Sold by
Ballard Mark A and Ballard Jessica F
Bought by
Watson Todd
Seller's Agent
Tyler Shookman
L. Steve Castlen, REALTORS®
Buyer's Agent
DAUGHERTY - PHELPS TEAM
TRIPLE CROWN REALTY GROUP, LLC
List Price
$349,500
Sold Price
$339,500
Premium/Discount to List
-$10,000
-2.86%
Views
394
Current Estimated Value
$336,113

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$3,387
Avg. Annual Appreciation
-0.49%
Original Mortgage
$339,500
Outstanding Balance
$333,400
Interest Rate
6.81%
Mortgage Type
Construction
Estimated Equity
$2,713
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Watson Todd $339,500 Regional Land Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Watson Todd $339,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/24/2023 07/24/23 Sold $339,500 0.0% $146 / Sq Ft
06/08/2023 06/08/23 Price Changed $339,500 -2.9% $146 / Sq Ft
06/02/2023 06/02/23 For Sale $349,500 -- $150 / Sq Ft
Source: Greater Owensboro REALTOR® Association

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $765 $339,500 $0 $0
2023 $2,816 $270,600 $0 $0
2022 $3,594 $270,600 $0 $0
2021 $3,620 $270,600 $0 $0
2020 $2,874 $213,400 $0 $0
2019 $59,030 $213,400 $0 $0
2018 $4,707 $213,400 $0 $0
2017 $4,690 $213,400 $0 $0
2016 $4,546 $213,400 $0 $0
2015 $553 $213,400 $0 $0
2014 $553 $213,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Owensboro REALTOR® Association

MLS Number: 87152

APN: 003-44-01-077-00-000