$399,900
$30K PRICE DROP

39512 92nd Ave Onamia, MN 56359

Estimated payment $2,518/month

Total Views 2,871
3 Beds
3 Baths
2,766 Sq Ft
$145 Price per Sq Ft

Highlights

  • Multiple Garages
  • Deck
  • No HOA
  • Lake View
  • Corner Lot
  • Built-In Double Oven

About This Home

Stunning westerly views of Mille Lacs Lake – Spacious home with exceptional storage!
Enjoy breathtaking sunsets over Cove Bay on Mille Lacs Lake from this immaculate, exceptionally spacious 3-bedroom, 3-bath home offering 2,766 finished square feet on a large corner lot. Perfectly positioned just across the street from the public lake access, you'll enjoy easy boat launching and all the recreation Mille Lacs has to offer—without the expense of lakeshore taxes.
Designed for comfortable living and entertaining, the home features an open-concept kitchen with beautiful hickory cabinetry, stainless steel appliances, double wall ovens, a newer cooktop, breakfast bar, generous pantry, and informal dining area. The impressive lakeside great room is filled with natural light from expansive windows and offers spectacular lake views, a wet bar, and plenty of space for gatherings. A stunning brick gas fireplace serves as the centerpiece of the living area, creating warmth and ambiance throughout the seasons.
The spacious primary suite overlooks the lake and features private access to the upper-level deck, a large walk-in closet, and an ensuite bath complete with a jetted soaking tub, separate shower, and hickory vanity. Main-level laundry includes a utility sink for added convenience.
Outdoor living is just as inviting with a large, covered patio featuring an awning—perfect for relaxing while taking in the panoramic lake views.
Storage is unmatched with an attached oversized heated and insulated 2-car garage, plus a 30' x 40' pole building complete with concrete floor, electricity, 1/2 bath, and 12-foot sidewalls, providing ample room for boats, ATVs, snowmobiles, campers, and additional vehicles.
Additional highlights include:
New dual-fuel furnace installed in 2024 for energy-efficient heating and cooling,
reinforced concrete storm shelter located in the crawl space,
large corner lot with outstanding lake views and the
public boat access just steps away.
The Mille Lacs Lake area is renowned for world-class fishing, boating, swimming, groomed snowmobile trails, the SOO Line ATV Trail, nearby state parks, championship golf, casinos, charming lakeside communities, restaurants, shopping, and year-round recreation.
Whether you're searching for a year-round residence, weekend getaway, or investment opportunity with excellent VRBO/Airbnb potential, this property offers an outstanding combination of space, location, and value. Experience all the beauty and recreation of Mille Lacs Lake while enjoying the significant savings of owning just off the water.

Listing Agent

Hans Woelfle

Keller Williams Realty Professionals Listed on: 07/05/2026

Keller Williams Realty Professionals

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,885

Year Built

  • Built in 2002

Lot Details

  • Lot Dimensions are 199x153
  • Rural Setting
  • Corner Lot
  • Few Trees

Parking

  • 6 Car Garage
  • Multiple Garages
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Block Foundation
  • Frame Construction
  • Pitched Roof
  • Metal Siding
  • Vinyl Siding

Interior Spaces

  • 2,766 Sq Ft Home
  • 2-Story Property
  • Brick Fireplace
  • Gas Fireplace
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Lake Views

Kitchen

  • Built-In Double Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • ENERGY STAR Qualified Appliances
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer
  • Sink Near Laundry

Basement

  • Sump Pump
  • Drain
  • Block Basement Construction
  • Crawl Space

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Heat Pump System
  • 200+ Amp Service
  • Private Water Source
  • Well
  • Drilled Well
  • 4 Inch Submersible Water Pump
  • Gas Water Heater
  • Water Softener is Owned

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 170153900

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,885

Year Built

Built in 2002

Lot Details

0.71 Acres

Parking

6

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Outside Features: Metal, Vinyl
  • Garage Spaces: 6
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: 4-Inch Submersible, Drilled, Private, Well
  • Year Built: 2002
  • Above Grade Finished Sq Ft: 2766
  • Unit Levels: Two
  • New Construction: No
  • FractionalOwnershipYN: No
  • NST_SingleFamilySubType: Acreage, Rural Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Crawl Space, Drain Tiled, Sump Basket, Sump Pump
  • Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
  • Fireplace Features: Brick, Gas, Living Room
  • Living Area: 2766
  • Fireplace: Yes
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt, Pitched
  • PoolFeatures: None
  • Fencing: None
  • View: Lake, Panoramic, West
  • Foundation Details: Block
  • Other Structures: Pole Building
  • PatioPorchType: Deck, Patio

Garage/Parking

  • Parking Features: Attached Garage, Detached Garage, Asphalt, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages

Utilities

  • Heating: Forced Air, Fireplace(s), Heat Pump
  • Sewer: Mound Septic, Private Sewer
  • LaundryFeatures: Gas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas
  • Power Company: Mille Lacs Energy Co-op

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Cable, Ceiling Fan(s), Deck, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Paneled Doors, Panoramic View, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet

Schools

  • Junior High Dist: Onamia
  • SchoolDistrictPhone: 3205324174

Lot Info

  • Waterfront YN: No
  • PropertyAttachedYN: No
  • Lot Size: 199x153
  • Land Lease: No
  • Lot Features: Corner Lot, Tree Coverage - Light
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Frame

Tax Info

  • Tax Year: 2026
  • Assessor Parcel Number: 170153900
  • Tax Annual Amount: 3885
  • TaxWithAssessments: 3900

Multi Family

  • WaterfrontFeatures: Lake View

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,900 $422,400 $43,000 $379,400
2024 $3,880 $438,400 $39,600 $398,800
2023 $3,918 $412,800 $39,600 $373,200
2022 $3,164 $400,800 $33,900 $366,900
2021 $2,724 $276,400 $29,900 $246,500
2020 $2,642 $247,800 $29,900 $217,900
2019 $2,416 $223,900 $29,500 $194,400
2018 $2,146 $206,900 $29,500 $177,400
2017 $2,198 $184,600 $24,800 $159,800
2016 $2,434 $0 $0 $0
2015 $2,410 $0 $0 $0
2014 $2,410 $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/11/2026 08/11/26 Price Changed $399,900 -7.0% $145 / Sq Ft
07/10/2026 07/10/26 For Sale $429,900 -- $155 / Sq Ft
Source: NorthstarMLS

Source: NorthstarMLS

MLS Number: 7103954

NorthstarMLS

APN: 17-015-3900

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