a
Seller's Agent in 2026
angies hernandez
UNITED R.E. OF NORTH JERSEY
(848) 203-7474
2 in this area
40 Total Sales
397 Rector St Perth Amboy, NJ 08861
State Street Neighborhood
--
Bed
2
Baths
1,600
Sq Ft
4,892
Sq Ft Lot
Highlights
- Waterfront
- Porch
- Baseboard Heating
- Property is near public transit and shops
- Patio
- 3-minute walk to Thomas Mundy Peterson Park
About This Home
As of January 2026Discover a fantastic investment or live-in opportunity with this beautifully maintained two-family home. Each unit offers two bedrooms and a welcoming eat-in kitchen perfect for everyday living and family gatherings. The finished basement provides added convenience with laundry facilities and ample storage space. Enjoy a long driveway that accommodates 6+ vehicles and a rare double lot, offering plenty of outdoor potential. Recent updates include a complete renovation of the second-floor kitchen and bath, as well as new flooring and fresh paint on the first floor. This home is move-in ready and ideal for both homeowners and investors alike!
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $8,122
Year Built
- Built in 1909
Lot Details
- 4,892 Sq Ft Lot
- Lot Dimensions are 137.00 x 100.00
- Waterfront
Home Design
- Flat Roof Shape
Interior Spaces
- 2 Bathrooms
- 1,600 Sq Ft Home
- 2-Story Property
- Water Views
Finished Basement
- Exterior Basement Entry
- Recreation or Family Area in Basement
- Laundry in Basement
- Basement Storage
Outdoor Features
- Patio
- Porch
Location
- Property is near public transit and shops
Utilities
- Window Unit Cooling System
- Baseboard Heating
- Underground Utilities
- Water Heater
Listing and Financial Details
- The owner pays for unit 1 owner pays(electric water), unit 2 owner pays(water)
Community Details
Overview
- Incl Subdivision
Building Details
- 2 Separate Electric Meters
- 2 Separate Gas Meters
- 1 Separate Water Meter
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 28, 2025
Closed on
Dec 23, 2025
Sold by
Abreu Margarita Lopez
Bought by
Rocafuerte Juana Margarita Ar and Pazmino Victor Manuel
Seller's Agent
angies hernandez
UNITED R.E. OF NORTH JERSEY
List Price
$639,000
Sold Price
$656,000
Premium/Discount to List
$17,000
2.66%
Views
19
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-43.23%
Original Mortgage
$610,640
Outstanding Balance
$610,058
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
-$10,870
Purchase Details
Listed on
Mar 13, 2024
Closed on
Sep 1, 2024
Sold by
Lopez Martin and Lopez Maria
Bought by
Lopez Abreu Margarita
Seller's Agent
Lim Bances
LIM BANCES REALTY LLC
List Price
$490,000
Sold Price
$520,000
Premium/Discount to List
$30,000
6.12%
Views
146
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
21.56%
Original Mortgage
$502,645
Interest Rate
6.6%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 8, 1995
Sold by
Ciuffo Lottie
Bought by
Lopez Martin and Lopez Maria
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$89,000
Interest Rate
7.81%
Mortgage Type
FHA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $656,000 | Westcor Land Title | |
| Deed | $520,000 | Westcor Land Title | |
| Deed | $520,000 | Westcor Land Title | |
| Deed | $90,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $610,640 | New Conventional | |
| Previous Owner | $502,645 | FHA | |
| Previous Owner | $89,000 | FHA |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/09/2026 01/09/26 | Sold | $656,000 | +2.7% | $410 / Sq Ft | |
| 10/28/2025 10/28/25 | For Sale | $639,000 | 0.0% | $399 / Sq Ft | |
| 12/01/2024 12/01/24 | Rented | $2,000 | 0.0% | -- | |
| 11/21/2024 11/21/24 | Price Changed | $2,000 | -9.1% | $1 / Sq Ft | |
| 11/12/2024 11/12/24 | Price Changed | $2,200 | +10.0% | $1 / Sq Ft | |
| 11/05/2024 11/05/24 | For Rent | $2,000 | 0.0% | -- | |
| 10/31/2024 10/31/24 | Sold | $520,000 | +6.1% | $325 / Sq Ft | View Prior Sale |
| 03/13/2024 03/13/24 | For Sale | $490,000 | -- | $306 / Sq Ft |
Source: All Jersey MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $8,122 | $269,200 | $121,600 | $147,600 |
| 2024 | $8,106 | $269,200 | $121,600 | $147,600 |
| 2023 | $8,106 | $269,200 | $121,600 | $147,600 |
| 2022 | $8,009 | $269,200 | $121,600 | $147,600 |
| 2021 | $8,019 | $269,200 | $121,600 | $147,600 |
| 2020 | $8,017 | $269,200 | $121,600 | $147,600 |
| 2019 | $8,046 | $269,200 | $121,600 | $147,600 |
| 2018 | $7,976 | $269,200 | $121,600 | $147,600 |
| 2017 | $7,960 | $269,200 | $121,600 | $147,600 |
| 2016 | $7,753 | $269,200 | $121,600 | $147,600 |
| 2015 | $7,807 | $269,200 | $121,600 | $147,600 |
| 2014 | $7,855 | $269,200 | $121,600 | $147,600 |
Source: Public Records
Agents Affiliated with this Home
-
angies hernandez
-
Lim Bances
Seller's Agent in 2024
Lim Bances
LIM BANCES REALTY LLC
(908) 242-2892
1 in this area
82 Total Sales
Map
Source: All Jersey MLS
MLS Number: 2606624R
APN: 16-00139-0000-00012
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web-site comes in part from the Internet Listing Display database of the CENTRAL JERSEY MULTIPLE LISTING SYSTEM, INC. Real estate listings held by brokerage firms other than this site-owner are marked with the ILD logo. The CENTRAL JERSEY MULTIPLE LISTING SYSTEM, INC does not warrant the accuracy, quality, reliability, suitability, completeness, usefulness or effectiveness of any information provided.
Copyright 2026, CENTRAL JERSEY MULTIPLE LISTING SYSTEM, INC All rights reserved
The CENTRAL JERSEY MULTIPLE LISTING SYSTEM, INC retains all rights, title and interest in and to its trademarks, service marks and copyrighted material.
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify properties the consumer may be interested in purchasing or renting.
Nearby Homes
- 368 Rector St Unit 413
- 368 Rector St Unit B521
- 368 Rector St Unit 408
- 368 Rector St Unit 419
- 358 Rector St
- 358 Rector St Unit 308
- 40 Fayette St Unit 64
- 50-52 Broad St
- 55 Smith St
- 285 Water St
- 283 Water St
- 265 Front St
- 107 Market St
- 30 Aviva Ct
- 2 Wards Point Ave
- 500 Great Beds Ct
- 425 East Ave
- 532 Great Beds Ct
- 1002 Hidden Village Dr
- 206 Market St
Your Personal Tour Guide
Ask me questions while you tour the home.