NOT LISTED FOR SALE

Estimated Value: $637,000 - $682,000

4 Beds
2.5 Baths
2,518 Sq Ft
$264/Sq Ft Est. Value

Last Sold June 13, 2023

Last sale price $655,000 $260 Per Sq Ft

Est. 2% increase in value since last sale

Current estimated payment $4,753/month

1 Day on Market

Highlights

  • In Ground Pool
  • Recreation Room
  • Gazebo
  • Bell-Graham Elementary School Rated A
  • Traditional Architecture
  • Formal Dining Room

About This Home

As of June 2023

This is it!! Fantastic 4 bed, 2.5 bath, finished basement and 3 car garage situated on nearly an acre with inground pool, next to a quiet no-through street. Walk into the foyer open to the dining room and living room which boast hardwood floors, crown moulding, wainscoting and large bay window. Kitchen features hardwood floors, granite countertops, stainless steel appliances, eat-in area with bay window and beautiful views of the grounds. Kitchen is open to the spacious family room with vaulted ceiling, skylights, floor to ceiling brick fireplace, and sliding doors to the amazing backyard. Head upstairs to 3 spacious bedrooms plus the master bedroom suite with an updated bathroom (skylights), double sink, soaker tub and separate walk-in shower, plus large walk-in closet. As if that isn't enough, make your way to the basement where you will find the finished basement with huge rec room and gym. The backyard is an entertainer's paradise with an in-ground pool (new hardtop safety cover), large built-in firepit, swing set and still plenty of space to run. Just minutes to Randall Road and all St Charles has to offer.

Last Agent to Sell the Property

Anne Kothe

Keller Williams Inspire License #475164923 Listed on: 05/10/2023

Keller Williams Inspire

Last Buyer's Agent

Meg Whitted

Baird & Warner Fox Valley - Geneva License #475176531

Baird & Warner Fox Valley -  Geneva

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,979

Year Built

  • Built in 1993

Lot Details

  • Lot Dimensions are 130x293x158x331
  • Paved or Partially Paved Lot
  • Additional Parcels

HOA Fees

  • $40 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Asphalt Roof

Interior Spaces

  • 2,518 Sq Ft Home
  • 2-Story Property
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Carpet
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Dual Sinks
  • Separate Shower

Outdoor Features

  • In Ground Pool
  • Stamped Concrete Patio
  • Gazebo

Schools

  • Bell-Graham Elementary School
  • Thompson Middle School
  • St Charles East High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Well
  • Private or Community Septic Tank

Community Details

  • Markmcsweeney@Msn.Com Association, Phone Number (630) 448-2242
  • Arbor Creek Subdivision
  • Property managed by Arbor Creek HA

Listing and Financial Details

  • Other Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,979

Year Built

Built in 1993

Lot Details

0

HOA Fees

$40 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Arbor Creek
  • Year Built: 1993
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • LivingArea: 2518
  • Room Type: Recreation Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Finished
  • Bathroom Amenities: Separate Shower,Double Sink
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Stamped Concrete Patio, In Ground Pool
  • List Price: 625000
  • OtherStructures: Gazebo
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Brick,Cedar

Garage/Parking

  • Garage Spaces: 3
  • Number of Cars: 3
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee: 475
  • Association Fee Frequency: Annually
  • Community Features: Curbs, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Arbor Creek HA
  • Management Contact Name: Markmcsweeney@msn.com
  • Management Phone: 630-448-2242
  • ResoAssociationFeeFrequency: Annually

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Bell-Graham Elementary School
  • High School: St Charles East High School
  • Middle/Junior School: Thompson Middle School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: Yes
  • Lot Dimensions: 130X293X158X331
  • Rural (Y/N): N
  • Lot Size: 1.0-1.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10979.26
  • Tax Year: 2022
  • Tax Exemptions: Home Improvement

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 10, 2023
Closed on
Jun 7, 2023
Sold by
Zasadny Peter James and Zasadny Joanna
Bought by
Westermann William M and Westermann Lauren D
Seller's Agent
Anne Kothe
Keller Williams Inspire
Buyer's Agent
Meg Whitted
Baird & Warner Fox Valley - Geneva
List Price
$625,000
Sold Price
$655,000
Premium/Discount to List
$30,000
4.8%
Views
38
Current Estimated Value
$664,860

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,860
Avg. Annual Appreciation
0.74%
Original Mortgage
$491,250
Outstanding Balance
$480,904
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$183,956

Purchase Details

Closed on
Jul 6, 2017
Sold by
Saunders Henry and Saunders Jeanine M
Bought by
Zasadny Joanna and Zasadny Peter James

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$341,600
Interest Rate
3.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 30, 2008
Sold by
Ahmed Fahad
Bought by
Saunders Henry and Saunders Jeanine M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 26, 2004
Sold by
Ahmed Zia
Bought by
Ahmed Zia and Ahmed Uzma S

Purchase Details

Closed on
Feb 11, 2003
Sold by
Fakroddin Nabi R
Bought by
Ahmed Zia

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,300
Interest Rate
5.75%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 13, 1998
Sold by
Fowler Daniel J and Fowler Jennifer D
Bought by
Fakroddin Nabi R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$220,000
Interest Rate
7.01%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Westermann William M $655,000 Chicago Title Insurance Compan
Zasadny Joanna $427,000 Greater Illinois Title Co
Saunders Henry $400,000 Fox Title
Ahmed Zia -- Chicago Title Insurance Comp
Ahmed Zia -- Multiple
Fakroddin Nabi R $338,500 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Westermann William M $491,250
Previous Owner Zasadny Joanna $341,600
Previous Owner Saunders Henry $272,000
Previous Owner Saunders Jeanine M $300,000
Previous Owner Saunders Henry $59,861
Previous Owner Saunders Henry $320,500
Previous Owner Saunders Henry $320,000
Previous Owner Saunders Henry $40,000
Previous Owner Ahmed Zia $150,000
Previous Owner Ahmed Zia $199,300
Previous Owner Fakroddin Nabi R $220,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/13/2023 06/13/23 Sold $655,000 +4.8% $260 / Sq Ft
05/12/2023 05/12/23 Pending -- -- --
05/10/2023 05/10/23 For Sale $625,000 -- $248 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $12,104 $174,597 $23,032 $151,565
2022 $10,630 $147,728 $20,986 $126,742
2021 $9,988 $139,485 $19,815 $119,670
2020 $9,973 $137,478 $19,530 $117,948
2019 $10,304 $135,459 $19,243 $116,216
2018 $10,289 $135,459 $19,243 $116,216
2017 $9,159 $119,784 $18,960 $100,824
2016 $9,749 $116,760 $18,481 $98,279
2015 -- $113,536 $17,971 $95,565
2014 -- $107,570 $18,247 $89,323
2013 -- $109,375 $18,553 $90,822
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11769356

Midwest Real Estate Data (MRED)

APN: 08-24-478-008