$215,000
SOLD SEP 5, 2025
3 Beds
2 Baths
1,219 Sq Ft
0.85 Acres

Recently Sold

$176 Per Sq Ft

4% Below List Price

11 Days on Market

Highlights

  • Wood Flooring
  • No HOA
  • Brick Exterior Construction
  • Private Yard
  • Covered Patio or Porch
  • Central Air

About This Home

As of September 2025

Tucked away on a peaceful, wooded lot, this charming 3-bedroom, 2-bath home at 3950 Garretts Chapel Rd offers privacy, comfort, and convenience—all in one. The kitchen and bathrooms have been beautifully remodeled, and new LVT flooring adds a fresh, modern touch throughout. The inviting screened-in porch is perfect for enjoying your morning coffee or unwinding at the end of the day while taking in the natural surroundings. With a 1-car garage, easy access to nearby amenities, and move-in ready condition, this home is an ideal choice for anyone looking for a low-maintenance retreat in a serene setting.
*House is being sold As Is

Last Agent to Sell the Property

Frank Trimble

Keller Williams Realty License #314654 Listed on: 07/23/2025

Keller Williams Realty

Last Buyer's Agent

Eric Tidmore

1 Percent Lists Scenic City License #331552

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,096

Year Built

  • Built in 1978

Lot Details

  • 0.85 Acre Lot
  • Chain Link Fence
  • Many Trees
  • Private Yard
  • Back Yard

Parking

  • 1 Car Garage
  • Side Facing Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,219 Sq Ft Home
  • Wood Burning Fireplace
  • Living Room with Fireplace

Kitchen

  • Electric Oven
  • Electric Range
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Schools

  • Chattanooga Valley Elementary School
  • Chattanooga Valley Middle School
  • Ridgeland High School

Utilities

  • Central Air
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 0041 014

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,096

Year Built

Built in 1978

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.85
  • Lot Size: n/a
  • Subdivision Name: None
  • Directions: Merge onto US-27 S 0.8 mi Use the 2nd from the right lane to take the Broad St exit toward Lookout Mountain 0.4 mi Turn right onto US-11 S/US-41 N/US-64 W/US-72 W/Broad St 1.2 mi Use the left 2 lanes to turn left onto TN-17 S/Tennessee Ave Continue to follow TN-17 S Entering Georgia 2.2 mi Continue onto GA-193 S 8.9 mi Turn left onto Garretts Chapel Rd Destination will be on the left
  • Above Grade Finished Sq Ft: 1219.0
  • Carport Y N: No
  • Garage Yn: Yes
  • Living Area: 1219.0
  • New Construction: No
  • Year Built: 1978
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 0041 014
  • Location Tax and Legal Elementary School: Chattanooga Valley Elementary
  • Location Tax and Legal Middle Or Junior School2: Chattanooga Valley Middle
  • Location Tax and Legal High School: Ridgeland High School
  • Location Tax and Legal:Tax Annual Amount: 1095.98
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1219.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.85
  • General Property Information Lot Size Square Feet2: 37026.0
  • General Property Information Lot Size Dimensions: n/a
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Tucked away on a peaceful, wooded lot, this charming 3-bedroom, 2-bath home at 3950 Garretts Chapel Rd offers privacy, comfort, and convenience—all in one. The kitchen and bathrooms have been beautifully remodeled, and new LVT flooring adds a fresh, modern touch throughout. The inviting screened-in porch is perfect for enjoying your morning coffee or unwinding at the end of the day while taking in the natural surroundings. With a 1-car garage, easy access to nearby amenities, and move-in ready condition, this home is an ideal choice for anyone looking for a low-maintenance retreat in a serene setting. *House is being sold As Is
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Utilities:Water Available: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Fencing:Chain Link: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Electric Range, Electric Oven, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Living Room, Wood Burning
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Appliances Dishwasher: Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Fireplace Features:Wood Burning: Yes
  • Fireplace Features:Living Room2: Yes
  • Appliances:Electric Oven: Yes

Exterior Features

  • Fencing: Chain Link
  • Lot Features: Back Yard, Many Trees
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Private Yard
  • Foundation Details: Slab
  • Patio And Porch Features: Porch, Porch - Covered, Rear Porch, Screened
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio and Porch Features:Porch: Yes
  • Exterior Features:Private Yard: Yes
  • Lot Features:Back Yard2: Yes
  • Lot Features:Many Trees: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Patio And Porch Features:Screened: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Driveway, Garage, Garage Faces Side, Off Street, Paved
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: No
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Paved2: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Septic Tank
  • Utilities: Electricity Available, Water Available
  • Water Source: Public
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Chattanooga Valley Elementary
  • High School: Ridgeland High School
  • Middle Or Junior School: Chattanooga Valley Middle

Lot Info

  • Lot Size Sq Ft: 37026.0
  • Additional Parcels: No
  • Parcel #: 0041 014

Tax Info

  • Tax Annual Amount: 1095.98

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 23, 2025
Closed on
Sep 11, 2025
Sold by
Foley Simpson Donna
Bought by
Hill Clifford Rasheed
Seller's Agent
Frank Trimble
Keller Williams Realty
Buyer's Agent
Eric Tidmore
1 Percent Lists Scenic City
List Price
$225,000
Sold Price
$215,000
Premium/Discount to List
-$10,000
-4.44%
Views
25

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.02%
Original Mortgage
$211,105
Outstanding Balance
$211,105
Interest Rate
6.58%
Mortgage Type
FHA
Estimated Equity
$3,887

Purchase Details

Closed on
Apr 28, 2016
Bought by
Simpson Donna F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,150
Interest Rate
3.66%

Purchase Details

Closed on
Nov 18, 1999
Sold by
Simpson Bill T and Simpson Donna
Bought by
Simpson Donna Foley

Purchase Details

Closed on
Jul 29, 1978
Sold by
O'Neal John W
Bought by
Simpson Bill T and Simpson Donna

Purchase Details

Closed on
Feb 15, 1977
Sold by
Whitley John W and Wf Edna R
Bought by
O'Neal John W

Purchase Details

Closed on
Feb 20, 1976
Sold by
Bishop Carol R
Bought by
Whitley John W and Wf Edna R

Purchase Details

Closed on
Dec 11, 1975
Sold by
Lynch Robert H and Wf Emma
Bought by
Bishop Carol R

Purchase Details

Closed on
Jul 23, 1975
Sold by
Thacker Robert A and Wf Bobbie
Bought by
Lynch Robert H and Wf Emma

Purchase Details

Closed on
Jun 3, 1970
Bought by
Thacker Robert A and Wf Bobbie
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $215,000 --
Deed -- --
Deed $13,000 --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $211,105 FHA
Previous Owner $67,150 No Value Available
Previous Owner -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/05/2025 09/05/25 Sold $215,000 -4.4% $176 / Sq Ft
08/03/2025 08/03/25 Pending -- -- --
07/23/2025 07/23/25 For Sale $225,000 0.0% $185 / Sq Ft
07/18/2025 07/18/25 Pending -- -- --
07/16/2025 07/16/25 For Sale $225,000 -- $185 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $169 $53,964 $9,354 $44,610
2023 $169 $50,511 $8,351 $42,160
2022 $121 $38,111 $1,929 $36,182
2021 $121 $25,900 $1,929 $23,971
2020 $121 $22,786 $1,929 $20,857
2019 $687 $22,786 $1,929 $20,857
2018 $603 $22,786 $1,929 $20,857
2017 $751 $22,786 $1,929 $20,857
2016 $639 $22,786 $1,929 $20,857
2015 $898 $31,482 $3,780 $27,702
2014 $809 $31,482 $3,780 $27,702
2013 -- $31,482 $3,780 $27,702
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1516770

Greater Chattanooga REALTORS®

APN: 0041-014