L
Seller's Agent in 2025
Lillian Titus
Magnolia Real Estate
(314) 369-6745
6 in this area
103 Total Sales
Last list price
397 Montclair Tower Dr Saint Charles, MO 63303
3
Beds
3.5
Baths
1,674
Sq Ft
2,274
Sq Ft Lot
Highlights
- 1 Car Attached Garage
- Brick Veneer
- Gas Fireplace
- Harvest Ridge Elementary School Rated A
- Central Air
About This Home
As of December 2025Step into style and comfort with this beautifully updated 3-bedroom 3.5 bath town home in the desirable Montclair subdivision! From the inviting covered front porch to the peaceful back patio overlooking common ground, this home is made for easy living and entertaining. The bright, open floor plan features modern finishes throughout. The updated kitchen flows seamlessly into the dining area and living room with gas fireplace. Upstairs you'll find comfortable bedrooms including a primary suite with private bath and walk in closet. The finished lower level adds even more living space - perfect for a rec room, office or guest area complete with a full bathroom. Enjoy the convenience of an attached 1-car garage, low-maintenance living and a fantastic location close to shopping, dining and highways. This one checks all the boxes - updated, move-in ready and priced to sell! Don't wait - homes like this don't last long! Listing agent has an interest in the property
Last Agent to Sell the Property
Magnolia Real Estate License #2016040410 Listed on: 10/22/2025
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $2,467
Year Built
- Built in 2003
Lot Details
- 2,274 Sq Ft Lot
HOA Fees
- $130 Monthly HOA Fees
Parking
- 1 Car Attached Garage
Home Design
- Brick Veneer
- Vinyl Siding
Interior Spaces
- 1,674 Sq Ft Home
- 2-Story Property
- Gas Fireplace
Bedrooms and Bathrooms
- 3 Bedrooms
Partially Finished Basement
- Basement Ceilings are 8 Feet High
- Sump Pump
- Finished Basement Bathroom
- Basement Storage
Schools
- Harvest Ridge Elem. Elementary School
- Barnwell Middle School
- Francis Howell North High School
Utilities
- Central Air
- Natural Gas Connected
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 3-0162-9436-04-012A.0000000
Community Details
Overview
- Enclave At Montclair Association
Amenities
- Common Area
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 22, 2025
Closed on
Dec 30, 2025
Sold by
Patriot Investment Group Llc
Bought by
Draper Amber
Seller's Agent
Lillian Titus
Magnolia Real Estate
Buyer's Agent
Adrianna Cast
Jason Mitchell Real Estate Missouri, LLC
List Price
$249,900
Views
100
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-2.34%
Original Mortgage
$249,290
Outstanding Balance
$248,815
Interest Rate
6.24%
Mortgage Type
New Conventional
Estimated Equity
$6,670
Purchase Details
Listed on
Oct 22, 2025
Closed on
Dec 22, 2025
Sold by
Patriot Investment Group Llc
Bought by
Draper Amber
Seller's Agent
Lillian Titus
Magnolia Real Estate
Buyer's Agent
Adrianna Cast
Jason Mitchell Real Estate Missouri, LLC
List Price
$249,900
Views
100
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$249,290
Outstanding Balance
$248,815
Interest Rate
6.24%
Mortgage Type
New Conventional
Estimated Equity
$6,670
Purchase Details
Closed on
Jul 28, 2025
Sold by
Mchugh Nancy
Bought by
Patriot Investment Group Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$169,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 16, 2016
Sold by
Mchugh John G
Bought by
Mchugh Nancy
Purchase Details
Closed on
Jan 8, 2008
Sold by
Riebeling Chad A and Riebeling Lisa H
Bought by
Mchugh John G and Mchugh Nancy M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,283
Interest Rate
6.07%
Mortgage Type
FHA
Purchase Details
Closed on
Oct 20, 2004
Sold by
Riebeling Chad and Riebeling Lisa
Bought by
Riebeling Chad A and Riebeling Lisa H
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,000
Interest Rate
5.37%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 12, 2004
Sold by
Fischer & Frichtel Inc
Bought by
Riebeling Chad and Riebeling Lisa
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$161,911
Interest Rate
5.38%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | True Title Company | |
| Warranty Deed | -- | True Title Company | |
| Warranty Deed | -- | True Title Company | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $169,900 | Ust | |
| Interfamily Deed Transfer | -- | -- | |
| Warranty Deed | -- | Ust |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $249,290 | New Conventional | |
| Closed | $249,290 | New Conventional | |
| Previous Owner | $169,000 | New Conventional | |
| Previous Owner | $161,283 | FHA | |
| Previous Owner | $132,000 | New Conventional | |
| Previous Owner | $161,911 | Purchase Money Mortgage | |
| Closed | $33,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/23/2025 12/23/25 | Sold | -- | -- | -- |
| 11/04/2025 11/04/25 | Pending | -- | -- | -- |
| 10/30/2025 10/30/25 | For Sale | $249,900 | 0.0% | $149 / Sq Ft |
| 10/24/2025 10/24/25 | Pending | -- | -- | -- |
| 10/22/2025 10/22/25 | For Sale | $249,900 | -- | $149 / Sq Ft |
Source: MARIS MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,467 | $45,725 | -- | -- |
| 2023 | $2,466 | $41,420 | $0 | $0 |
| 2022 | $2,112 | $32,949 | $0 | $0 |
| 2021 | $2,114 | $32,949 | $0 | $0 |
| 2020 | $1,968 | $29,474 | $0 | $0 |
| 2019 | $1,959 | $29,474 | $0 | $0 |
| 2018 | $1,851 | $26,370 | $0 | $0 |
| 2017 | $1,824 | $26,370 | $0 | $0 |
| 2016 | $1,806 | $25,153 | $0 | $0 |
| 2015 | $1,802 | $25,153 | $0 | $0 |
| 2014 | $1,966 | $26,670 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lillian Titus
-
Adrianna Cast
A
Buyer's Agent in 2025
Adrianna Cast
Jason Mitchell Real Estate Missouri, LLC
(702) 419-7111
1 in this area
16 Total Sales
Map
Source: MARIS MLS
MLS Number: MIS25070976
APN: 3-0162-9436-04-012A.0000000
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Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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