$405,000
SOLD JUL 31, 2025

3969 Southern Vista Loop St. Cloud, FL 34769

Canoe Creek Neighborhood
4 Beds
3 Baths
2,106 Sq Ft
5,663 Sq Ft Lot

Recently Sold

$192 Per Sq Ft

1% Below List Price

123 Days on Market

Highlights

  • 40 Feet of Pond Waterfront
  • Open Floorplan
  • Great Room
  • Pond View
  • Main Floor Primary Bedroom
  • Stone Countertops

About This Home

As of July 2025

Beautiful Waterfront, 4 bedroom, 3 bath home Just off the turnpike South of St Cloud. The TV wall is just remodeled. first floor is open
concept all tile, with huge family room, dining, and open to the Kitchen. Slider door to a large covered patio with amazing water views. Kitchen
cabinets mocha colored with light cream stone counters accented with all Stainless steel appliances. Sink in island with breakfast bar and huge
walk in pantry. Full laundry room, master bedroom and 3 more side bedrooms all first floor. Master bedroom has large closet, dual sinks in
bathroom, walk in shower, and separate toilet room. Hall bath separates bedroom 2 and 3. 4th bedroom as at the front which can be a great use
as a bedroom, office, playroom, etc... Estates at Southern Pines is a very nice quiet community with just a few miles to enter the turnpike for
quick access anywhere

Last Agent to Sell the Property

Chun Cai

SPRING REALTY ONE LLC License #3515489 Listed on: 02/22/2025

Last Buyer's Agent

Miriam Rogacheski

THE FLORIDA LOUNGE REALTY LLC License #3383162

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,482

Year Built

  • Built in 2022

Lot Details

  • 5,663 Sq Ft Lot
  • 40 Feet of Pond Waterfront
  • Northwest Facing Home
  • Irrigation Equipment

HOA Fees

  • $105 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Slab Foundation
  • Frame Construction
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,106 Sq Ft Home
  • Open Floorplan
  • Blinds
  • Sliding Doors
  • Great Room
  • Family Room Off Kitchen
  • Living Room
  • Dining Room
  • Pond Views
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Stone Countertops
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Michigan Avenue Elementary School
  • St. Cloud Middle School
  • St. Cloud High School

Additional Features

  • Covered Patio or Porch
  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • Amanda Lee Association, Phone Number (407) 960-4872
  • Built by Taylor Morrison
  • Estates At Southern Vista Pines Subdivision, Magnolia Floorplan

Recreation

  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,482

Year Built

Built in 2022

Lot Details

5,663 Sq Ft Lot

HOA Fees

$105 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco, Frame
  • Fireplace: No
  • Living Area: 2106
  • Lot Size Acres: 0.13
  • New Construction: No
  • Year Built: 2022
  • Building Area Total: 2736
  • Lot Size Sq Ft: 5663
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 254.18
  • Escrow City: Celebbration
  • Escrow State: FL
  • Escrow Street Name: Celebration Ave #150
  • Minimum Lease: 1-2 Years
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 192.31
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 3
  • Interior Amenities: Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 4
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Spa Yn: No
  • Window Features: Blinds
  • Additional Rooms: Great Room
  • Living Area Meters: 195.65

Exterior Features

  • Direction Faces: Northwest
  • Pool Features: Other
  • Exterior Features: Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Patio
  • Road Surface Type: Paved
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 40
  • Water Frontage Feet Pond: 40

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Public
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Playground, Pool, Sidewalks
  • Association Amenities: Playground, Pool
  • Association Fee: 315
  • Association Fee Frequency: Quarterly
  • Association Name: Amanda Lee
  • Phone: (407) 960-4872
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to verify with HOA
  • Association Fee Requirement: Required
  • Max Pet Weight: 60
  • Association Email: alee@sovereign-jacobs.com
  • Management: Full Time

Fee Information

  • Total Annual Fees: 1260.00
  • Total Monthly Fees: 105.00
  • Monthly HOA Amount: 105.00

Schools

  • Elementary School: Michigan Avenue Elem (K 5)
  • High School: St. Cloud High School
  • Middle Or Junior School: St. Cloud Middle (6-8)

Lot Info

  • Zoning: RESI
  • Parcel Number: 13-26-30-0664-0001-0200
  • Additional Parcels: No
  • Lot Features: Paved
  • Property Attached Yn: No
  • Flood Zone Code: X

Building Info

  • Builder Name: Taylor Morrison

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Buyer to verify with HOA

Tax Info

  • Tax Annual Amount: 6482
  • Tax Block: 0001
  • Tax Book Number: 0664
  • Tax Lot: 0200

Multi Family

  • Waterfront Features: Pond
  • Approval Process: Buyer to verify with HOA

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 22, 2025
Closed on
Jul 29, 2025
Sold by
Zhu Aihua
Bought by
Henrique Definardi Cesar and Borges Marchiori Nathalia
Seller's Agent
Chun Cai
SPRING REALTY ONE LLC
Buyer's Agent
Miriam Rogacheski
THE FLORIDA LOUNGE REALTY LLC
List Price
$409,000
Sold Price
$405,000
Premium/Discount to List
-$4,000
-0.98%
Views
82
Current Estimated Value
$407,596

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,596
Avg. Annual Appreciation
2.50%
Original Mortgage
$384,750
Outstanding Balance
$384,423
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$26,920

Purchase Details

Listed on
Dec 28, 2022
Closed on
Dec 16, 2022
Sold by
Taylor Morrison Of Florida Inc
Bought by
Zhu Aihua
Seller's Agent
Bryce Rysewyk
CFL PROPERTIES PLUS LLC
Buyer's Agent
Bryce Rysewyk
CFL PROPERTIES PLUS LLC
Sold Price
$2,190
Views
6
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $405,000 Stewart Title Company
Special Warranty Deed $443,000 Inspired Title
Special Warranty Deed $443,000 Inspired Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $384,750 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/31/2025 07/31/25 Sold $405,000 0.0% $192 / Sq Ft
06/25/2025 06/25/25 Pending -- -- --
06/19/2025 06/19/25 Price Changed $405,000 -1.0% $192 / Sq Ft
06/04/2025 06/04/25 Price Changed $409,000 -0.7% $194 / Sq Ft
05/29/2025 05/29/25 Price Changed $412,000 -0.7% $196 / Sq Ft
05/24/2025 05/24/25 Price Changed $415,000 -2.4% $197 / Sq Ft
05/21/2025 05/21/25 Price Changed $425,000 +4.2% $202 / Sq Ft
05/13/2025 05/13/25 Price Changed $408,000 -0.2% $194 / Sq Ft
05/13/2025 05/13/25 For Sale $409,000 0.0% $194 / Sq Ft
05/08/2025 05/08/25 Pending -- -- --
04/30/2025 04/30/25 Price Changed $409,000 -2.4% $194 / Sq Ft
04/19/2025 04/19/25 Price Changed $419,000 -2.3% $199 / Sq Ft
04/13/2025 04/13/25 Price Changed $429,000 -0.9% $204 / Sq Ft
04/03/2025 04/03/25 Price Changed $433,000 -1.1% $206 / Sq Ft
03/16/2025 03/16/25 Price Changed $438,000 -2.2% $208 / Sq Ft
02/28/2025 02/28/25 Price Changed $448,000 -2.2% $213 / Sq Ft
02/22/2025 02/22/25 For Sale $458,000 0.0% $217 / Sq Ft
02/01/2023 02/01/23 Rented $2,190 0.0% --
01/28/2023 01/28/23 Under Contract -- -- --
01/23/2023 01/23/23 Price Changed $2,190 -4.4% $1 / Sq Ft
01/19/2023 01/19/23 Price Changed $2,290 -4.6% $1 / Sq Ft
01/13/2023 01/13/23 Price Changed $2,400 -1.0% $1 / Sq Ft
01/12/2023 01/12/23 Price Changed $2,425 -4.9% $1 / Sq Ft
12/28/2022 12/28/22 For Rent $2,550 -- --
Source: Stellar MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,726 $366,600 $75,000 $291,600
2024 $6,482 $376,600 $70,000 $306,600
2023 $6,482 $359,900 $60,000 $299,900
2022 $811 $45,000 $45,000 $0
2021 $461 $25,000 $25,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: O6282534

Stellar MLS

APN: 13-26-30-0664-0001-0200

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