Lisa McCoy
CENTURY 21 Scheetz
(833) 323-0946
121 Total Sales
5 in Fishers
$260K - $470K Price Range
395 Breakwater Dr Fishers, IN 46037
Fishers AreaEstimated Value: $2,320,161 - $2,613,000
6
Beds
6.5
Baths
9,525
Sq Ft
$260/Sq Ft
Est. Value
Highlights
- Lake Front
- Docks
- Gated Community
- Brooks School Elementary School Rated A
- Boat Slip
- Updated Kitchen
About This Home
As of October 2025Experience the pinnacle of waterfront living at this modern estate in the exclusive gated community of Breakwater on Geist Reservoir. Set on over 1.5 acres of pristine, landscaped grounds, this stunning retreat offers panoramic lake views, private dock access, and a lifestyle defined by luxury, comfort, and intentional design. Thoughtfully curated by acclaimed designer Linda Mordoh of Savvy Decor, the interiors blend warm sophistication with modern elegance. The heart of the home is the showstopping kitchen, featuring custom Nathan Allan cabinetry, striking black finishes, radiant quartz countertops, and brushed gold accents-a space designed for both culinary creativity and gathering. With six spacious bedrooms, each with its own en-suite bath, this home offers unmatched comfort and privacy. The primary suite is a true sanctuary, boasting a spa-like bath with dual rain showers, steam system, soaking tub, DTV digital controls, and a dream-worthy walk-in closet. The lower level is fully integrated with Control4 Smart Home technology and offers flexible space for a custom bar, home theater, or entertainment area-perfect for everything from quiet nights to lively gatherings. Step outside to your private dock, where mornings begin with coffee on the water and evenings end with sunset views and a glass of wine. Whether hosting unforgettable events or enjoying peaceful solitude, this property offers a seamless blend of everyday comfort and extraordinary moments. Breakwater is more than a neighborhood-it's a lifestyle. A secure, prestigious enclave where luxury, design, and community come together.
Last Agent to Sell the Property
Keller Williams Indy Metro Partners License #RB14047311 Listed on: 04/03/2025
Last Buyer's Agent
Meighan Wise
Berkshire Hathaway Home
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $37,130
Year Built
- Built in 1999 | Remodeled
Lot Details
- 1.59 Acre Lot
- Lake Front
- Reservoir Front
- Mature Trees
- Wooded Lot
HOA Fees
- $250 Monthly HOA Fees
Parking
- 4 Car Attached Garage
Property Views
- Lake
- Woods
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Concrete Perimeter Foundation
- Stucco
Interior Spaces
- 2-Story Property
- Wired For Sound
- Woodwork
- Cathedral Ceiling
- Paddle Fans
- Gas Log Fireplace
- Fireplace in Hearth Room
- Entrance Foyer
- Great Room with Fireplace
- 3 Fireplaces
- Family or Dining Combination
- Attic Access Panel
- Laundry on main level
Kitchen
- Updated Kitchen
- Double Oven
- Electric Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Engineered Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 6 Bedrooms
- Walk-In Closet
- Soaking Tub
Finished Basement
- Walk-Out Basement
- Exterior Basement Entry
- 9+ Foot Basement Ceiling Height
- Fireplace in Basement
- Basement Storage
- Natural lighting in basement
Home Security
- Home Security System
- Smart Lights or Controls
- Smart Locks
- Smart Thermostat
- Fire and Smoke Detector
Outdoor Features
- Boat Slip
- Docks
- Balcony
- Deck
- Covered Patio or Porch
Schools
- Hamilton Southeastern High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Tankless Water Heater
- Gas Water Heater
- Water Softener is Owned
- High Speed Internet
Listing and Financial Details
- Legal Lot and Block 26 / 2
- Assessor Parcel Number 291502009001000020
- Seller Concessions Not Offered
Community Details
Overview
- Association fees include home owners, maintenance, snow removal
- Association Phone (317) 541-0000
- Breakwater Subdivision
- Property managed by Omni
- The community has rules related to covenants, conditions, and restrictions
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 3, 2025
Closed on
Oct 7, 2025
Sold by
Matulaniec Tom and Lynch Edward T
Bought by
Seller's Agent
Denis O'Brien
Keller Williams Indy Metro Partners
Buyer's Agent
Meighan Wise
Berkshire Hathaway Home
List Price
$3,300,000
Sold Price
$2,550,000
Premium/Discount to List
-$750,000
-22.73%
Views
356
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$37,563
Avg. Annual Appreciation
-3.05%
Original Mortgage
$2,040,000
Outstanding Balance
$2,018,568
Interest Rate
5.25%
Mortgage Type
New Conventional
Estimated Equity
$461,222
Purchase Details
Closed on
Oct 11, 2023
Sold by
395 Breakwater Llc
Bought by
Matulaniec Family 2012 Irrevocable Dynasty Tr and Lynch
Purchase Details
Listed on
May 18, 2021
Closed on
Dec 3, 2021
Sold by
Ryden Todd R and Ryden Sandra L
Bought by
395 Breakwater Llc
Seller's Agent
Chris Schulhof
RE/MAX Realty Services
Buyer's Agent
Vicki Westbrook
F.C. Tucker Company
List Price
$1,895,000
Sold Price
$1,895,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.81%
Purchase Details
Closed on
Aug 14, 2006
Sold by
Kinney Michael B and Kinney Louise
Bought by
Ryden Todd R and Ryden Sandra L
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Fishers, IN
-
Lisa McCoy
-
Amber Lents
Amber Lents
Keller Williams Indy Metro NE
(833) 599-1918
139 Total Sales
4 in Fishers
$390K - $927K Price Range
-
David Ebeyer
David Ebeyer
Ebeyer Realty, LLC
(888) 483-5716
143 Total Sales
4 in Fishers
$310K - $668K Price Range
-
Brenda Dean
Brenda Dean
Your Realty Link, LLC
(833) 412-7890
92 Total Sales
1 in Fishers
$394,500 Price
-
Sean Carney
Sean Carney
F.C. Tucker Company
(463) 210-1594
62 Total Sales
2 in Fishers
$289K - $445K Price Range
-
Michelle West
Michelle West
Responds QuicklyeXp Realty, LLC
(463) 203-0999
199 Total Sales
2 in Fishers
$337K - $510K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| -- | Title Alliance Of Indy Metro | ||
| Matulaniec Family 2012 Irrevocable Dynasty Tr | $1,881,133 | None Listed On Document | |
| 395 Breakwater Llc | -- | None Listed On Document | |
| Ryden Todd R | -- | First American Title Ins Co |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $2,040,000 | ||
| Previous Owner | Ryden Todd R | $520,000 | |
| Previous Owner | Ryden Todd R | $350,000 | |
| Previous Owner | Ryden Todd R | $532,000 | |
| Previous Owner | Ryden Todd R | $1,000,000 | |
| Previous Owner | Ryden Todd R | $100,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/09/2025 10/09/25 | Sold | $2,550,000 | -10.5% | $268 / Sq Ft | |
| 08/22/2025 08/22/25 | Pending | -- | -- | -- | |
| 06/23/2025 06/23/25 | Price Changed | $2,850,000 | -8.0% | $299 / Sq Ft | |
| 05/22/2025 05/22/25 | Price Changed | $3,099,000 | -6.1% | $325 / Sq Ft | |
| 04/03/2025 04/03/25 | For Sale | $3,300,000 | +74.1% | $346 / Sq Ft | |
| 12/02/2021 12/02/21 | Sold | $1,895,000 | 0.0% | $199 / Sq Ft | View Prior Sale |
| 11/22/2021 11/22/21 | Pending | -- | -- | -- | |
| 08/11/2021 08/11/21 | Off Market | $1,895,000 | -- | -- | |
| 05/18/2021 05/18/21 | For Sale | $1,895,000 | -- | $199 / Sq Ft |
Source: MIBOR Broker Listing Cooperative®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $38,353 | $2,072,500 | $387,700 | $1,684,800 |
| 2024 | $38,353 | $1,771,000 | $387,700 | $1,383,300 |
| 2023 | $37,129 | $1,713,400 | $387,700 | $1,325,700 |
| 2022 | $35,497 | $1,598,300 | $387,700 | $1,210,600 |
| 2021 | $18,019 | $1,349,300 | $387,700 | $961,600 |
| 2020 | $18,102 | $1,349,300 | $387,700 | $961,600 |
| 2019 | $18,419 | $1,373,100 | $387,700 | $985,400 |
| 2018 | $18,072 | $1,337,500 | $387,700 | $949,800 |
| 2017 | $15,472 | $1,155,500 | $387,700 | $767,800 |
| 2016 | $15,674 | $1,173,800 | $387,700 | $786,100 |
| 2014 | $14,361 | $1,179,700 | $387,700 | $792,000 |
| 2013 | $14,361 | $1,188,800 | $387,700 | $801,100 |
Source: Public Records
Agents Affiliated with this Home
-
Denis O'Brien
Seller's Agent in 2025
Denis O'Brien
Keller Williams Indy Metro Partners
(317) 345-0785
389 Total Sales
-
MW
Buyer's Agent in 2025
Meighan Wise
Berkshire Hathaway Home
-
Chris Schulhof
Seller's Agent in 2021
Chris Schulhof
RE/MAX Realty Services
(317) 585-7653
269 Total Sales
-
VW
Buyer's Agent in 2021
Vicki Westbrook
F.C. Tucker Company
Map
Source: MIBOR Broker Listing Cooperative®
MLS Number: 22027702
APN: 29-15-02-009-001.000-020
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of MIBOR Broker Listing Cooperative® as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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