NOT LISTED FOR SALE

Estimated Value: $517,214 - $542,000

4 Beds
4 Baths
2,386 Sq Ft
$223/Sq Ft Est. Value

Last Sold May 31, 2023

Last sale price $469,000 $197 Per Sq Ft

Est. 13% increase in value since last sale

Current estimated payment $3,874/month

7 Days on Market

Highlights

  • Golf Course Community
  • Community Lake
  • Deck
  • Geneva Community High School Rated A
  • Clubhouse
  • Property is near a park

About This Home

As of May 2023

Amazing Mill Creek Location! This 4 bed 2.2 bath home has everything you could ask for. Located across from Weaver Park and backing up to Mill Creek Golf Course, and blocks from Mill Creek Elementary School. Enjoy the outdoors on your beautiful wrap around front porch. Entering the home, you will find gorgeous hardwood floors and vaulted ceilings that give the home a bright, airy feel. The eat in kitchen has ceramic tile, tons of cabinets, and you have access to your deck overlooking the golf course, perfect for entertaining or winding down after a hard day of work. Walking up to the second floor you will have your choice of 4 large-sized bedrooms with the primary bedroom containing an ensuite bathroom and walk in closet. Moving towards the bright and sunny finished basement, the possibilities are endless with a rec room, 5thh bedroom or exercise room and ample storage. Updates include: Newer windows 2017-2021, sliding door in kitchen 2013, garage door and opener 2020, siding 2016, roof in 2021, updated half bath 2022, primary shower glass encloser 2017.Enjoy the Mill Creek lifestyle with Golf courses, on site schools, walking paths, several parks, tennis, pool and convenient Village Center.

Last Listed By

Cindy Schmalz

@properties Christie's International Real Estate License #475123237 Listed on: 04/20/2023

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,034

Year Built

  • Built in 2003

Lot Details

  • Lot Dimensions are 140x70
  • Paved or Partially Paved Lot

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Radon Mitigation System
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,386 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Gas Log Fireplace
  • Family Room with Fireplace
  • Sitting Room
  • Living Room
  • Formal Dining Room
  • Recreation Room
  • Storage Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Flooring

  • Wood
  • Partially Carpeted
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level

Finished Basement

  • English Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Bedroom in Basement
  • Recreation or Family Area in Basement
  • Finished Basement Bathroom
  • Basement Storage
  • Basement Window Egress

Home Security

  • Storm Screens
  • Carbon Monoxide Detectors

Schools

  • Mill Creek Elementary School
  • Geneva Middle School
  • Geneva Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas
  • Community Well
  • Multiple Water Heaters
  • Water Softener is Owned

Additional Features

  • Deck
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Community Details

Recreation

  • Golf Course Community
  • Tennis Courts
  • Community Pool

Additional Features

  • Community Lake
  • Clubhouse

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,034

Year Built

Built in 2003

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2003
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Disposal, Stainless Steel Appliance(s)
  • Basement: Full, English
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Below Grade Finished Sq Ft: 1073
  • Fireplace Features: Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Vaulted/Cathedral Ceilings, Hardwood Floors, First Floor Laundry, Walk-In Closet(s), Some Carpeting, Separate Dining Room
  • LivingArea: 2386
  • Other Equipment: Humidifier, Water-Softener Owned, CO Detectors, Sump Pump, Backup Sump Pump;, Radon Mitigation System, Multiple Water Heaters
  • Room Type: Bedroom 5, Recreation Room, Sitting Room, Storage
  • Estimated Total Finished Sq Ft: 3459
  • Assessed Sq Ft: 2253
  • Basement Description: Finished,Egress Window,Rec/Family Area,Sleeping Area,Storage Space
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 1
  • Dining Room: Separate
  • Total Sq Ft: 2386
  • Basement Sq Ft: 1073
  • Fireplace Location: Family Room
  • Total Sq Ft: 3459
  • Main Level Sq Ft: 2386
  • Flooring: Carpet
  • ResoLivingAreaSource: Plans

Exterior Features

  • ExteriorFeatures: Deck, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 475000
  • Lot Features: Golf Course Lot, Sidewalks, Streetlights
  • OtherStructures: None
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Community Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Mill Creek Elementary School
  • High School: Geneva Community High School
  • Middle/Junior School: Geneva Middle School
  • Middle/Junior School District: 304

Lot Info

  • Lot Dimensions: 140X70
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10034.1
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 20, 2023
Closed on
Jun 27, 2023
Sold by
Ruff Adam and Ruff Elizabeth M
Bought by
Ruff Adam and Ruff Elizabeth M
Seller's Agent
Cindy Schmalz
@properties Christie's International Real Estate
Buyer's Agent
Cory Jones
eXp Realty, LLC - St. Charles
List Price
$475,000
Sold Price
$469,000
Premium/Discount to List
-$6,000
-1.26%
Total Days on Market
7
Views
68
Current Estimated Value
$532,054

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$63,054
Avg. Annual Appreciation
5.85%
Original Mortgage
$445,550
Interest Rate
6.75%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 20, 2023
Closed on
May 31, 2023
Sold by
Scanlan Ronald A and Scanlan Lisa M
Bought by
Ruff Adam
Seller's Agent
Cindy Schmalz
@properties Christie's International Real Estate
Buyer's Agent
Cory Jones
eXp Realty, LLC - St. Charles
List Price
$475,000
Sold Price
$469,000
Premium/Discount to List
-$6,000
-1.26%
Views
68

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$445,550
Interest Rate
6.75%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 20, 2005
Sold by
Barnard Christian and Barnard Elizabeth
Bought by
Scanlan Ronald A and Scanlan Lisa M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$269,000
Interest Rate
5.62%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 16, 2002
Sold by
Ayres Robert C and Ayres Sandra K
Bought by
Barnard Christian and Barnard Elizabeth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,600
Interest Rate
7.24%

Purchase Details

Closed on
Mar 16, 1999
Sold by
Fox Development Group Ltd
Bought by
Ayres Robert C and Ayres Sandra K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,770
Interest Rate
6.75%

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ruff Adam -- None Listed On Document
Ruff Adam $469,000 Fidelity National Title
Scanlan Ronald A $369,000 Chicago Title Insurance Comp
Barnard Christian $319,500 First American Title Co
Ayres Robert C $264,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ruff Adam $445,550
Previous Owner Scanaln Ronald A $230,000
Previous Owner Seanlan Ronald A $40,000
Previous Owner Scanlan Ronald A $241,300
Previous Owner Scanlan Ronald A $35,000
Previous Owner Scanlan Ronald A $269,000
Previous Owner Barnard Christian $32,000
Previous Owner Barnard Christian $256,000
Previous Owner Barnard Christian $31,950
Previous Owner Barnard Christian $255,600
Previous Owner Ayres Robert C $263,770
Closed Barnard Christian $31,950
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/31/2023 05/31/23 Sold $469,000 -1.3% $197 / Sq Ft
04/28/2023 04/28/23 Pending -- -- --
04/20/2023 04/20/23 For Sale $475,000 -- $199 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $11,087 $132,099 $32,982 $99,117
2022 $10,383 $120,038 $30,270 $89,768
2021 $10,034 $114,891 $28,972 $85,919
2020 $9,748 $112,198 $28,293 $83,905
2019 $9,712 $110,551 $27,878 $82,673
2018 $9,732 $111,020 $27,878 $83,142
2017 $9,724 $109,758 $27,561 $82,197
2016 $9,711 $108,815 $26,834 $81,981
2015 -- $102,743 $25,787 $76,956
2014 -- $100,805 $28,693 $72,112
2013 -- $100,805 $28,693 $72,112
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11763559

Midwest Real Estate Data (MRED)

APN: 11-12-258-007