NOT LISTED FOR SALE

397 Mountaintop Rd Mc Henry, MD 21541

Estimated Value: $913,666 - $1,245,000

5 Beds
3.5 Baths
3,083 Sq Ft
$368/Sq Ft Est. Value

Last Sold June 19, 2015

Last sale price $560,000 $182 Per Sq Ft

Est. 102% increase in value since last sale

Current estimated payment $6,855/month

Highlights

  • Water Views
  • Home fronts navigable water
  • Fishing Allowed
  • Accident Elementary School Rated 9+
  • Canoe or Kayak Water Access
  • Gated Community

About This Home

As of June 2015

Custom home in the Deep Creek Highlands community, which offers walking trails, swimming pool, club house, tennis and a playground. This home has seasonal views of Deep Creek Lake and the surrounding mountains. The 5 bedrooms, 3.5 baths make this an ideal home for a family or vacation getaway. Enjoy the seclusion in a gated community while being minutes from everything Deep Creek has to offer.

Last Agent to Sell the Property

Betsy Spiker Holcomb

(301) 616-5022 betsy@deepcreeksales.com Taylor Made Deep Creek Vacations & Sales License #518606 Listed on: 04/28/2015

Last Buyer's Agent

Melissa Long

melissa.long@coldwellbanker.com Coldwell Banker Deep Creek Realty License #MRIS:3032332

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,892

Year Built

  • Built in 2006

Lot Details

  • 0.57 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • No Through Street
  • The property's topography is moderate slope
  • Backs to Trees or Woods
  • Property is in very good condition
  • Property is zoned LR

HOA Fees

  • $65 Monthly HOA Fees

Parking

  • 2 Car Detached Garage
  • Off-Street Parking

Property Views

  • Water
  • Mountain

Home Design

  • Contemporary Architecture
  • Bump-Outs
  • Fiberglass Roof
  • Wood Siding
  • Stone Siding

Interior Spaces

  • 3,083 Sq Ft Home
  • Property has 3 Levels
  • Open Floorplan
  • Beamed Ceilings
  • Wood Ceilings
  • Cathedral Ceiling
  • 2 Fireplaces
  • Fireplace Mantel
  • Sliding Doors
  • Six Panel Doors
  • Mud Room
  • Family Room
  • Living Room
  • Combination Kitchen and Dining Room
  • Wood Flooring

Kitchen

  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom
  • En-Suite Primary Bedroom
  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Connecting Stairway
  • Exterior Basement Entry

Home Security

  • Home Security System
  • Security Gate

Outdoor Features

  • Canoe or Kayak Water Access
  • Property is near a lake
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Shared Waterfront
  • Balcony
  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Utilizes Bottled Gas
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 89
  • Assessor Parcel Number 1218075113

Community Details

Overview

  • Association fees include pool(s), road maintenance, snow removal, security gate
  • Built by SWR LLC
  • Deep Creek Highlands Subdivision

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool
  • Fishing Allowed
  • Jogging Path

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,892

Year Built

Built in 2006

Lot Details

0

HOA Fees

$65 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Year Built: 2006
  • Remarks Public: Custom home in the Deep Creek Highlands community, which offers walking trails, swimming pool, club house, tennis and a playground. This home has seasonal views of Deep Creek Lake and the surrounding mountains. The 5 bedrooms, 3.5 baths make this an ideal home for a family or vacation getaway. Enjoy the seclusion in a gated community while being minutes from everything Deep Creek has to offer.
  • Special Assessment Payment: Annually
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Disposal, Dishwasher, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Washer, Dryer
  • Interior Amenities: Combination Kitchen/Dining, Entry Level Bedroom, Primary Bath(s), Wood Floors, Floor Plan - Open
  • Fireplace Features: Mantel(s)
  • Fireplaces Count: 2
  • Fireplace: Yes
  • Door Features: Six Panel, Sliding Glass
  • Wall Ceiling Types: Dry Wall, Cathedral Ceilings, Wood Ceilings, Beamed Ceilings
  • Entry Location: Foyer
  • Levels Count: 3+
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Mud Room
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Fully Finished
  • Living Area Units: Square Feet
  • Total Sq Ft: 3083
  • Living Area Sq Ft: 3083
  • Price Per Sq Ft: 194.29
  • Above Grade Finished Sq Ft: 3083
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 397

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 1
  • Lower Level Bedroom: 2
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Wood Siding, Stone
  • Construction Completed: No
  • Exterior Features: Bump-Outs
  • Road Surface Type: Paved
  • Roof: Fiberglass
  • View: Water, Mountain
  • Water Access Features: Sail, Limited Hours Of Personal Watercraft Operation (PWC), Fishing Allowed, Canoe/Kayak, Boat - Powered, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: DEEP CREEK LAKE
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Garage
  • Number Of Detached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street, Detached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Bottled Gas/Propane
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security Gate, Security System
  • Sewer/Septic System: Public Sewer
  • Utilities: Cable Tv Available
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 775.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Club House, Gated Community, Jog/Walk Path, Picnic Area, Pool - Outdoor, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Pool(s), Road Maintenance, Snow Removal, Security Gate
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: GARRETT COUNTY PUBLIC SCHOOLS
  • School District Key: 121139907558

Lot Info

  • Improvement Assessed Value: 360100.00
  • Land Assessed Value: 110000.00
  • Lot Features: Landscaping, Backs To Trees, No Thru Street
  • Lot Size Acres: 0.57
  • Lot Size Area: 25000
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 25000.00
  • Outdoor Living Structures: Porch(es), Deck(s), Balcony
  • Property Condition: Very Good
  • Topography: Moderate Slope
  • Year Assessed: 2015
  • Zoning: LR

Building Info

  • Builder Name: SWR LLC

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15669186
  • Tax Annual Amount: 6891.81
  • Assessor Parcel Number: 1218075113
  • Tax Lot: 89
  • Tax Page Number: 20
  • Tax Total Finished Sq Ft: 1852
  • County Tax Payment Frequency: Annually
  • Tax Year: 2014
  • Close Date: 06/19/2015

Multi Family

  • Dock Slip Conveyance: None Available
  • Waterfront Features: Shared

MLS Schools

  • School District Name: GARRETT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 28, 2015
Closed on
Jun 12, 2015
Sold by
Severe David P and Severe Sandra
Bought by
Hrivnak Bret A and Borchert Lisa M
Seller's Agent
Betsy Spiker Holcomb
Taylor Made Deep Creek Vacations & Sales
Buyer's Agent
Melissa Long
Coldwell Banker Deep Creek Realty
List Price
$599,000
Sold Price
$560,000
Premium/Discount to List
-$39,000
-6.51%
Current Estimated Value
$1,133,167

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$573,167
Avg. Annual Appreciation
7.08%
Original Mortgage
$417,000
Outstanding Balance
$323,897
Interest Rate
3.83%
Mortgage Type
New Conventional
Estimated Equity
$809,270

Purchase Details

Closed on
Apr 3, 2007
Sold by
D C Development Llc
Bought by
Severe David P and Severe Sandra

Purchase Details

Closed on
Mar 29, 2007
Sold by
D C Development Llc
Bought by
Severe David P and Severe Sandra
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hrivnak Bret A $560,000 Sage Title Group Llc
Severe David P $750,000 --
Severe David P $750,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hrivnak Bret A $417,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/19/2015 06/19/15 Sold $560,000 -6.5% $182 / Sq Ft
05/06/2015 05/06/15 Pending -- -- --
04/28/2015 04/28/15 For Sale $599,000 -- $194 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,094 $709,367 $0 $0
2024 $8,362 $629,633 $0 $0
2023 $7,358 $549,900 $110,000 $439,900
2022 $7,373 $546,933 $0 $0
2021 $7,387 $543,967 $0 $0
2020 $7,347 $541,000 $110,000 $431,000
2019 $7,026 $517,367 $0 $0
2018 $6,379 $493,733 $0 $0
2017 $5,791 $470,100 $0 $0
2016 -- $470,100 $0 $0
2015 -- $470,100 $0 $0
2014 -- $559,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1002589554

Bright MLS

APN: 18-075113