NOT LISTED FOR SALE

3990 Gamber Rd Finksburg, MD 21048

Estimated Value: $307,000 - $387,000

2 Beds
1 Bath
784 Sq Ft
$424/Sq Ft Est. Value

Last Sold October 14, 2022

Last sale price $255,000 $325 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $1,994/month

Highlights

  • Traditional Floor Plan
  • Rambler Architecture
  • Wood Flooring
  • Mechanicsville Elementary School Rated A-
  • Backs to Trees or Woods
  • Main Floor Bedroom

About This Home

As of October 2022

Perched on a .81 acre homesite is this rancher that is traditional in design featuring hardwood floors, wood trim, a light-filled living room boasting a large picture window with grids, and a dining area. The charm continues into the kitchen hosting white cabinetry, sleek counters, a double sink, appliances, wood louvre shutters, and a walkout to the side yard, garage, and tree-lined backyard. Longing for the room of your dreams and have found the perfect home, design and create that space in the unfinished lower level. Enjoy the country feel and the convenience of the location close to shopping, commuter routes, parks and multiple counties. Welcome Home!

Last Agent to Sell the Property

Bob Lucido

Keller Williams Lucido Agency License #4037 Listed on: 09/08/2022

Keller Williams Lucido Agency

Co-Listed By

Jim Gladden

Keller Williams Lucido Agency License #665271

Last Buyer's Agent

Karen Zaldivar

Compass License #wvs23032592

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,299

Year Built

  • Built in 1935

Lot Details

  • 0.81 Acre Lot
  • Rural Setting
  • Level Lot
  • Backs to Trees or Woods
  • Back, Front, and Side Yard

Parking

  • 1 Car Detached Garage
  • 4 Driveway Spaces
  • Parking Storage or Cabinetry
  • Front Facing Garage
  • Gravel Driveway

Home Design

  • Rambler Architecture
  • Permanent Foundation
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • Property has 2 Levels
  • Traditional Floor Plan
  • Chair Railings
  • Awning
  • Window Treatments
  • Combination Dining and Living Room
  • Wood Flooring
  • Garden Views
  • Storm Doors
  • Attic

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • 1 Full Bathroom
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Laundry in Basement

Outdoor Features

  • Patio
  • Exterior Lighting
  • Outdoor Storage

Schools

  • Mechanicsville Elementary School
  • Westminster West Middle School
  • Westminster High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Oil
  • Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 0704009878

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,299

Year Built

Built in 1935

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • Inclusions: See Disclosures
  • New Construction: No
  • Story List: Lower 1, Main
  • Expected On Market: 2022-09-09
  • Year Built: 1935
  • Automatically Close On Close Date: No
  • Remarks Public: Perched on a .81 acre homesite is this rancher that is traditional in design featuring hardwood floors, wood trim, a light-filled living room boasting a large picture window with grids, and a dining area. The charm continues into the kitchen hosting white cabinetry, sleek counters, a double sink, appliances, wood louvre shutters, and a walkout to the side yard, garage, and tree-lined backyard. Longing for the room of your dreams and have found the perfect home, design and create that space in the unfinished lower level. Enjoy the country feel and the convenience of the location close to shopping, commuter routes, parks and multiple counties. Welcome Home!
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dryer, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Flooring Type: Hardwood
  • Interior Amenities: Attic, Chair Railings, Entry Level Bedroom, Floor Plan - Traditional, Kitchen - Eat-In, Tub Shower, Window Treatments, Wood Floors, Combination Dining/Living
  • Fireplace: No
  • Door Features: Storm
  • Wall Ceiling Types: Dry Wall
  • Foundation Details: Permanent
  • Levels Count: 2
  • Room Count: 6
  • Room List: Living Room, Primary Bedroom, Bedroom 2, Kitchen, Laundry, Full Bath
  • Basement: Yes
  • Basement Type: Full, Unfinished, Sump Pump
  • Laundry Type: Basement
  • Total Sq Ft: 1568
  • Living Area Sq Ft: 784
  • Price Per Sq Ft: 318.88
  • Above Grade Finished Sq Ft: 784
  • Below Grade Sq Ft: 784
  • Total Below Grade Sq Ft: 784
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 3990

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Exterior Features: Awning(s), Exterior Lighting, Secure Storage, Sidewalks
  • Roof: Asphalt, Shingle
  • View: Garden/Lawn
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Gravel Driveway
  • Garage Features: Additional Storage Area, Garage - Front Entry
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 5
  • Type Of Parking: Driveway, Detached Garage
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Oil
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Electric
  • Security: Main Entrance Lock
  • Sewer/Septic System: Septic Exists
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CARROLL COUNTY PUBLIC SCHOOLS
  • Elementary School: MECHANICSVILLE
  • Middle School: WESTMINSTER WEST
  • High School: WESTMINSTER
  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121139051837
  • School District Source: Listing Agent
  • Elementary School: MECHANICSVILLE
  • High School: WESTMINSTER
  • Middle Or Junior School: WESTMINSTER WEST

Green Features

  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 73200.00
  • Land Assessed Value: 124900.00
  • Land Use Code: R
  • Lot Features: Backs To Trees, Level, Rear Yard, Sideyard(s), Front Yard
  • Lot Size Acres: 0.81
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 35392.00
  • Outdoor Living Structures: Patio(s)
  • Year Assessed: 2022
  • Zoning: RES
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11433866
  • Tax Annual Amount: 2299.00
  • Assessor Parcel Number: 0704009878
  • Tax Total Finished Sq Ft: 784
  • County Tax Payment Frequency: Annually
  • Tax Year: 2022
  • Close Date: 10/14/2022

MLS Schools

  • School District Name: CARROLL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 8, 2022
Closed on
Oct 14, 2022
Sold by
Charbonneau Deborah L
Bought by
Nosbisch Joy L
Seller's Agent
Bob Lucido
Keller Williams Lucido Agency
Buyer's Agent
Karen Zaldivar
Compass
List Price
$250,000
Sold Price
$255,000
Premium/Discount to List
$5,000
2%
Views
15
Current Estimated Value
$332,622

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$77,622
Avg. Annual Appreciation
9.37%
Original Mortgage
$242,250
Outstanding Balance
$234,311
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$96,922

Purchase Details

Closed on
Jan 31, 2008
Sold by
Charbonneau Wilfred Joseph
Bought by
Charbonneau Wilfred Joseph and Charbonneau Deborah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,800
Interest Rate
6.02%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jan 4, 2008
Sold by
Charbonneau Wilfred Joseph
Bought by
Charbonneau Wilfred Joseph and Charbonneau Deborah L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,800
Interest Rate
6.02%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Dec 22, 2005
Sold by
Charbonneau Wilfred Joseph
Bought by
Charbonneau Wilfred Joseph

Purchase Details

Closed on
Aug 9, 2002
Sold by
Buzby Shane L
Bought by
Charbonneau Wilfred Joseph and Charbonneau Mary Ann

Purchase Details

Closed on
May 21, 2002
Sold by
Garver Kenneth E
Bought by
Buzby Shane L and Buzby Trri L
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nosbisch Joy L $255,000 --
Charbonneau Wilfred Joseph -- --
Charbonneau Wilfred Joseph -- --
Charbonneau Wilfred Joseph -- --
Charbonneau Wilfred Joseph $144,500 --
Buzby Shane L $93,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nosbisch Joy L $242,250
Previous Owner Charbonneau Deborah L $195,750
Previous Owner Charbonneau Deborah L $190,400
Previous Owner Charbonneau Wilfred Joseph $215,870
Previous Owner Charbonneau Wilfred Joseph $225,800
Previous Owner Charbonneau Wilfred Joseph $206,400
Previous Owner Charbonneau Wilfred Joseph $206,400
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/14/2022 10/14/22 Sold $255,000 0.0% $325 / Sq Ft
09/16/2022 09/16/22 Pending -- -- --
09/16/2022 09/16/22 Off Market $255,000 -- --
09/08/2022 09/08/22 For Sale $250,000 -- $319 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,668 $250,300 $152,500 $97,800
2024 $2,668 $232,900 $0 $0
2023 $2,473 $215,500 $0 $0
2022 $2,278 $198,100 $124,900 $73,200
2021 $4,705 $197,567 $0 $0
2020 $2,286 $197,033 $0 $0
2019 $2,280 $196,500 $124,900 $71,600
2018 $2,260 $196,500 $124,900 $71,600
2017 $2,260 $196,500 $0 $0
2016 -- $196,500 $0 $0
2015 -- $196,500 $0 $0
2014 -- $196,500 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Bob Lucido

    Seller's Agent in 2022

    Bob Lucido

    Keller Williams Lucido Agency

    (410) 979-6024

    94 in this area

    2,979 Total Sales

    Bob Lucido
    Section Image
  • Jim Gladden

    Seller Co-Listing Agent in 2022

    Jim Gladden

    Keller Williams Lucido Agency

    (410) 375-0332

    7 in this area

    48 Total Sales

    Jim Gladden
    Section Image
  • Karen Zaldivar

    Buyer's Agent in 2022

    Karen Zaldivar

    Compass

    (301) 712-8278

    3 in this area

    67 Total Sales

    Karen Zaldivar
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDCR2010416

Bright MLS

APN: 04-009878

Maryland Carroll County Finksburg 21048

3990 Gamber Rd, Finksburg, MD

This home is located at 3990 Gamber Rd, Finksburg, MD 21048 since 08 September 2022 and is currently estimated at $332,622, approximately $424 per square foot. This property was built in 1935. 3990 Gamber Rd is a home located in Carroll County with nearby schools including Mechanicsville Elementary School, Westminster West Middle School, and Westminster High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Bright MLS The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement.
Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site.
The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale.
Property information displayed is deemed reliable but is not guaranteed.
Copyright 2025 Bright MLS, Inc.

Nearby Homes