$474,900

Estimated payment $3,716/month

3 Beds
2.5 Baths
3,160 Sq Ft
$150 Price per Sq Ft

Highlights

  • Colonial Architecture
  • Landscaped Professionally
  • Deck
  • Geneva Community High School Rated A
  • Community Lake
  • Property is near a park

About This Home

Welcome to this updated 3-bedroom, 2.5-bath two-story gem in the desirable Mill Creek community of Geneva! Set on a premium lot with golf course views from the inviting front porch, this home is move-in ready with brand-new carpet on both levels, freshly painted walls, and luxury vinyl plank flooring in the sunroom. Inside, enjoy a soaring two-story living room with a floor-to-ceiling masonry fireplace, a private home office with French doors, and a sunroom that opens to the deck-perfect for relaxing or entertaining. The kitchen features a walk-in pantry and connects to a spacious dining area. Upstairs, the primary suite includes a walk-in closet and a private bath with soaking tub, double vanity, and separate shower. The finished basement adds even more living space. Zoned, computer-controlled HVAC has been recently overhauled for top efficiency. A small HOA covers lawn care and snow removal, offering low-maintenance living in a beautiful setting. Sold as-is, but with the big-ticket items already done-this one's a smart buy!

Listing Agent

Matt Kombrink

One Source Realty License #471007391 Listed on: 09/19/2025

Co-Listing Agent

Brigham Miller

RE/MAX All Pro - St Charles License #475175048

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,995

Year Built

  • Built in 2003

Lot Details

  • 4,792 Sq Ft Lot
  • Dog Run
  • Fenced
  • Landscaped Professionally

HOA Fees

  • $125 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 3,160 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Screens
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Den
  • Bonus Room
  • Sun or Florida Room
  • Unfinished Attic

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet
  • Dual Sinks
  • Soaking Tub
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Deck
  • Patio

Location

  • Property is near a park

Schools

  • Mill Creek Elementary School
  • Geneva Middle School
  • Geneva Community High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Community Details

Overview

  • Association fees include lawn care, snow removal
  • Mill Creek Subdivision, Bayberry I Floorplan
  • Community Lake

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,995

Year Built

Built in 2003

Lot Details

0

HOA Fees

$125 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Colonial
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Mill Creek
  • Year Built: 2003
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier
  • Basement: Finished, Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • Below Grade Finished Sq Ft: 530
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • Flooring: Hardwood
  • Interior Amenities: Vaulted Ceiling(s), Cathedral Ceiling(s), Walk-In Closet(s)
  • LivingArea: 3160
  • Other Equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump
  • Room Type: Den, Sun Room, Eating Area, Bonus Room
  • Window Features: Screens
  • Estimated Total Finished Sq Ft: 3160
  • Bathroom Amenities: Separate Shower,Double Sink,Soaking Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 2630
  • Basement Sq Ft: 530
  • Fireplace Location: Living Room
  • Total Sq Ft: 3160
  • Attic: Unfinished
  • Main Level Sq Ft: 2630
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Brick
  • ExteriorFeatures: Dog Run
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 474900
  • Lot Features: Landscaped
  • Patio And Porch Features: Deck, Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 125
  • Association Fee Frequency: Monthly
  • Community Features: Park, Pool, Lake, Curbs, Sidewalks, Street Lights
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: Lawn Care, Snow Removal

Schools

  • Elementary School: Mill Creek Elementary School
  • High School: Geneva Community High School
  • Middle/Junior School: Geneva Middle School
  • Middle/Junior School District: 304

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.11
  • Lot Dimensions: 5100
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 12995
  • Tax Year: 2024
  • Tax Exemptions: None

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $12,996 $156,430 $19,093 $137,337
2023 $12,613 $141,182 $17,232 $123,950
2022 $12,362 $135,771 $15,815 $119,956
2021 $11,975 $129,949 $15,137 $114,812
2020 $11,649 $126,903 $14,782 $112,121
2019 $11,615 $125,040 $14,565 $110,475
2018 $11,726 $126,532 $14,565 $111,967
2017 $11,723 $125,093 $14,399 $110,694
2016 $11,061 $117,108 $14,019 $103,089
2015 -- $107,397 $13,472 $93,925
2014 -- $106,598 $14,991 $91,607
2013 -- $106,598 $14,991 $91,607
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/19/2025 09/19/25 For Sale $474,900 -- $150 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $360,500 Chicago Title Insurance Co
Deed -- Chicago Title Insurance Comp
Deed -- Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $232,000 New Conventional
Closed $250,000 New Conventional
Closed $200,000 New Conventional
Closed $216,000 Unknown
Closed $288,364 Purchase Money Mortgage
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12450615

Midwest Real Estate Data (MRED)

APN: 11-12-407-009