$645,000
$30K PRICE DROP

3955 Florida 77 Chipley, FL 32428

Chipley Area

Estimated payment $3,762/month

Total Views 8,340
4 Beds
3 Baths
3,564 Sq Ft
$181 Price per Sq Ft

Highlights

  • Primary Bedroom Suite
  • Cathedral Ceiling
  • Great Room
  • 19.2 Acre Lot
  • Sun or Florida Room
  • Private Yard

About This Home

Some homes are simply lived in. Others become the place where everyone gathers. Nestled on nearly 20 beautiful acres, this one-of-a-kind property offers the perfect blend of privacy, space, and versatility. With over 3,500 square feet, 4 bedrooms, 3 bathrooms, and an extraordinary gathering room complete with its own kitchenette, it's ideal for holidays, family celebrations, game nights, multi-generational living, or entertaining on a grand scale. Upstairs you'll find a spacious kitchen with abundant cabinetry, a relaxing Florida room overlooking the property, and a generous primary suite with a large walk-in closet and ensuite bath. Outside, the possibilities continue with fenced and cross-fenced pasture, an impressive 4-stall horse barn with water, an enclosed workshop wired for electricity, mature trees, and plenty of room for horses, hobbies, gardening, or simply enjoying peaceful country living. Toward the back of the property is a former pond that washed out during Hurricane Michael and may offer restoration potential. Whether you're looking for a horse property, hobby farm, family retreat, or a place where memories are made for generations, this exceptional property is ready for your vision. MAJOR Price Improvement! This property will sell, now is the time to schedule your showing!

Listing Agent

Cheryl Purvines

Coldwell Banker Realty License #3352323 Listed on: 04/08/2026

Coldwell Banker Realty

Co-Listing Agent

Mark Purvines

Coldwell Banker Realty License #3573234

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,634

Year Built

  • Built in 1995

Lot Details

  • 19.2 Acre Lot
  • Property fronts a state road
  • Cross Fenced
  • Partially Fenced Property
  • Chain Link Fence
  • Private Yard
  • Property is zoned Agriculture, County, Horses Allowed, Resid Single Family, See Remarks

Parking

  • 2 Car Attached Garage
  • Oversized Parking

Home Design

  • Slab Foundation
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 3,564 Sq Ft Home
  • 3-Story Property
  • Cathedral Ceiling
  • Ceiling Fan
  • EPA Qualified Fireplace
  • Window Treatments
  • Great Room
  • Dining Room
  • Home Office
  • Sun or Florida Room

Kitchen

  • Walk-In Pantry
  • Double Oven
  • Range Hood
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Split Bedroom Floorplan
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Schools

  • See Remarks Elementary And Middle School
  • See Remarks High School

Utilities

  • Cooling Available
  • Central Heating
  • Electric Water Heater
  • Septic Tank

Additional Features

  • Covered Patio or Porch
  • Dwelling with Separate Living Area

Listing and Financial Details

  • Assessor Parcel Number 00000000-00-3156-0006

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,634

Year Built

Built in 1995

Lot Details

19.2 Acres

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 19.2
  • Lot Size: ~380'x1673'
  • Road Frontage Type: State Road
  • Road Surface Type: Paved
  • Co List Office Mls Id: ECU3
  • Co List Office Phone: 850-682-4300
  • Subdivision Name: METES & BOUNDS
  • Directions: FROM I-10 in Chipley, head south on Hwy 77 approx. 10 miles, home is on your left at 3955 Hwy 77. FROM the intersction of Hwy. 98 & Hwy. 77 in Panama City, head north on Hwy 77 approx. 34 miles, the home is on your right at 3955 Hwy. 77.
  • Architectural Style: Other
  • Carport Y N: No
  • Garage Yn: Yes
  • New Construction: No
  • Building Stories: 3
  • Year Built: 1995
  • Special Features: None
  • Stories: 3

Interior Features

  • Appliances: Dishwasher, Microwave, Double Oven, Range Hood, Refrigerator, Electric Water Heater
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: EPA Qualified Fireplace
  • Fireplace: Yes
  • Flooring: Tile, Carpet
  • Interior Amenities: Cathedral Ceiling(s), Vaulted Ceiling(s), Fireplace, Pantry, Split Bedroom, Washer/Dryer Hookup
  • Window Features: Window Treatments

Exterior Features

  • Fencing: Chain Link, Fenced Lot-Part, Cross Fenced
  • Lot Features: Aerials/Topo Availbl
  • Construction Type: Frame, Siding Vinyl
  • Exterior Features: Private Yard, Fenced Cross, Separate Living Area
  • Foundation Details: Slab
  • Other Structures: Workshop
  • Patio And Porch Features: Patio Covered, Porch
  • Property Condition: Construction Complete
  • Roof: Shingle

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Oversized
  • Total Parking Spaces: 6

Utilities

  • Cooling: Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Septic Tank

Schools

  • Elementary School: See Remarks
  • High School: See Remarks
  • Middle Or Junior School: See Remarks

Lot Info

  • Lot Size Sq Ft: 836352.0
  • Parcel #: 00000000-00-3156-0006
  • Zoning: Agriculture, County, Horses Allowed, Resid Single Family, See Remarks

Tax Info

  • Tax Annual Amount: 2634.0
  • Tax Year: 2025

Map

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Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/24/2026 07/24/26 Price Changed $645,000 -3.7% $181 / Sq Ft
07/14/2026 07/14/26 Price Changed $670,000 -0.7% $188 / Sq Ft
04/08/2026 04/08/26 For Sale $675,000 0.0% $189 / Sq Ft
03/11/2026 03/11/26 Off Market $675,000 -- --
02/28/2026 02/28/26 For Sale $675,000 -- $189 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Source: Emerald Coast Association of REALTORS®

MLS Number: 996526

Emerald Coast Association of REALTORS®
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