$855,000
SOLD JUL 30, 2025

3968 Prospect Rd Street, MD 21154

5 Beds
2.5 Baths
3,726 Sq Ft
4.75 Acres

Recently Sold

$229 Per Sq Ft

1% Above List Price

10 Days on Market

Highlights

  • In Ground Pool
  • Waterfall on Lot
  • Colonial Architecture
  • North Harford Elementary School Rated A-
  • Open Floorplan
  • Deck

About This Home

As of July 2025

Welcome to your dream home! A beautifully custom-built house nestled on nearly 5 acres of peace and serenity in Street. This 4–5 bedroom, 2.5 bath home offers the perfect blend of luxury and country charm. Step inside to find a thoughtfully designed layout featuring a spacious living room, formal dining room, and a dramatic two-story family room with a cozy wood-burning stove, seamlessly connected to a large, open kitchen. A versatile bonus room on the main level can be used as a fifth bedroom or a private home office. Elegant hardwood floors, crown molding, and striking Palladian windows add custom touches throughout the home. Upstairs, you'll find an airy overlook into the family room, a generous primary ensuite, three additional bedrooms, a full bath, and a convenient upper-level laundry room. The finished lower level is built for entertaining, complete with a custom bar equipped with a beverage fridge, recreation/family area, and a separate room ideal for a gym or hobby space.

Step outside and enjoy the incredible covered porch with infrared heaters, perfect for relaxing while overlooking your private in-ground pool and expansive property. To the side, a tranquil fish pond with a waterfall adds to the peaceful atmosphere.

Car enthusiasts or hobbyists will appreciate the attached 2-car garage plus a detached 2-car garage, ideal for a workshop. Best of all, no HOA restrictions mean you have the freedom to truly make this property your own. With stunning views of rolling pastures and horses, you may never want to leave. Horses are welcome!

Last Agent to Sell the Property

Karen Gilmer

(410) 322-9554 karengilmerhomes@gmail.com Berkshire Hathaway HomeServices PenFed Realty Listed on: 06/06/2025

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Daniel McGhee

(410) 652-6003 danielmcgh@gmail.com Homeowners Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,443

Year Built

  • Built in 1996

Lot Details

  • 4.75 Acre Lot
  • Extensive Hardscape
  • Private Lot
  • Premium Lot
  • Backs to Trees or Woods
  • Property is in excellent condition
  • Property is zoned AG

Parking

  • 4 Garage Spaces | 2 Attached and 2 Detached
  • Front Facing Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Brick Front
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Chair Railings
  • Crown Molding
  • Two Story Ceilings
  • Ceiling Fan
  • Wood Burning Stove
  • Fireplace Mantel
  • Window Treatments
  • Entrance Foyer
  • Family Room
  • Combination Kitchen and Living
  • Dining Room
  • Game Room
  • Home Gym

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Laundry on upper level
  • Front Loading Dryer
  • Front Loading Washer

Partially Finished Basement

  • Heated Basement
  • Walk-Out Basement

Outdoor Features

  • In Ground Pool
  • Deck
  • Waterfall on Lot
  • Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater
  • On Site Septic
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 1305055458

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,443

Year Built

Built in 1996

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Expected On Market: 6/6/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 1996
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer - Front Loading, Exhaust Fan, Microwave, Oven/Range - Electric, Refrigerator, Washer - Front Loading
  • Flooring Type: Carpet, Hardwood, Ceramic Tile
  • Interior Amenities: Breakfast Area, Combination Kitchen/Living, Kitchen - Island, Dining Area, Primary Bath(s), Chair Railings, Crown Moldings, Window Treatments, Stove - Wood, Wood Floors, Whirlpool/Hottub, Floor Plan - Open
  • Fireplace Features: Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: 2 Story Ceilings
  • Foundation Details: Concrete Perimeter
  • Levels Count: 3
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Game Room, Family Room, Foyer, Exercise Room, Laundry
  • Basement: Yes
  • Basement Type: Partially Finished, Walkout Stairs, Heated
  • Laundry Type: Upper Floor
  • Total Sq Ft: 3726
  • Living Area Sq Ft: 3726
  • Price Per Sq Ft: 258.33
  • Above Grade Finished Sq Ft: 3290
  • Below Grade Finished Sq Ft: 436
  • Total Below Grade Sq Ft: 436
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Brick Front, Vinyl Siding
  • Exterior Features: Extensive Hardscape, Water Falls
  • Pool Features: In Ground
  • Roof: Asphalt
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Personal
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 4.00
  • Garage: Yes
  • Garage Features: Garage Door Opener, Garage - Side Entry, Garage - Front Entry
  • Attached Garage Spaces: 2
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Attached Garage, Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Oil, Wood
  • Heating Type: Forced Air, Wood Burn Stove
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Cable Tv Available
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Lot Info

  • Lot Features: Backs To Trees, Premium, Private
  • Lot Size Acres: 4.75
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 206910.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Zoning: AG
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5443.00
  • Assessor Parcel Number: 1305055458
  • Tax Lot: 5
  • Tax Year: 2025

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 6, 2025
Closed on
Jul 30, 2025
Sold by
Durand John S and Durand Martha W
Bought by
Nevins Lauren and Switzer Gerald
Seller's Agent
Karen Gilmer
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Daniel McGhee
Homeowners Real Estate
List Price
$849,900
Sold Price
$855,000
Premium/Discount to List
$5,100
0.6%
Views
171
Current Estimated Value
$850,419

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,581
Avg. Annual Appreciation
-1.27%
Original Mortgage
$553,520
Outstanding Balance
$553,036
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
$297,383

Purchase Details

Closed on
Dec 28, 2010
Sold by
Brewer Robert
Bought by
Durand John S and Durand Martha W

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
4.17%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 15, 1996
Sold by
Evans Margaret
Bought by
Brewer Robert and Brewer Diana
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $855,000 First American Title
Deed $855,000 First American Title
Deed $515,000 --
Deed $56,500 --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $553,520 FHA
Closed $553,520 FHA
Previous Owner $315,000 New Conventional
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/30/2025 07/30/25 Sold $855,000 +0.6% $229 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
06/06/2025 06/06/25 For Sale $849,900 -- $228 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,503 $540,367 $0 $0
2024 $5,503 $499,400 $128,700 $370,700
2023 $5,337 $484,133 $0 $0
2022 $5,170 $468,867 $0 $0
2021 $5,215 $453,600 $128,700 $324,900
2020 $5,215 $446,700 $0 $0
2019 $5,135 $439,800 $0 $0
2018 $5,011 $432,900 $138,700 $294,200
2017 $4,962 $432,900 $0 $0
2016 -- $424,433 $0 $0
2015 $5,515 $420,200 $0 $0
2014 $5,515 $420,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2042880

Bright MLS

APN: 05-055458