$449,000
SOLD SEP 30, 2025

399 Jefferson Dr Palmyra, VA 22963

4 Beds
2 Baths
2,516 Sq Ft
23,958 Sq Ft

Recently Sold

$178 Per Sq Ft

3 Days on Market

Highlights

  • Main Floor Primary Bedroom
  • Front Porch
  • 2 Car Garage
  • Breakfast Area or Nook
  • Central Air
  • Heat Pump System

About This Home

As of September 2025

Nestled on a serene half-acre flat lot that backs to peaceful woods, this 4 bedroom, 2 full bath home offers comfort, space, and thoughtful custom details throughout. Some of the special features include a first-floor primary suite, hardwood floors, stainless steel appliances (less than 3 years old), gas fireplace in the living room, walk-in oversized closets in each bedroom, back deck off the breakfast area, 2 car garage, walk-in (and pull down) attic space and true craftsmanship found in the trim work adding character throughout. Off the breakfast area is a living space with windows looking to the wooded side of the lot - truly the best room in the house. The kitchen and dining spaces flow seamlessly for everyday living and hosting. The Lake Monticello community is gated and offers a lake for boats/paddle boarding/kayaking, community pool, golf course, tennis/pickleball courts and playgrounds. This property is located within minutes of the Turkeysag Trail gate which is next to a shopping center with a Food Lion grocery store, coffee shop, restaurants, gas station and other businesses.

Last Agent to Sell the Property

Erin Hall

NEST REALTY GROUP License #0225211583 Listed on: 08/11/2025

NEST REALTY GROUP

Last Buyer's Agent

Robert (Bob) Hughes

NEST REALTY GROUP License #0225038999

NEST REALTY GROUP

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,700

Year Built

  • Built in 2001

Lot Details

  • 0.55 Acre Lot
  • Zoning described as R-4 Residential, 4 Dwellings/Acre

HOA Fees

  • $113 per month

Parking

  • 2 Car Garage
  • Basement Garage
  • Side Facing Garage

Home Design

  • Block Foundation
  • Vinyl Siding
  • Stick Built Home

Interior Spaces

  • 2-Story Property
  • Gas Log Fireplace
  • Breakfast Area or Nook

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main
  • 2 Full Bathrooms

Outdoor Features

  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Air
  • Heat Pump System

Community Details

  • Lake Monticello Subdivision

Listing and Financial Details

  • Assessor Parcel Number 18A12446

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,700

Year Built

Built in 2001

Lot Details

0.55 Acres

HOA Fees

$113 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Parcel Number: 18A12446
  • Property Sub Type: Detached
  • LotSizeAcres: 0.55
  • Subdivision Name: LAKE MONTICELLO
  • Above Grade Finished Sq Ft: 2516.0
  • Property Attached Yn: No
  • PropertySubTypeAdditional: Detached
  • AboveGradeUnfinishedArea: 125.0
  • PreviousStandardStatus: Pending
  • Special Features: None

Interior Features

  • Appliances: Dryer, Washer
  • Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Fireplace Features: One, Gas, Gas Log
  • Fireplaces: 1
  • Interior Amenities: Primary Downstairs
  • Living Area: 2516.0
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 1
  • Stories: 2

Exterior Features

  • Roof: Composition, Shingle
  • View: Residential
  • Disclosures: Seller Disclosure
  • Construction Type: Stick Built, Vinyl Siding
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Front Porch, Porch

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Asphalt, Attached, Electricity, Garage, Garage Faces Side

Utilities

  • Heating: Central, Heat Pump
  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air, Heat Pump
  • Heating Yn: Yes
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1350.0

Schools

  • Elementary School: Central (Fluvanna)
  • Middle Or Junior School: Fluvanna

Lot Info

  • Land Lease Amount Frequency: Monthly
  • Zoning Description: R-4 Residential, 4 Dwellings/Acre

Building Info

  • Year Built: 2001

Tax Info

  • Year: 2025
  • Tax Annual Amount: 2700.0

Multi Family

  • Above Grade Finished Area Units: Square Feet

MLS Schools

  • HighSchool: Fluvanna

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 11, 2025
Closed on
Sep 23, 2025
Sold by
Cavignac Catherine C and Cavignac Jeffrey M
Bought by
Big Fish Llc
Seller's Agent
Erin Hall
NEST REALTY GROUP
Buyer's Agent
Robert (Bob) Hughes
NEST REALTY GROUP
List Price
$449,000
Sold Price
$449,000
Views
21
Current Estimated Value
$453,645

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,645
Avg. Annual Appreciation
2.75%

Purchase Details

Listed on
Jun 9, 2022
Closed on
Jul 22, 2022
Sold by
Lee Barnett Harriet
Bought by
Cavignac Catherine C and Cavignac Jeffrey M
Seller's Agent
Tim Carson
REAL ESTATE III, INC.
Buyer's Agent
Erin Hall
NEST REALTY GROUP
List Price
$367,500
Sold Price
$391,000
Premium/Discount to List
$23,500
6.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.45%
Original Mortgage
$371,450
Interest Rate
4.88%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $449,000 Old Republic National Title In
Deed $391,000 Old Republic National Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $371,450 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/30/2025 09/30/25 Sold $449,000 0.0% $178 / Sq Ft
08/14/2025 08/14/25 Pending -- -- --
08/11/2025 08/11/25 For Sale $449,000 +14.8% $178 / Sq Ft
07/29/2022 07/29/22 Sold $391,000 +6.4% $155 / Sq Ft View Prior Sale
06/13/2022 06/13/22 Pending -- -- --
06/09/2022 06/09/22 For Sale $367,500 -- $146 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,803 $373,700 $30,000 $343,700
2024 $26 $306,100 $30,000 $276,100
2023 $2,583 $306,100 $30,000 $276,100
2022 $2,258 $259,500 $27,500 $232,000
2021 $2,258 $259,500 $27,500 $232,000
2020 $2,215 $239,500 $27,500 $212,000
2019 $2,215 $239,500 $27,500 $212,000
2018 $2,058 $226,900 $27,500 $199,400
2017 $2,058 $226,900 $27,500 $199,400
2016 $2,066 $225,300 $27,500 $197,800
2015 $1,913 $225,300 $27,500 $197,800
2014 $1,913 $217,400 $27,500 $189,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 667796

Charlottesville area Association of Realtors®

APN: 18A-12-446

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