3998 South Cir Largo, FL 33774
Harbor Bluffs Neighborhood
3
Beds
2
Baths
2,095
Sq Ft
9,413
Sq Ft Lot
Highlights
- 142 Feet of Salt Water Canal Waterfront
- Dock has access to electricity and water
- Boat Lift
- Anona Elementary School Rated A-
- Water access To Gulf or Ocean
- Intracoastal View
About This Home
As of June 2025WATERFRONT GEM! Superb location on outstanding waterfront with open views to west, this residence with ELEVATED construction of over 11 foot above base flood elevation, experienced no problem with water intrusion in interior living areas during recent storms compared to numerous other comparable properties. Exceptional property with everything one wants in affordable waterfront living available NOW! Swim, fish or play all day! Take a dip in the large screened pool surrounded by paved deck areas, enjoy fishing from the newer dock, or jump into your boat to cruise to the Gulf in minutes, the home affords the new owner a lifestyle many only dream of! Impressive attributes include desirable split bedroom with large family room, inviting fireplace and vaulted ceilings adjoining an eat-in kitchen. Custom finishes are numerous; attractive Travertine flooring, separate formal living and dining, a breakfast bar overlooking the inviting pool and incredible water views. Checking all the boxes for stress free waterfront living- Elevated floorplan for peace of mind, inviting living areas, large pool and lanai area for peaceful relaxation, extensive outdoor kitchen with built-in bar for fun bar-b-ques all year, newer dock with 10,000 lb. lift, and newer roof and HVAC, don't miss this exceptional property. Attractive furnishings and BOAT are negotiable and short term rentals are allowed! Just minutes to gorgeous beaches, and major access roads to Tampa, St Pete, and Clearwater. Lots of possibilities!
Last Agent to Sell the Property
COASTAL PROPERTIES GROUP INTERNATIONAL Brokerage Phone: 727-493-1555 License #468542 Listed on: 01/28/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,152
Year Built
- Built in 1981
Lot Details
- 9,413 Sq Ft Lot
- Lot Dimensions are 102x110
- 142 Feet of Salt Water Canal Waterfront
- Property fronts a saltwater canal
- Cul-De-Sac
- East Facing Home
- Vinyl Fence
- Mature Landscaping
Parking
- 2 Car Attached Garage
- Ground Level Parking
- Garage Door Opener
- Driveway
- On-Street Parking
Property Views
- Intracoastal
- Full Bay or Harbor
- Canal
Home Design
- Traditional Architecture
- Florida Architecture
- Slab Foundation
- Shingle Roof
- Concrete Siding
- Block Exterior
- Stucco
Interior Spaces
- 2,095 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Cathedral Ceiling
- Ceiling Fan
- Wood Burning Fireplace
- Window Treatments
- Sliding Doors
- Family Room with Fireplace
- Family Room Off Kitchen
- Breakfast Room
- Inside Utility
Kitchen
- Dinette
- Built-In Oven
- Range with Range Hood
- Recirculated Exhaust Fan
- Microwave
- Dishwasher
- Wine Refrigerator
- Disposal
Flooring
- Tile
- Travertine
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Home Security
- Storm Windows
- Fire and Smoke Detector
Pool
- Screened Pool
- In Ground Pool
- Gunite Pool
- Fence Around Pool
- Outside Bathroom Access
- Child Gate Fence
- Pool Tile
Outdoor Features
- Water access To Gulf or Ocean
- Access To Intracoastal Waterway
- Seawall
- Boat Lift
- Dock has access to electricity and water
- Dock made with Composite Material
- Deck
- Enclosed Patio or Porch
- Outdoor Kitchen
- Exterior Lighting
- Rain Gutters
- Private Mailbox
Utilities
- Central Heating and Cooling System
- Thermostat
- Electric Water Heater
- Water Softener
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 94 / K
- Assessor Parcel Number 05-30-15-36036-011-0940
Community Details
Overview
- No Home Owners Association
- Harbor Hills 2Nd Add Subdivision
Recreation
- Fish Cleaning Station
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 28, 2025
Closed on
Jun 30, 2025
Sold by
Mellone Charles Michael and Mellone Donna L
Bought by
Ledwith Scott and Ledwith Crystal Ann
Seller's Agent
Julie Folden
COASTAL PROPERTIES GROUP INTERNATIONAL
Buyer's Agent
Tanner Tillung
EXP REALTY LLC
List Price
$1,195,000
Sold Price
$1,000,000
Premium/Discount to List
-$195,000
-16.32%
Views
47
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
28.48%
Original Mortgage
$800,000
Outstanding Balance
$799,326
Interest Rate
6.86%
Mortgage Type
New Conventional
Estimated Equity
$244,195
Purchase Details
Listed on
Jul 30, 2020
Closed on
Aug 14, 2020
Sold by
Bournakel Dean Charles and Dean Charles Bournakel
Bought by
Mellone Charles M and Mellone Donna L
Seller's Agent
Julie Folden
COASTAL PROPERTIES GROUP INTERNATIONAL
Buyer's Agent
Julie Folden
COASTAL PROPERTIES GROUP INTERNATIONAL
List Price
$599,000
Sold Price
$610,000
Premium/Discount to List
$11,000
1.84%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.66%
Purchase Details
Closed on
Apr 22, 2020
Sold by
Bournakel Dean C
Bought by
Bournakel Dean Charles and The Dean Charles Bournakel Rev
Purchase Details
Closed on
Oct 18, 1996
Sold by
Cline Dennis L
Bought by
Bournakel Dean C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
8.32%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 30, 1993
Sold by
Arrington William H and Arrington Barbara M
Bought by
Cline Dennis L and Cline Diane T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$185,000
Interest Rate
7.39%
Similar Homes in Largo, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,000,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $1,000,000 | Fidelity National Title Of Flo | |
| Warranty Deed | $610,000 | Fidelity Natl Ttl Of Fl Inc | |
| Interfamily Deed Transfer | -- | Attorney | |
| Warranty Deed | $270,000 | -- | |
| Warranty Deed | $210,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $800,000 | New Conventional | |
| Closed | $800,000 | New Conventional | |
| Previous Owner | $75,000 | New Conventional | |
| Previous Owner | $185,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/30/2025 06/30/25 | Sold | $1,000,000 | -7.4% | $477 / Sq Ft |
| 06/12/2025 06/12/25 | Pending | -- | -- | -- |
| 05/08/2025 05/08/25 | Price Changed | $1,080,000 | -3.6% | $516 / Sq Ft |
| 03/28/2025 03/28/25 | Price Changed | $1,120,000 | -2.6% | $535 / Sq Ft |
| 02/15/2025 02/15/25 | Price Changed | $1,150,000 | -3.8% | $549 / Sq Ft |
| 01/28/2025 01/28/25 | For Sale | $1,195,000 | +95.9% | $570 / Sq Ft |
| 08/14/2020 08/14/20 | Sold | $610,000 | +1.8% | $291 / Sq Ft |
| 07/31/2020 07/31/20 | Pending | -- | -- | -- |
| 07/30/2020 07/30/20 | For Sale | $599,000 | -- | $286 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $10,996 | $642,302 | -- | -- |
| 2023 | $10,996 | $623,594 | $0 | $0 |
| 2022 | $10,717 | $605,431 | $0 | $0 |
| 2021 | $10,724 | $579,717 | $0 | $0 |
| 2020 | $6,280 | $352,145 | $0 | $0 |
| 2019 | $6,173 | $344,228 | $0 | $0 |
| 2018 | $6,126 | $337,810 | $0 | $0 |
| 2017 | $6,074 | $330,862 | $0 | $0 |
| 2016 | $5,921 | $324,057 | $0 | $0 |
| 2015 | $6,007 | $321,804 | $0 | $0 |
| 2014 | $5,931 | $319,250 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Julie Folden
Seller's Agent in 2025
Julie Folden
COASTAL PROPERTIES GROUP INTERNATIONAL
(727) 493-1555
14 in this area
131 Total Sales
-
Tanner Tillung
Buyer's Agent in 2025
Tanner Tillung
EXP REALTY LLC
(727) 443-3320
1 in this area
96 Total Sales
Map
Source: Stellar MLS
MLS Number: TB8343693
APN: 05-30-15-36036-011-0940
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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