NOT LISTED FOR SALE

3951 Loch Ness Ct Frederick, MD 21704

Villages of Urbana Neighborhood

Estimated Value: $594,000 - $727,497

3 Beds
3.5 Baths
2,541 Sq Ft
$260/Sq Ft Est. Value

Last Sold December 10, 2021

Last sale price $555,000 $218 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $4,423/month

29 Days on Market

Highlights

  • Open Floorplan
  • Colonial Architecture
  • Upgraded Countertops
  • Centerville Elementary Rated A
  • Deck
  • Community Pool

About This Home

As of December 2021

NEW PRICE!! Exciting new listing within this highly sought after neighborhood! This lovely Urbana home has everything that today’s buyer is looking for. Two oversized master bedrooms upstairs, both with their own private bathrooms with washer and dryer upstairs as well. The finished basement has been recently renovated providing a third bedroom with full bath and is also quite spacious. New carpet and luxury vinyl flooring throughout. New granite countertops in the kitchen. Central vacuum and a high end professionally installed security system are just icing on this cake. With an outstanding HOA plan. The $140 monthly covers GRASS MOWING, edging, weed and feed application, one annual fresh mulch service, community pool, with both tennis and basketball courts, tot lots, walking trails and of course trash and snow removal!! One of the largest lots in the entire community is fully fenced and boasts private parking for up to 6 cars, with 2 within the large rear garage. Enjoy your morning coffee or evening beverage on the expansive oversized deck with front yard facing stair access, or you may prefer the shaded paver patio below. In this perfect location you will enjoy all of the amenities that Urbana offers including close proximity to 270 and Montgomery County, the new state-of-the-art YMCA and all the Urbana Blue Ribbon schools!

Last Listed By

Frances McGlaughlin

RE/MAX Realty Services License #0225229510 Listed on: 09/28/2021

RE/MAX Realty Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,404

Year Built

  • Built in 2001

Lot Details

  • 9,208 Sq Ft Lot
  • Wood Fence
  • Back Yard Fenced
  • Extensive Hardscape
  • Property is in excellent condition
  • Property is zoned PUD

HOA Fees

  • $140 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • 4 Driveway Spaces
  • Rear-Facing Garage
  • Secure Parking
  • Fenced Parking

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Central Vacuum
  • Ceiling Fan
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Storage Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher
  • Upgraded Countertops
  • Disposal

Flooring

  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

Laundry

  • Laundry on upper level
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Garage Access
  • Rear Basement Entry
  • Natural lighting in basement

Outdoor Features

  • Deck
  • Patio
  • Playground

Schools

  • Centerville Elementary School
  • Urbana Middle School
  • Urbana High School

Utilities

  • Forced Air Heating and Cooling System
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 25151
  • Assessor Parcel Number 1107224907

Community Details

Overview

  • Association fees include common area maintenance, trash, lawn maintenance, snow removal, pool(s)
  • Urbana Highlands HOA
  • Urbana Highlands Subdivision
  • Property Manager

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Community Pool
  • Jogging Path

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,404

Year Built

Built in 2001

Lot Details

0

HOA Fees

$140 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2021-09-29
  • Year Built: 2001
  • Automatically Close On Close Date: No
  • Remarks Public: NEW PRICE!! Exciting new listing within this highly sought after neighborhood! This lovely Urbana home has everything that today’s buyer is looking for. Two oversized master bedrooms upstairs, both with their own private bathrooms with washer and dryer upstairs as well. The finished basement has been recently renovated providing a third bedroom with full bath and is also quite spacious. New carpet and luxury vinyl flooring throughout. New granite countertops in the kitchen. Central vacuum and a high end professionally installed security system are just icing on this cake. With an outstanding HOA plan. The $140 monthly covers GRASS MOWING, edging, weed and feed application, one annual fresh mulch service, community pool, with both tennis and basketball courts, tot lots, walking trails and of course trash and snow removal!! One of the largest lots in the entire community is fully fenced and boasts private parking for up to 6 cars, with 2 within the large rear garage. Enjoy your morning coffee or evening beverage on the expansive oversized deck with front yard facing stair access, or you may prefer the shaded paver patio below. In this perfect location you will enjoy all of the amenities that Urbana offers including close proximity to 270 and Montgomery County, the new state-of-the-art YMCA and all the Urbana Blue Ribbon schools!
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Central Vacuum, Dishwasher, Disposal, Refrigerator, Stove, Washer
  • Flooring Type: Carpet, Luxury Vinyl Plank
  • Interior Amenities: Breakfast Area, Carpet, Ceiling Fan(s), Dining Area, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Eat-In, Kitchen - Table Space, Upgraded Countertops
  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Kitchen, Family Room, Storage Room
  • Basement: Yes
  • Basement Type: Daylight, Full, Garage Access, Heated, Fully Finished, Improved, Rear Entrance, Walkout Level
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2817
  • Living Area Sq Ft: 2541
  • Price Per Sq Ft: 306.18
  • Above Grade Finished Sq Ft: 1878
  • Below Grade Finished Sq Ft: 663
  • Below Grade Sq Ft: 276
  • Total Below Grade Sq Ft: 939
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3951

Beds/Baths

  • Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Lower Level Bedroom: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Extensive Hardscape, Play Area
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Fenced, Private, Secure Parking
  • Garage Features: Garage - Rear Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Attached Garage, Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Refuse: 88.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 140.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Jog/Walk Path, Pool - Outdoor, Tennis Courts
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Trash, Lawn Maintenance, Snow Removal, Pool(s)
  • HOA Name: URBANA HIGHLANDS
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: FREDERICK COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTERVILLE
  • Middle School: URBANA
  • High School: URBANA
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121139693024
  • School District Source: 3rd Party
  • Elementary School: CENTERVILLE
  • High School: URBANA
  • Middle Or Junior School: URBANA

Green Features

  • Clean Green Assessed: No

Lot Info

  • Fencing: Fully, Rear, Wood
  • Improvement Assessed Value: 225400.00
  • Land Assessed Value: 150400.00
  • Land Use Code: 010
  • Lot Size Acres: 0.21
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 9208.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Year Assessed: 2021
  • Zoning: PUD
  • In City Limits: No

Rental Info

  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Assessor Parcel Number: 11570376
  • Tax Annual Amount: 4404.00
  • Assessor Parcel Number: 1107224907
  • Tax Lot: 25151
  • Tax Total Finished Sq Ft: 2154
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 12/10/2021

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 28, 2021
Closed on
Dec 23, 2021
Sold by
Mike Mac Llc
Bought by
Torres Victor Manuel Torres and Quiles Laureano Nydia
Seller's Agent
Frances McGlaughlin
RE/MAX Realty Services
Buyer's Agent
Frances McGlaughlin
RE/MAX Realty Services
List Price
$589,999
Sold Price
$555,000
Premium/Discount to List
-$34,999
-5.93%
Total Days on Market
29
Current Estimated Value
$661,124

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$106,124
Avg. Annual Appreciation
4.79%
Original Mortgage
$499,500
Outstanding Balance
$465,082
Interest Rate
3.12%
Mortgage Type
New Conventional
Estimated Equity
$187,084

Purchase Details

Closed on
May 3, 2021
Sold by
Duff Gail Denise
Bought by
Mike Mac Llc

Purchase Details

Closed on
Jan 31, 2002
Sold by
Urbana Highlands L L C
Bought by
Duff Russell Gail Denise

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Similar Homes in Frederick, MD

  • 6328 Remington Ct, Frederick, MD 21701

    $775,000

    • 5 Beds
    • 3.5 Baths
    • 4,368 Sq Ft
    • 6328 Remington Ct
    • Frederick, MD

    Welcome home to 6328 Remington Court! This amazing 5 bedroom 3 1/2 bathroom colonial home, in the highly desirable Spring Ridge community, offers everything you want and more...just wait until you see the backyard space! First, stepping into the home you'll find a two-story foyer leading you to your formal living room and dining room, next you'll find a spacious kitchen with a large center island

    Jim Bass Real Estate Teams, LLC

    Section Image
  • 14 Fairview Ave, Frederick, MD 21701

    $525,000

    • 5 Beds
    • 4 Baths
    • 2,375 Sq Ft
    • 14 Fairview Ave
    • Frederick, MD

    Welcome home to 14 Fairview Avenue! This spacious 5 bedroom 4 bathroom four-level split-level home, in the convenient Westbrook neighborhood of Frederick City, is just waiting for you to make it your very own! The main level of the home offers a living room, dining room, kitchen, bonus bedroom with full en-suite bathroom, and amazing sun-room and screened porch. The upper level of the home offers

    Jim Bass Real Estate Teams, LLC

    Section Image
  • 3971 Triton St, Frederick, MD 21704

    $780,000

    • 4 Beds
    • 4 Baths
    • 2,304 Sq Ft
    • 3971 Triton St
    • Frederick, MD

    Delightful colonial on a quiet street in the desirable Villages of Urbana!This immaculate, move-in-ready home features an updated kitchen that opens to a sunny morning room, leading to a spacious deck and patio added in 2020 — perfect for outdoor living and entertaining. A cozy family room is conveniently located just off the kitchen. Upstairs offers four bedrooms, including a spacious owner’s

    Lisa Giuliani Keller Williams Realty Centre

    Section Image
  • 3642 Sprigg St S, Frederick, MD 21704

    $775,000

    • 4 Beds
    • 3.5 Baths
    • 2,596 Sq Ft
    • 3642 Sprigg St S
    • Frederick, MD

    Welcome to this beautiful single-family home in the highly sought-after Villages of Urbana! This spacious 4-bedroom, 3.5-bath home features a finished basement, a detached 2-car garage, and a lovely deck—perfect for entertaining. The kitchen is equipped with stainless steel appliances and updated countertops, blending style and function. Enjoy the unbeatable location within walking distance to

    Haider Abbas Charis Realty Group

    Section Image
  • 5740 Stone School Ln, Frederick, MD 21704

    $750,000

    • 4 Beds
    • 3 Baths
    • 2,306 Sq Ft
    • 5740 Stone School Ln
    • Frederick, MD

    This gorgeous house includes many builder's amenities and upgrades. Located in the Center of Frederick, MD and a few minutes from Old Town Frederick. This small fee HOA includes Trash and Snow removal and a Playground for the kids to enjoy. Home has a oversized gagrage for two cars and driveway is a two car space. Fenced with vinyl and closed for privacy and enjoyment. The large Open Space

    Cristine Sanchez-Canete UNION REALTY LLC

    Section Image
  • 6117 Long Branch Rd, Frederick, MD 21701

    $700,000

    • 5 Beds
    • 3.5 Baths
    • 3,055 Sq Ft
    • 6117 Long Branch Rd
    • Frederick, MD

    $25,000 sellers credit offered! Tucked away on a tranquil 0.73-acre lot, this beautifully maintained 5-bedroom, 3 and a half bathroom home is in the sought-after Oakdale High School District. This home offers the perfect balance of space, style, and serenity, with the home backing onto beautiful forestry. From the moment you arrive, you’ll be captivated by the charming curb appeal of this

    Matt Kalogeras Houwzer, LLC

    Section Image
  • 6132 Cornwall Terrace, Frederick, MD 21701

    $625,000

    • 4 Beds
    • 3.5 Baths
    • 3,196 Sq Ft
    • 6132 Cornwall Terrace
    • Frederick, MD

    Welcome to Spring Ridge! Built in 1992 this lovely home features over 3,100 sq/ft of living space on 3 levels, plus a 2 car garage. The main level boasts formal dining room and home office with gleaming wood flooring throughout. The gourmet eat-in kitchen features custom cabinetry, a center island, stone countertops, and a large pantry. The kitchen has a spacious dining area and adjoins the

    Jim Beckley Long & Foster Real Estate, Inc.

    Section Image
  • 6211 White Oak Dr, Frederick, MD 21701

    $499,900

    • 3 Beds
    • 3.5 Baths
    • 2,091 Sq Ft
    • 6211 White Oak Dr
    • Frederick, MD

    Large Ranch style house on 1.12 acres in sought after Oakdale school district with NO HOA! Come tour this extra large ranch house with partially finished basement. This house has so much room for a family to settle right in while they make their updates slowly. Large kitchen open to dining area offers an abundance of possibilities. With 3 bedrooms and 3 full bathrooms, this is the perfect find!

    Rebecca Littleton Long & Foster Real Estate, Inc.

    Section Image
See All Homes in Frederick

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Torres Victor Manuel Torres $555,000 Rsi Title Llc
Mike Mac Llc $425,000 Rsi Title Llc
Duff Russell Gail Denise $267,548 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Torres Victor Manuel Torres $499,500
Previous Owner Duff Russell $206,100
Previous Owner Duff Russell $20,000
Closed Duff Russell Gail Denise --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/10/2021 12/10/21 Sold $555,000 -3.5% $218 / Sq Ft
10/14/2021 10/14/21 Price Changed $574,999 -2.5% $226 / Sq Ft
09/28/2021 09/28/21 For Sale $589,999 -- $232 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,997 $463,300 $177,100 $286,200
2023 $6,484 $434,133 $0 $0
2022 $6,119 $404,967 $0 $0
2021 $5,824 $375,800 $150,400 $225,400
2020 $4,882 $365,700 $0 $0
2019 $5,747 $355,600 $0 $0
2018 $4,049 $345,500 $109,400 $236,100
2017 $5,433 $345,500 $0 $0
2016 $5,141 $336,167 $0 $0
2015 $5,141 $331,500 $0 $0
2014 $5,141 $328,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Frances McGlaughlin

    Seller's Agent in 2021

    Frances McGlaughlin

    RE/MAX

    (240) 994-1607

    3 in this area

    163 Total Sales

    Frances McGlaughlin
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDFR2005950

Bright MLS

APN: 07-224907

Maryland Frederick County Frederick 21704 Villages of Urbana

3951 Loch Ness Ct, Frederick, MD

Homes for Sale in Frederick, MD

This home is located at 3951 Loch Ness Ct, Frederick, MD 21704 since 28 September 2021 and is currently estimated at $661,124, approximately $260 per square foot. This property was built in 2001. 3951 Loch Ness Ct is a home located in Frederick County with nearby schools including Centerville Elementary, Urbana Middle School, and Urbana High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.

Nearby Homes