Listed by Windermere Real Estate Whatcom, Bought with Windermere Real Estate Whatcom
$1,100,000
SOLD DEC 27, 2024

3982 Saltspring Dr Ferndale, WA 98248

3 Beds
4 Baths
2,906 Sq Ft
7,405 Sq Ft Lot

Recently Sold

$379 Per Sq Ft

4% Below List Price

9 Days on Market

Highlights

  • Low Bank Waterfront Property
  • Golf Course Community
  • Clubhouse
  • Ocean View
  • Community Boat Launch
  • Deck

About This Home

As of December 2024

Coveted, south-facing waterfront location at Sandy Point Shores w/ spectacular Mt Baker & Island views! Amazing kitchen, large island, walk-in pantry, custom cabs, granite, SS appls. Cozy FP in Living Room, Office w/ built-ins +wall bed, ¾ bath nearby. Upstairs Primary Suite w/ walk-in shower & closet, and the view: WOW! Two more beds, hall bath + laundry. Garage new in 2021 w/ huge Family Room above, includes ¾ bath, kitchenette counter, sink, cabs, & fridge that could be Mother-in-Law Suite, home gym, hobby room, play area! Large patio on the waterfront is a great place to entertain or relax with friends. Go crabbing, fishing, kayaking, San Juan Island cruising! Marina, Golf, Tennis, Play Areas. Come live the ultimate coastal lifestyle!

Last Agent to Sell the Property

Shari Draper

Windermere Real Estate Whatcom License #72807 Listed on: 11/18/2024

Windermere Real Estate Whatcom

Last Buyer's Agent

Lynda Hinton

Windermere Real Estate Whatcom License #24074

Windermere Real Estate Whatcom

Source: Northwest Multiple Listing Service (NWMLS)

MLS#: 2311282

Northwest Multiple Listing Service (NWMLS)

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,731

Year Built

  • Built in 1988

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 58x151x43x147
  • Low Bank Waterfront Property
  • 58 Feet of Waterfront
  • Ocean Front
  • Property Fronts a Bay or Harbor
  • Street terminates at a dead end
  • Northwest Facing Home
  • Partially Fenced Property
  • Level Lot
  • Garden
  • Property is in very good condition
  • Zoning described as RR3

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Property Views

  • Ocean
  • Bay
  • Strait Views
  • Canal
  • Mountain

Home Design

  • Contemporary Architecture
  • Poured Concrete
  • Composition Roof
  • Wood Siding
  • Cement Board or Planked

Interior Spaces

  • 2,906 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Dining Room
  • Storm Windows

Kitchen

  • Walk-In Pantry
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Wall to Wall Carpet
  • Ceramic Tile
  • Vinyl Plank

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck

Schools

  • Eagleridge Elementary School
  • Horizon Mid Middle School
  • Ferndale High School

Utilities

  • Ductless Heating Or Cooling System
  • Forced Air Heating System
  • Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Legal Lot and Block 37 / No 3
  • Assessor Parcel Number 39725

Community Details

Overview

  • Sandy Point Improvement Co Association
  • Secondary HOA Phone (360) 384-3921
  • Sandy Point Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Amenities

  • Clubhouse

Recreation

  • Community Boat Launch
  • Golf Course Community
  • Sport Court
  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,731

Year Built

Built in 1988

Lot Details

0

HOA Fees

$40 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Residential
  • StyleCode: 12 - 2 Story
  • Year Built: 1988
  • Buyer Agency Compensation: 2.5
  • Inclusions: Dishwasher(s),Dryer(s),Garbage Disposal,LeasedEquipment,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • MLS Status: Sold
  • Prev Status: Closed
  • Architectural Style: Northwest Contemporary
  • Building Name: Sandy Point Shores
  • Unit Levels: Two
  • New Construction: No
  • CalculatedSquareFootage: 2906
  • EffectiveYearBuiltSource: Public Records
  • SeniorExemption: false
  • Special Features: None
  • Cumulative Days on Market: 221

Interior Features

  • Fireplaces: 1
  • Basement: None
  • Appliances: Dishwasher(s), Dryer(s), Disposal, Microwave(s), Refrigerator(s), Stove(s)/Range(s), Washer(s)
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 3
  • Possible Bedrooms: 3
  • Total Bedrooms: 3
  • Entry Location: Main
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Hardwood, Vinyl Plank, Carpet
  • Interior Amenities: Bath Off Primary, Ceiling Fan(s), Ceramic Tile, Double Pane/Storm Window, Dining Room, Fireplace, Hardwood, Skylight(s), Vaulted Ceiling(s), Walk-In Closet(s), Walk-In Pantry, Wall to Wall Carpet, Water Heater
  • Living Area: 2906
  • Main Level Bathrooms: 1
  • Bathrooms: 3.25
  • BathsFullMain: 0
  • FireplacesMain: 1
  • SquareFootageFinished: 2906
  • SquareFootageUnfinished: 0
  • BathsFullGarage: 0
  • BathsFullLower: 0
  • BathsFullUpper: 1
  • BathsHalfGarage: 0
  • BathsHalfLower: 0
  • BathsHalfMain: 0
  • BathsHalfUpper: 0
  • BathsThreeQuarterGarage: 0
  • BathsThreeQuarterLower: 0
  • BathsThreeQuarterMain: 1
  • BathsThreeQuarterUpper: 2
  • BedroomsLower: 0
  • BedroomsUpper: 3
  • AppliancesIncluded: Dishwasher(s),Dryer(s),Garbage Disposal,Microwave(s),Refrigerator(s),Stove(s)/Range(s),Washer(s)
  • NWM_NumberOfBathtubs: 1
  • NWM_NumberOfShowers: 4

Exterior Features

  • Roof: Composition
  • View: Bay, Canal, Mountain(s), Sea, Strait
  • Lot Features: Dead End Street, Paved
  • Pool Features: Community
  • View: Yes
  • Waterfront Features: Bank-Low, Bay/Harbor, No Bank, Saltwater, Sea
  • Waterfront: Yes
  • Direction Faces: Northwest
  • Exterior Features: Cement Planked, Wood
  • Foundation Details: Poured Concrete
  • Property Condition: Very Good
  • Structure Type: House
  • PoolType: Community
  • WaterfrontFootage: 58'

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage
  • Total Parking Spaces: 2

Utilities

  • Sewer: Sewer Connected
  • Water Source: Community
  • Security: FullyFenced
  • Cooling: Ductless HP-Mini Split
  • Cooling Y N: Yes
  • Heating: Ductless HP-Mini Split, Forced Air
  • Heating Yn: Yes
  • PowerCompany: PSE
  • SewerCompany: Lummi Sewer
  • WaterCompany: Sandy Point Improvement Co
  • WaterHeaterLocation: garage, kitchen closet
  • WaterHeaterType: Electric (2)
  • CableConnected: Xfinity
  • InternetConnected: Xfinity

Condo/Co-op/Association

  • Community Features: Athletic Court, Boat Launch, CCRs, Club House, Golf, Park, Playground
  • Senior Community: No
  • Association Fee: 40
  • Association Fee Frequency: Monthly
  • Phone: 360-384-3921
  • Association: Yes
  • AssociationContactName: Sandy Point Improvement Co

Schools

  • Junior High Dist: Ferndale
  • High School: Ferndale High
  • Middle Or Junior School: Horizon Mid

Lot Info

  • Parcel Number: 39725
  • Topography: Level
  • Land Lease: No
  • Lot Size Acres: 0.17
  • Lot Size: 58x151x43x147
  • Lot Size Sq Ft: 7405
  • Zoning Description: RR3
  • Irrigation Water Rights: No
  • ResoLotSizeUnits: SquareFeet
  • ShowMapLink: true
  • SiteFeatures: Cable TV,Deck,Fenced-Partially,High Speed Internet
  • MLSLotSizeSource: Realist
  • MLSSquareFootageSource: Assessor
  • ZoningJurisdiction: County
  • LotNumber: 37

Green Features

  • Power Production Type: Electric

Rental Info

  • ShortTermRentalYN: true

Tax Info

  • Year: 2024
  • Tax Annual Amount: 6731

Multi Family

  • EnergySource: Electric

MLS Schools

  • Elementary School: Eagleridge Elem

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 18, 2024
Closed on
Dec 23, 2024
Sold by
Rogers Christopher and Rogers Kathryn
Bought by
Chow Lisa M
Seller's Agent
Shari Draper
Windermere Real Estate Whatcom
Buyer's Agent
Lynda Hinton
Windermere Real Estate Whatcom
List Price
$1,150,000
Sold Price
$1,100,000
Premium/Discount to List
-$50,000
-4.35%
Views
8
Current Estimated Value
$1,124,339

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$24,339
Avg. Annual Appreciation
3.37%
Original Mortgage
$367,000
Outstanding Balance
$364,763
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$759,576

Purchase Details

Closed on
Jul 9, 2021
Sold by
Rogers Philip and Rogers Vickie
Bought by
Rogers Christopher and Rogers Kathryn

Purchase Details

Closed on
May 30, 2018
Sold by
Banks Linda C
Bought by
Rogers Philip and Rogers Vickie

Purchase Details

Closed on
Jul 2, 2014
Sold by
Smith Kip D and Smith Marlene J
Bought by
Banks Linda C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$120,000
Interest Rate
4.09%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 26, 2005
Sold by
Heinen Corinne S and Gibbs Patricia C
Bought by
Smith Kip D and Smith Marlene J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$224,000
Interest Rate
5.64%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,100,000 Chicago Title
Warranty Deed $1,100,000 Chicago Title
Interfamily Deed Transfer -- None Available
Warranty Deed $599,000 Whatcom Land Title
Warranty Deed $495,280 Whatcom Land Title
Warranty Deed $280,280 Whatcom Land Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $367,000 New Conventional
Closed $367,000 New Conventional
Previous Owner $120,000 New Conventional
Previous Owner $412,500 New Conventional
Previous Owner $308,500 Unknown
Previous Owner $100,000 Credit Line Revolving
Previous Owner $64,400 Credit Line Revolving
Previous Owner $224,000 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/27/2024 12/27/24 Sold $1,100,000 -4.3% $379 / Sq Ft
11/27/2024 11/27/24 Pending -- -- --
11/18/2024 11/18/24 For Sale $1,150,000 -- $396 / Sq Ft
Source: Northwest Multiple Listing Service (NWMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,978 $951,392 $339,144 $612,248
2023 $6,978 $993,199 $354,042 $639,157
2022 $5,963 $824,226 $293,800 $530,426
2021 $5,573 $664,658 $260,000 $404,658
2020 $5,928 $561,364 $270,395 $290,969
2019 $4,539 $540,509 $260,350 $280,159
2018 $5,633 $468,158 $225,500 $242,658
2017 $5,214 $445,207 $214,020 $231,187
2016 $5,068 $435,654 $209,100 $226,554
2015 $4,328 $425,598 $205,000 $220,598
2014 -- $365,993 $189,000 $176,993
2013 -- $365,993 $189,000 $176,993
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northwest Multiple Listing Service (NWMLS)

MLS Number: 2311282

Northwest Multiple Listing Service (NWMLS)

APN: 380116-081456-0000