NOT LISTED FOR SALE

3951 Spencer Ave Cincinnati, OH 45212

Norwood Area

Estimated Value: $636,662

5 Beds
2.5 Baths
2,182 Sq Ft
$292/Sq Ft Est. Value

Sale Details

Date Sold: May 26, 2026

Last sale price $643,200 $295 Per Sq Ft

Est. 1% decrease in value since last sale

Current estimated payment $3,966 / mo

12 Days on Market

Highlights

  • Dining Room with Fireplace
  • Wood Flooring
  • No HOA
  • Traditional Architecture
  • Quartz Countertops
  • 2 Car Detached Garage

About This Home

As of May 2026

Completely transformed by Urban Modern, this stunning Norwood home blends timeless character with the ease of low maintenance living. Offering over 2,800 sq ft of finished space, this fully permitted renovation features a gorgeous new kitchen and baths, custom cabinetry and vanities, quartz counters, custom tile work, engineered hardwood throughout, plus new appliances, paint, and fixtures. 2 Decorative fireplaces on the first floor preserve the history of this beautiful home. Behind the walls, the work is done: all new interior plumbing, electrical, and HVAC including ductwork. Replacement windows and tankless water heater are less than 5 years old. The finished, insulated, conditioned 3rd floor adds incredible flexibility. Outside, enjoy newer vinyl siding, rebuilt garage with new doors/openers, partial new concrete drive, patio and fenced yard. Plus, a 10-year tax abatement in process adds major value.

Last Agent to Sell the Property

Brett Keppler

TREO REALTORS License #2007006185 Listed on: 04/01/2026

Co-Listed By

Alyssa Heter

TREO REALTORS License #2023006064

Last Buyer's Agent

Mark McGrath

Home Information Network, Inc. License #0000344295

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,466

Year Built

  • Built in 1885

Lot Details

  • 7,579 Sq Ft Lot
  • Lot Dimensions are 50 x 150
  • Privacy Fence
  • Wood Fence
  • Cleared Lot

Parking

  • 2 Car Detached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 2,182 Sq Ft Home
  • 2-Story Property
  • Woodwork
  • Ceiling height of 9 feet or more
  • Recessed Lighting
  • Chandelier
  • Non-Functioning Fireplace
  • Insulated Windows
  • Panel Doors
  • Living Room with Fireplace
  • Dining Room with Fireplace
  • 3 Fireplaces
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Eat-In Kitchen
  • Oven or Range
  • Microwave
  • Dishwasher
  • Quartz Countertops
  • Solid Wood Cabinet

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet
  • Bathtub

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Gas Water Heater

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,466

Year Built

Built in 1885

Lot Details

7,579 Sq Ft Lot

Parking

2

Listing Details

  • Suburb: Norwood
  • Cross Street: Williams Ave
  • Topography: Cleared
  • Land Description: Less than .5 Acre
  • Broker Approved: Yes
  • Miscellaneous: Recessed Lights
  • Census Tract Realist: 256.00
  • Cooling: Central Air
  • Heating: Forced Air
  • Lot Area Realist: 7579.00
  • Suburb S I C: Norwood
  • Zoning: Residential
  • Basement Features: Unfinished
  • Level 1 Bathroom Type: Partial
  • Level 1 Bathroom: Yes
  • Level 1 Bedroom: No
  • Dining Room Feat: Chandelier, Fireplace, Wood Floor
  • Living Great Rm Dim: 12 x 15
  • Living Room Feat: Fireplace, Wood Floor
  • Single Family Desc: Single Family
  • Study Lib Den Dim: 0 x 0
  • Water Heating: Gas
  • Year Built: 1885
  • Architecture: Traditional
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Bedrooms: 5
  • Directions: I-71 S to Exit 6 toward OH-561/Edwards Rd/Smith Rd Right on Williams Ave Left on Spencer Ave
  • Lot Measurement: Acres
  • Status: Sold
  • Property Subtype 1: Single Family Residence
  • Occupancy: At Closing
  • Second Floor Area: 1098
  • ADU Y/N: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: 9Ft + Ceiling, Multi Panel Doors, Natural Woodwork
  • Bedroom 2: 10x11 Level: 2
  • Bedroom 3: 12x15 Level: 2
  • Bedroom 4: 15x11 Level: 3
  • Bedroom 5: 9x8 Level: 1
  • Dining Room: 15x15 Level: 1
  • Living Room: 12x15 Level: 1
  • Recreation Room: 20x28 Level: 3
  • Property Type: Residential
  • Reciprocal Listing: No
  • Semi Annual Taxes: $2233
  • Appliances: Dishwasher, Microwave, Oven/Range
  • Kitchen Features: Quartz Counters, Eat-In, Walkout, Wood Cabinets, Wood Floor
  • Basement: Full
  • Bathrooms: 3.00
  • Kitchen Dim: 15 x 15
  • Levels: Two
  • Zero Selling Price: No
  • Bathroom 1: Full
  • Bathroom 2: Full
  • Bathroom 2 Level: 2
  • Bathroom 3: Partial
  • Bathroom 3 Level: 1
  • Laundryroom Dim: 0 x 0
  • Recreation Room Dim: 20 x 28
  • Fireplace: Inoperable
  • Fireplaces: 3
  • Available for Lease: No
  • Bldg Sq Ft (Realist): 2182.00
  • Windows: Insulated
  • PrimaryBedroomDim: 12 x 21
  • Primary Bathrooms: Shower, Tile Floor, Tub
  • PrimaryBedFeat: Bath Adjoins, Walk-in Closet, Wood Floor
  • P R I M A R Y B E D R O O M: 12x21 Level: 2

Exterior Features

  • Fencing: Privacy, Wood
  • Roof: Shingle
  • Construction: Vinyl Siding
  • Outside Features: Patio, Porch
  • Foundation: Block
  • Listing Price: 649900.00
  • Acres: 0.1740
  • New Construction: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage Carport: Garage Detached
  • Parking: Driveway

Utilities

  • Gas: Natural
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Yes/No: No
  • Association: Cincinnati Area Multiple Listing Service

Schools

  • District: Norwood City SD

Lot Info

  • Lot Dimensions: 50 x 150
  • Lot Size Sq Ft: 7579.00
  • Total Assessed Value: Of Record

Rental Info

  • Sub Lease: No

Tax Info

  • Tax Abatement: Yes

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 1, 2026
Closed on
May 20, 2026
Sold by
Larkins Ventures Llc
Bought by
Seller's Agent
Brett Keppler
TREO REALTORS
Buyer's Agent
Mark McGrath
Home Information Network, Inc.
List Price
$649,900
Sold Price
$643,200
Premium/Discount to List
-$6,700
-1.03%
Views
49
Current Estimated Value
$636,662

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,538
Avg. Annual Appreciation
-3.24%
Original Mortgage
$415,000
Outstanding Balance
$413,824
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$222,838

Purchase Details

Closed on
Jan 12, 2026
Sold by
Carmack Glenna
Bought by
Larkins Ventures Llc

Purchase Details

Closed on
Aug 2, 2010
Sold by
Carmack Terry L
Bought by
Carmack Glenna

Purchase Details

Closed on
Feb 7, 2007
Sold by
Carmack Terry L and Carmack Glenna
Bought by
Carmack Terry L and Carmack Glenna

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
6.2%
Mortgage Type
New Conventional
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Cincinnati, OH

  • Lynn Grooms Real Estate Agent - Coldwell Banker Realty, Anders

    Lynn Grooms

    Coldwell Banker Realty, Anders

    (513) 496-1203

    144 Total Sales

    4 in Norwood

    $210K - $355K Price Range

    Lynn Grooms
     Section Image
  • Roxanne Qualls Real Estate Agent - Sibcy Cline, Inc.

    Roxanne Qualls

    Responds Quickly

    Sibcy Cline, Inc.

    (513) 586-3468

    107 Total Sales

    2 in Norwood

    $262K - $450K Price Range

    Roxanne Qualls
     Section Image
  • Mike Wright Real Estate Agent - Hoeting, Realtors

    Mike Wright

    Hoeting, Realtors

    (513) 440-2953

    153 Total Sales

    1 in Norwood

    $440,000 Price

    Mike Wright
     Section Image
  • Catie VanDerVelde Real Estate Agent - Comey & Shepherd

    Catie VanDerVelde

    Comey & Shepherd

    (513) 866-7248

    89 Total Sales

    1 in Norwood

    $164,000 Price

    Catie VanDerVelde
     Section Image
  • Bruce Koehler Real Estate Agent - Comey & Shepherd

    Bruce Koehler

    Comey & Shepherd

    (513) 854-2209

    38 Total Sales

    3 in Norwood

    $120K - $133K Price Range

    Bruce Koehler
     Section Image
  • Matt Collins Real Estate Agent - eXp Realty

    Matt Collins

    eXp Realty

    (937) 582-8104

    285 Total Sales

    3 in Norwood

    $260K - $475K Price Range

    Matt Collins
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$345,000 None Listed On Document
Carmack Glenna -- Attorney
Carmack Terry L -- Dba Nations Lending Svc Ohio
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $126,000
Previous Owner Carmack Glenna $148,419
Previous Owner Carmack Terry L $150,000
Previous Owner Carmack Glenna J $137,600
Previous Owner Carmack Glenna $30,000
Previous Owner Carmack Terry L $24,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
05/26/2026 05/26/26 Sold $643,200 -1.0% $295 / Sq Ft
04/13/2026 04/13/26 Pending -- -- --
04/01/2026 04/01/26 For Sale $649,900 -- $298 / Sq Ft
Source: MLS of Greater Cincinnati (CincyMLS)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,467 $86,328 $29,383 $56,945
2023 $4,456 $86,328 $29,383 $56,945
2022 $3,573 $58,128 $13,321 $44,807
2021 $3,472 $58,128 $13,321 $44,807
2020 $3,482 $58,128 $13,321 $44,807
2019 $3,303 $50,992 $11,687 $39,305
2018 $3,307 $50,992 $11,687 $39,305
2017 $3,119 $50,992 $11,687 $39,305
2016 $3,396 $53,561 $11,687 $41,874
2015 $3,026 $53,561 $11,687 $41,874
2014 $3,018 $53,561 $11,687 $41,874
2013 $2,986 $53,561 $11,687 $41,874
Source: Public Records

Agents Affiliated with this Home

  • BK

    Seller's Agent in 2026

    Brett Keppler

    TREO REALTORS

    Section Image

  • AH

    Seller Co-Listing Agent in 2026

    Alyssa Heter

    TREO REALTORS

    (513) 535-8368

    73 Total Sales

    Alyssa Heter
    Section Image
  • Mark McGrath Real Estate Agent - Home Information Network, Inc.

    Buyer's Agent in 2026

    Mark McGrath

    Home Information Network, Inc.

    (513) 623-3153

    95 Total Sales

    Mark McGrath
    Section Image
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Map

Source: MLS of Greater Cincinnati (CincyMLS)

MLS Number: 1873515

MLS of Greater Cincinnati (CincyMLS)

APN: 651-0039-0091

Ohio Hamilton County Cincinnati 45212

3951 Spencer Ave, Cincinnati, OH

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Information is deemed reliable but not guaranteed.
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Copyright 2026, MLS of Greater Cincinnati, Inc. All rights reserved

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