$351,000
SOLD JUN 27, 2025

3961 Spencer Ave Cincinnati, OH 45212

3 Beds
2 Baths
1,580 Sq Ft
3,746 Sq Ft Lot

Recently Sold

$222 Per Sq Ft

1% Below List Price

20 Days on Market

Highlights

  • City View
  • Living Room with Fireplace
  • Traditional Architecture
  • Tiered Deck
  • Marble Flooring
  • No HOA

About This Home

As of June 2025

You're going to love this stunning 3 bed, 2 bath home in desirable Norwood. The inviting front porch and thoughtful interior blend classic character with modern features! Original hardwood floors add warmth and charm, while the open living and dining areas are ideal for entertaining. Beautifully updated kitchen w/ granite countertops, plus a walk-out to a sprawling, fully-fenced backyard. Updated baths - new vanities, shower, toilets, tile and fixtures. Brand new Furnace - 2025, New membrane Roof/Skylight - 2025. Enjoy the perks of a fantastic, walkable community just minutes from Wasson Way, Rookwood Commons, Oakley Square, Hyde Park Square, and downtown Cincinnati. With curb appeal, and timeless charm don't miss this home! Easy access to I-71.

Last Agent to Sell the Property

Jordan Nicely

Coldwell Banker Realty License #2013001811 Listed on: 04/29/2025

Coldwell Banker Realty

Last Buyer's Agent

Staci Shelby

Keller Williams Seven Hills Re License #2020000870

Keller Williams Seven Hills Re

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,228

Year Built

  • Built in 1910

Lot Details

  • 3,746 Sq Ft Lot
  • Wood Fence

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Stone Foundation
  • Poured Concrete
  • Shingle Roof
  • Membrane Roofing
  • Vinyl Siding
  • Stone

Interior Spaces

  • 1,580 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Beamed Ceilings
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Vinyl Clad Windows
  • Double Hung Windows
  • Panel Doors
  • Living Room with Fireplace
  • City Views
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Galley Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher
  • Solid Wood Cabinet

Flooring

  • Wood
  • Concrete
  • Marble
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Tiered Deck
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,228

Year Built

Built in 1910

Lot Details

0

Listing Details

  • Suburb: Norwood
  • Cross Street: Williams Ave
  • Buildings: Shed
  • Land Description: Less than .5 Acre
  • Access: City Street
  • Broker Approved: Yes
  • Miscellaneous: Ceiling Fan, Recessed Lights
  • Census Tract Realist: 256.00
  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Lot Area Realist: 3746.00
  • Suburb S I C: Norwood
  • Price Per Acre: 4081395.35
  • Zoning: Residential
  • Accessibility Features: No
  • Basement Features: Concrete Floor, Unfinished, Glass Blk Wind
  • Level 1 Bathroom Type: Full
  • Level 1 Bathroom: Yes
  • Level 1 Bedroom: No
  • Dining Room Feat: Window Treatment, Wood Floor
  • Living Great Rm Dim: 17 x 11
  • Living Room Feat: Fireplace, Window Treatment, Wood Floor
  • Single Family Desc: Single Family
  • Study Lib Den Dim: 0 x 0
  • Water Heating: Gas
  • Year Built: 1910
  • Architecture: Traditional
  • Full Bathrooms: 2
  • Bedrooms: 3
  • Lot Measurement: Acres
  • Status: Sold
  • Property Subtype 1: Single Family Residence
  • Occupancy: Negotiable
  • Second Floor Area: 720
  • ADU Y/N: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Beam Ceiling, Multi Panel Doors, Natural Woodwork, Skylight
  • Bedroom 2: 13x10 Level: 2
  • Bedroom 3: 13x10 Level: 2
  • Dining Room: 15x14 Level: 1
  • Living Room: 17x11 Level: 1
  • Property Type: Residential
  • Reciprocal Listing: No
  • Semi Annual Taxes: $2614
  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range, Washer
  • Kitchen Features: Tile Floor, Galley, Walkout, Window Treatment, Wood Cabinets, Marble/Granite/Slate
  • Basement: Full
  • Bathrooms: 2.00
  • Kitchen Dim: 14 x 10
  • Levels: Two
  • Zero Selling Price: No
  • Bathroom 1: Full
  • Bathroom 2: Full
  • Bathroom 2 Level: 1
  • Laundryroom Dim: 0 x 0
  • Recreation Room Dim: 0 x 0
  • Available for Lease: No
  • Bldg Sq Ft (Realist): 1580.00
  • Windows: Double Hung, Vinyl
  • PrimaryBedroomDim: 13 x 11
  • Primary Bathrooms: Shower, Tile Floor, Tub w/Shower, Marb/Gran/Slate
  • PrimaryBedFeat: Window Treatment, Wood Floor
  • P R I M A R Y B E D R O O M: 13x11 Level: 2

Exterior Features

  • View: City
  • Fencing: Wood
  • Roof: Shingle, Membrane
  • Construction: Brick, Stone, Vinyl Siding
  • Outside Features: Porch, Tiered Deck
  • Foundation: Stone, Poured
  • Listing Price: 355000.00
  • Acres: 0.0860
  • New Construction: No

Garage/Parking

  • Garage Carport: None
  • Parking: None

Utilities

  • Gas: Natural
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Yes/No: No
  • Association: Cincinnati Area Multiple Listing Service

Schools

  • District: Norwood City SD

Green Features

  • Energy Green Features: No

Lot Info

  • Lot Size Sq Ft: 3746.00
  • Total Assessed Value: 7.00

Rental Info

  • Sub Lease: No

Tax Info

  • Tax Abatement: No

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2025
Closed on
Jun 30, 2025
Sold by
Newman Sarah Danielle and Newman Joshua T
Bought by
Deimeyer Lea Rae
Seller's Agent
Jordan Nicely
Coldwell Banker Realty
Buyer's Agent
Staci Shelby
Keller Williams Seven Hills Re
List Price
$355,000
Sold Price
$351,000
Premium/Discount to List
-$4,000
-1.13%
Views
71
Current Estimated Value
$363,402

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,402
Avg. Annual Appreciation
5.58%
Original Mortgage
$358,546
Outstanding Balance
$357,944
Interest Rate
6.89%
Mortgage Type
VA
Estimated Equity
$5,458

Purchase Details

Listed on
Mar 14, 2022
Closed on
Apr 8, 2022
Sold by
Green and Kayla
Bought by
Newman Sarah Danielle and Newman Joshua T
Seller's Agent
Tracy Jones
Comey & Shepherd
Buyer's Agent
Jordan Nicely
Coldwell Banker Realty
List Price
$269,900
Sold Price
$298,000
Premium/Discount to List
$28,100
10.41%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.22%
Original Mortgage
$252,551
Interest Rate
4.72%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 14, 2018
Closed on
Oct 26, 2018
Sold by
Jernigan Zachary Ray and Jernigan Katherine Jane
Bought by
Green Alexander and Green Kayla
Seller's Agent
Beth Silber
Coldwell Banker Realty
Buyer's Agent
Tracy Jones
Comey & Shepherd
List Price
$205,000
Sold Price
$206,000
Premium/Discount to List
$1,000
0.49%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.30%
Original Mortgage
$164,800
Interest Rate
4.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 29, 2015
Closed on
Jun 5, 2015
Sold by
Williamson Jeffrey
Bought by
Jernigan Zachary Ray and Lauterbach Katherine Jane
Seller's Agent
Jeff Williamson
OwnerLand Realty, Inc.
Buyer's Agent
Beth Silber
Coldwell Banker Realty
List Price
$149,900
Sold Price
$147,500
Premium/Discount to List
-$2,400
-1.6%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.36%
Original Mortgage
$132,750
Interest Rate
0.78%
Mortgage Type
Unknown

Purchase Details

Listed on
Jul 16, 2012
Closed on
Aug 10, 2012
Sold by
Pnc Bank National Association
Bought by
Williamson Jeffrey
Seller's Agent
Miranda Fay
OwnerLand Realty, Inc.
Buyer's Agent
Miranda Fay
OwnerLand Realty, Inc.
List Price
$40,000
Sold Price
$41,000
Premium/Discount to List
$1,000
2.5%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
58.49%
Original Mortgage
$78,000
Interest Rate
3.48%
Mortgage Type
Unknown

Purchase Details

Closed on
May 24, 2012
Sold by
Eldridge Linda J
Bought by
Pnc Bank National Association

Purchase Details

Closed on
Mar 17, 1997
Sold by
Eldridge Gary L
Bought by
Eldridge Linda J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
7.95%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $351,000 Prodigy Title
Warranty Deed $298,000 Rapier & Bowling Co Lpa
Warranty Deed $206,000 Prominent Title Agency Llc
Warranty Deed $147,500 Attorney
Warranty Deed $41,000 Attorney
Sheriffs Deed $54,000 None Available
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $358,546 VA
Previous Owner $252,551 New Conventional
Previous Owner $164,800 New Conventional
Previous Owner $132,750 Unknown
Previous Owner $78,000 Unknown
Previous Owner $60,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/27/2025 06/27/25 Sold $351,000 -1.1% $222 / Sq Ft
05/22/2025 05/22/25 Pending -- -- --
05/01/2025 05/01/25 For Sale $355,000 +19.1% $225 / Sq Ft
04/08/2022 04/08/22 Sold $298,000 +10.4% $189 / Sq Ft View Prior Sale
03/17/2022 03/17/22 Pending -- -- --
03/16/2022 03/16/22 For Sale $269,900 +31.0% $171 / Sq Ft
01/24/2019 01/24/19 Off Market $206,000 -- --
10/26/2018 10/26/18 Sold $206,000 +0.5% $130 / Sq Ft View Prior Sale
09/14/2018 09/14/18 Pending -- -- --
09/14/2018 09/14/18 For Sale $205,000 +39.0% $130 / Sq Ft
09/03/2015 09/03/15 Off Market $147,500 -- --
06/05/2015 06/05/15 Sold $147,500 -1.6% $93 / Sq Ft View Prior Sale
05/05/2015 05/05/15 Pending -- -- --
04/29/2015 04/29/15 For Sale $149,900 +265.6% $95 / Sq Ft
11/25/2012 11/25/12 Off Market $41,000 -- --
08/23/2012 08/23/12 Sold $41,000 +2.5% $26 / Sq Ft View Prior Sale
07/25/2012 07/25/12 Pending -- -- --
07/16/2012 07/16/12 For Sale $40,000 -- $25 / Sq Ft
Source: MLS of Greater Cincinnati (CincyMLS)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,383 $104,300 $20,286 $84,014
2024 $5,228 $104,300 $20,286 $84,014
2023 $5,369 $104,300 $20,286 $84,014
2022 $4,420 $72,100 $9,198 $62,902
2021 $4,304 $72,100 $9,198 $62,902
2020 $4,318 $72,100 $9,198 $62,902
2019 $3,339 $51,626 $8,068 $43,558
2018 $3,344 $51,626 $8,068 $43,558
2017 $3,149 $51,626 $8,068 $43,558
2016 $910 $14,351 $8,068 $6,283
2015 $810 $14,351 $8,068 $6,283
2014 $810 $14,351 $8,068 $6,283
2013 $801 $14,351 $8,068 $6,283
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS of Greater Cincinnati (CincyMLS)

MLS Number: 1838812

MLS of Greater Cincinnati (CincyMLS)

APN: 651-0039-0088