Seller's Agent in 2025
Terri Smith Roca
Coldwell Banker Realty
(678) 523-2333
2 in this area
51 Total Sales
3988 Centennial Trail Duluth, GA 30096
4
Beds
3.5
Baths
2,196
Sq Ft
0.36
Acres
Highlights
- Deck
- Traditional Architecture
- Skylights
- Berkeley Lake Elementary School Rated A-
- No HOA
- Laundry Room
About This Home
As of May 2025No HOA here! Welcome to Duluth! This beautifully updated home, featuring a full, finished basement, offers everything you need and more. The neutral tones throughout the main floor create a warm and inviting atmosphere, perfect for both quiet nights at home and lively gatherings on the spacious back deck. The finished basement doubles as an in-law suite, providing an excellent opportunity for rental income - without the restrictions of an HOA. Situated in the charming town of Duluth, you'll enjoy top-rated schools, as well as a variety of shops and local restaurants. The galley kitchen boasts elegant granite countertops and sleek stainless steel appliances. With two driveways, accessing the home and finished basement is a breeze. The fenced backyard is ideal for gardening, outdoor activities, and pets to roam freely.
Last Agent to Sell the Property
Coldwell Banker Realty License #243450 Listed on: 04/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,787
Year Built
- Built in 1988
Lot Details
- 0.36 Acre Lot
- Back Yard Fenced
- Chain Link Fence
Home Design
- Traditional Architecture
- Composition Roof
- Wood Siding
Interior Spaces
- 2,196 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Skylights
- Entrance Foyer
- Family Room with Fireplace
- Laminate Flooring
Kitchen
- Dishwasher
- Disposal
Bedrooms and Bathrooms
Laundry
- Laundry Room
- Laundry on upper level
Finished Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Finished Basement Bathroom
Parking
- 2 Car Garage
- Parking Accessed On Kitchen Level
- Garage Door Opener
Outdoor Features
- Deck
Schools
- Berkeley Lake Elementary School
- Duluth Middle School
- Duluth High School
Utilities
- Central Heating and Cooling System
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- Simpson Mill Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 10, 2025
Closed on
May 16, 2025
Sold by
Kong Kim S
Bought by
Vd 3988 Homes Llc
Seller's Agent
Terri Smith Roca
Coldwell Banker Realty
Buyer's Agent
Khanh T D T
Simply Homes ATL
List Price
$420,000
Sold Price
$400,000
Premium/Discount to List
-$20,000
-4.76%
Views
48
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$34,467
Avg. Annual Appreciation
11.49%
Original Mortgage
$240,000
Outstanding Balance
$238,762
Interest Rate
6.83%
Mortgage Type
New Conventional
Estimated Equity
$195,705
Purchase Details
Listed on
Jun 3, 2022
Closed on
Jul 14, 2022
Sold by
Kong Kim S
Bought by
Kong Kim S and Kong Kim F
Seller's Agent
Juan Visbal
Georgia Total Realty
Buyer's Agent
Terri Smith Roca
Coldwell Banker Realty
List Price
$395,000
Sold Price
$405,000
Premium/Discount to List
$10,000
2.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.44%
Original Mortgage
$384,750
Interest Rate
5.78%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 26, 2010
Sold by
Visbal Juan C
Bought by
Pitter Jaime
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$145,319
Interest Rate
5.37%
Mortgage Type
FHA
Purchase Details
Closed on
Sep 24, 2008
Sold by
Page Laverne
Bought by
Visbal Juan C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$113,817
Interest Rate
6.45%
Mortgage Type
FHA
Purchase Details
Closed on
May 17, 2000
Sold by
Neal Joseph W
Bought by
Page Laverne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$134,150
Interest Rate
8.2%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 16, 1995
Sold by
Roper G Carter
Bought by
Neal Joseph W
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Limited Warranty Deed | $400,000 | -- | |
| Warranty Deed | -- | -- | |
| Warranty Deed | $405,000 | -- | |
| Deed | $148,000 | -- | |
| Deed | $115,000 | -- | |
| Deed | $134,900 | -- | |
| Deed | $84,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $240,000 | New Conventional | |
| Previous Owner | $384,750 | New Conventional | |
| Previous Owner | $145,319 | FHA | |
| Previous Owner | $113,817 | FHA | |
| Previous Owner | $134,150 | FHA | |
| Closed | $0 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 05/15/2025 05/15/25 | Sold | $400,000 | -4.8% | $182 / Sq Ft | |
| 04/16/2025 04/16/25 | Pending | -- | -- | -- | |
| 04/10/2025 04/10/25 | For Sale | $420,000 | +3.7% | $191 / Sq Ft | |
| 07/14/2022 07/14/22 | Sold | $405,000 | +2.5% | $184 / Sq Ft | View Prior Sale |
| 06/06/2022 06/06/22 | Pending | -- | -- | -- | |
| 06/03/2022 06/03/22 | For Sale | $395,000 | -- | $180 / Sq Ft |
Source: Georgia MLS
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,954 | $214,760 | $27,880 | $186,880 |
| 2024 | $6,787 | $179,520 | $24,000 | $155,520 |
| 2023 | $6,787 | $162,000 | $24,000 | $138,000 |
| 2022 | $4,049 | $146,360 | $22,000 | $124,360 |
| 2021 | $3,329 | $109,200 | $18,000 | $91,200 |
| 2020 | $3,111 | $97,960 | $16,000 | $81,960 |
| 2019 | $2,904 | $91,880 | $16,000 | $75,880 |
| 2018 | $2,642 | $79,760 | $14,000 | $65,760 |
| 2016 | $2,488 | $71,600 | $10,400 | $61,200 |
| 2015 | $2,000 | $51,920 | $8,000 | $43,920 |
| 2014 | -- | $51,920 | $8,000 | $43,920 |
Source: Public Records
Agents Affiliated with this Home
-
Terri Smith Roca
-
Khanh T D T
Buyer's Agent in 2025
Khanh T D T
Simply Homes ATL
(404) 200-7499
16 in this area
189 Total Sales
-
Juan Visbal
Seller's Agent in 2022
Juan Visbal
Georgia Total Realty
(404) 502-4629
3 in this area
34 Total Sales
Map
Source: Georgia MLS
MLS Number: 10497631
APN: 6-239-313
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of Georgia MLS. Real estate listings held by brokerage firms other than Redfin are marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers. Information deemed reliable but not guaranteed. Copyright 2026 Georgia MLS. All rights reserved.
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