$410,000
SOLD APR 1, 2026

3989 Baja Dr Saint Cloud, FL 34772

3 Beds
2 Baths
1,972 Sq Ft
6,534 Sq Ft Lot Lot

Sale Details

Date Sold: April 1, 2026

$208 Per Sq Ft

3% Above List Price

25 Days on Market

Highlights

  • Clubhouse
  • Den
  • Living Room
  • CANOE CREEK K-8-0991 Rated 9+
  • 2 Car Attached Garage
  • Ceramic Tile Flooring

About This Home

As of April 2026

Welcome to this charming and well-maintained home in St. Cloud, where comfort and functionality blend seamlessly. From the moment you step inside, you’ll notice the warm and inviting atmosphere, enhanced by a thoughtfully designed layout featuring bright bathrooms, a spacious living area ideal for both relaxing and entertaining, and a kitchen with ample counter space and cabinetry—perfect for everyday living and hosting guests. The home offers three well-appointed bedrooms plus a versatile den currently utilized as a fourth bedroom, providing added flexibility for a growing household, guests, or a private home office. Situated in a quiet yet conveniently accessible neighborhood, this property offers easy access to shopping, dining, and major roadways. The seller is also offering a contribution toward the buyer’s closing costs, creating additional value and making this an outstanding opportunity. Whether you’re purchasing your first home or searching for your next move, this residence is ready to welcome you.

Last Agent to Sell the Property

Keyna Andino

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3521841 Listed on: 02/10/2026

EXP REALTY LLC

Last Buyer's Agent

Keyna Andino

EXP REALTY LLC Brokerage Phone: 888-883-8509 License #3521841 Listed on: 02/10/2026

EXP REALTY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,565

Year Built

  • Built in 2016

Lot Details

  • 6,534 Sq Ft Lot
  • North Facing Home
  • Property is zoned 00

HOA Fees

  • $99 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,972 Sq Ft Home
  • Living Room
  • Den

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Schools

  • Canoe Creek K-8 Elementary School
  • Harmony Middle School
  • St. Cloud High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Water Softener
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include recreational facilities
  • Artemis Lifestyle Association, Phone Number (407) 705-2190
  • Whaleys Creek Ph 1 Subdivision
  • On-Site Maintenance

Amenities

  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,565

Year Built

Built in 2016

Lot Details

6,534 Sq Ft Lot

HOA Fees

$99 per month

Parking

2

Listing Details

  • HOA Fee Includes: Recreational Facilities
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1972
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 2016
  • Building Area Total: 2588
  • Lot Size Sq Ft: 6534
  • Status: Sold
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 240.43
  • Escrow City: Orlando
  • Escrow State: FL
  • Escrow Street Name: Futures Drive
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 207.91
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 888-883-8509
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Thermostat
  • Appliances Included: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Living Area Meters: 183.20

Exterior Features

  • Direction Faces: North
  • Exterior Features: Sidewalk
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Utilities: Cable Available, Electricity Available
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Sidewalks
  • Association Amenities: Clubhouse, Maintenance
  • Association Fee: 99
  • Association Fee Frequency: Monthly
  • Association Name: Artemis Lifestyle
  • Phone: 407-705-2190
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required
  • Association Email: customerservice@artemislifestyles.com

Fee Information

  • Total Annual Fees: 1188.00
  • Total Monthly Fees: 99.00
  • Monthly HOA Amount: 99.00

Schools

  • Elementary School: Canoe Creek K-8
  • High School: St. Cloud High School
  • Middle Or Junior School: Harmony Middle

Lot Info

  • Zoning: 00
  • Parcel Number: 35-26-30-0964-0001-4620
  • Additional Parcels: No
  • Flood Zone Code: x

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: BUYERS AND AGENTS MUST VERIFY WITH HOA ALL RESTRICTIONS AND RULES AND REGULATIONS WITH HOA MANAGEMENT.

Tax Info

  • Tax Annual Amount: 3565.06
  • Tax Block: 00
  • Tax Book Number: 24-161-167
  • Tax Lot: 462

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 10, 2026
Closed on
Apr 1, 2026
Sold by
Bought by
Seller's Agent
Keyna Andino
EXP REALTY LLC
Buyer's Agent
Keyna Andino
EXP REALTY LLC
List Price
$398,990
Sold Price
$410,000
Premium/Discount to List
$11,010
2.76%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.04%
Original Mortgage
$402,573
Outstanding Balance
$401,803
Interest Rate
6.22%
Mortgage Type
FHA
Estimated Equity
$3,352

Purchase Details

Closed on
Sep 27, 2016
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$240,420
Interest Rate
3.43%
Mortgage Type
VA

Purchase Details

Closed on
Mar 1, 2016
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Warranty Deed $410,000 Your Title Connection
Special Warranty Deed $235,400 Pgp Title
Deed $234,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $402,573 FHA
Previous Owner $240,420 VA
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
04/01/2026 04/01/26 Sold $410,000 +2.8% $208 / Sq Ft
03/07/2026 03/07/26 Pending -- -- --
02/10/2026 02/10/26 For Sale $398,990 -- $202 / Sq Ft
Source: Stellar MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,565 $242,051 -- --
2024 $3,292 $235,230 -- --
2023 $3,292 $224,939 $0 $0
2022 $3,177 $218,388 $0 $0
2021 $3,138 $212,028 $0 $0
2020 $3,109 $209,101 $0 $0
2019 $3,066 $204,400 $40,000 $164,400
2018 $3,079 $203,400 $0 $0
2017 $3,080 $200,300 $0 $0
2016 $342 $17,500 $17,500 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: S5143562

Stellar MLS

APN: 35-26-30-0964-0001-4620

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