Seller's Agent in 2025
Robert Payne
RE/MAX Advantage Realty
(443) 783-0821
8 in this area
209 Total Sales
3963 Oyster Shell Ln Bivalve, MD 21814
3
Beds
2
Baths
1,960
Sq Ft
0.94
Acres
Highlights
- Water Oriented
- Open Floorplan
- Wood Flooring
- River View
- Coastal Architecture
- 2-minute walk to Bivalve Wharf
About This Home
As of November 2025Welcome to 3963 Oyster Shell Lane. Situated with amazing views of the Nanticoke River near the mouth of the Chesapeake Bay, this beauty is a rare find.. At 1960 sf this 3 bedroom 2 bath gem sits at 10 ft of elevation allowing you to enjoy these amazing views while greatly reducing costly flood insurance. From the moment you step through the doors into the oversized foyer, you're sure to fall in love with the wide Pine Hardwood flooring and the open layout, The Living Room is spacious, The Kitchen features SS Appliances. Great for both entertaining and day to day living. The sunroom has been converted to a 4-season room to expand the living area on the first floor. Step out into the screened in porch to enjoy a little quiet time with your favorite beverage. Upstairs you find three ample sized bedrooms, one of which has a covered balcony to take in those amazing Westside Sunsets. There is a bathroom on each floor as well as a large mudroom. The well-manicured yard adds to the curb appeal and the oversized back and side yards are perfect for outdoor entertaining. The solar panels are owned and greatly reduce the electric bills no lease payments to make. As an added bonus there is an outbuilding set up with electric and internet that was used as a home office. Just minutes from two harbors, three sandy beaches and two wharfs, you can enjoy all types of water related activities in a flash. Professional photography and enhanced descriptions will be coming soon.
Last Agent to Sell the Property
(443) 783-0821 rob.payneteam@gmail.com RE/MAX Advantage Realty Listed on: 10/03/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,898
Year Built
- Built in 2013
Lot Details
- 0.94 Acre Lot
- Cleared Lot
- Back, Front, and Side Yard
- Property is zoned AR
Home Design
- Coastal Architecture
- Block Foundation
- Metal Roof
- Stick Built Home
Interior Spaces
- 1,960 Sq Ft Home
- Property has 2 Levels
- Open Floorplan
- Mud Room
- Combination Kitchen and Dining Room
- River Views
- Crawl Space
Kitchen
- Stove
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Parking
- 4 Parking Spaces
- 4 Driveway Spaces
- Stone Driveway
- Off-Street Parking
Outdoor Features
- Water Oriented
- River Nearby
- Multiple Balconies
- Screened Patio
- Porch
Utilities
- Ductless Heating Or Cooling System
- Forced Air Heating System
- Wall Furnace
- Well
- Electric Water Heater
- Septic Tank
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 2312013388
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 3, 2025
Closed on
Nov 13, 2025
Sold by
Daquila Donald Francesco
Bought by
Fleetwood Mark D and Fleetwood Michael R
Seller's Agent
Robert Payne
RE/MAX Advantage Realty
Buyer's Agent
Amanda Tingle
Coldwell Banker Realty
List Price
$415,000
Sold Price
$400,000
Premium/Discount to List
-$15,000
-3.61%
Views
72
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.31%
Original Mortgage
$392,755
Outstanding Balance
$392,755
Interest Rate
6.3%
Mortgage Type
FHA
Estimated Equity
$5,837
Purchase Details
Closed on
Mar 28, 2013
Sold by
Downes Robert L and Downes Ona Charleen
Bought by
Daquila Donald Francesco
Purchase Details
Closed on
Jun 22, 2007
Sold by
Downes Robert L
Bought by
Downes Robert L
Purchase Details
Closed on
Jun 20, 2007
Sold by
Downes Robert L
Bought by
Downes Robert L
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $400,000 | Bright Title And Settlement | |
| Gift Deed | -- | None Available | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $392,755 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/13/2025 11/13/25 | Sold | $400,000 | +1.3% | $204 / Sq Ft |
| 10/14/2025 10/14/25 | Price Changed | $395,000 | -4.8% | $202 / Sq Ft |
| 10/03/2025 10/03/25 | For Sale | $415,000 | -- | $212 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,958 | $220,600 | $0 | $0 |
| 2024 | $1,958 | $198,000 | $0 | $0 |
| 2023 | $1,750 | $175,400 | $32,200 | $143,200 |
| 2022 | $1,832 | $173,900 | $0 | $0 |
| 2021 | $1,822 | $172,400 | $0 | $0 |
| 2020 | $1,823 | $170,900 | $32,200 | $138,700 |
| 2019 | $1,847 | $170,733 | $0 | $0 |
| 2018 | $1,854 | $170,567 | $0 | $0 |
| 2017 | $1,852 | $170,400 | $0 | $0 |
| 2016 | -- | $170,400 | $0 | $0 |
| 2015 | $587 | $170,400 | $0 | $0 |
| 2014 | $587 | $198,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Robert Payne
-
Amanda Tingle
Buyer's Agent in 2025
Amanda Tingle
Coldwell Banker Realty
(443) 944-6042
1 in this area
196 Total Sales
Map
Source: Bright MLS
MLS Number: MDWC2019906
APN: 12-013388
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